Start of menu
Search United Kingdom website
Close Menu
Skip to content



Everything you need to know is here

Activating your Card. Registering for Online Services and exclusive offers. It's all here. Make sure you bookmark this page, so you can come back when you need to. Click on the tabs below to find out more.

Get your Card up and running

First things first

If you haven’t already activated your American Express Card, you can do so quickly and securely online now. Register to manage your account with Online Services. It's secure, easy and completely free.

For security reasons, we'll send your American Express PIN separately from your Card. When you receive it, follow the directions on the back of the letter. It's easy to change your PIN to something more memorable at any of the 30,000 UK LINK cash machines.
Find your nearest cash machine

Forgotten your PIN

No problem. Click below to view your PIN online – just answer some security questions and we’ll reveal your PIN. If you’re still having difficulties, call the Customer Services number on the back of your Card.

Incorrectly entered your PIN?

If you’ve entered your PIN incorrectly too many times, it will become locked and you’ll need to use a cash machine to unlock the PIN. At the cash machine select the ‘PIN Services’ option. If you don't know your PIN to unlock it at the cash machine, you can view it easily online.

Image showing where to find the security code on the front of your American Express card

Card number and security code

Your Card number is embossed across the front of your Card. For your additional security, your Card also has a 4-digit security code printed on the front. It's above the Card number, towards the right, and printed flat (unlike the Card number). You may be asked for this number during phone and online transactions.

Customer password

When you first interact with American Express on the phone, during Activation, or when registering for Online Services, you will be asked to create a Customer Password. American Express uses the Customer Password to protect the accounts of our Cardmembers. Customer Password is always a 4-digit number, and you should select a Customer Password that will be easy for you to remember. You can choose your Customer Password from one of four types: a memorable date, mother’s birthday, father’s birthday or a numeric passcode. You will be asked for this Customer Password during select transactions when calling American Express or transacting on As a reminder, your Customer Password is not the password associated with your User ID when you log in to

283146A01_ICSS_CONTACTLESSWECOMEPACKS_DROPDOWN_BAPP_2.jpgDon’t you just love it when you get something extra? In addition to the usual Chip & Pin, your new Card now contains clever contactless technology, making it quick and easy to purchase items under £30.*

More rewarding than cash

You'll pick up your usual rewards every time you use your Card instead of cash for those smaller everyday purchases like sandwiches, coffee or travel. 

Just as secure as your normal transactions

Our contactless technology is just as safe and secure as Chip & PIN. Every transaction is protected by the usual fraud protection guarantee offered by American Express, making it safer than using cash. As an additional security measure we may occasionally ask you to complete a traditional Chip & PIN transaction.

A quick, convenient way to pay

Simply touch your Card against a contactless-enabled Card reader and the reader should confirm with either a light, beep or indicator to show that your Card has been read.
You can use your Card at the thousands of shops, restaurants and bars around the UK that accept American Express contactless. 

Getting started

You may need to complete one Chip & PIN transaction at first to enable your new Card for contactless payments.
To find out more,

*Participating stores only. Please check in-store for details.

Your monthly American Express statement contains:

  • your transactions for the month
  • the monthly balance due
  • your payment due date
  • your rewards balance.

Go green, go Paperless

Why wait for the post when you can access your bill at any time online? Sign up for Paperless Statements and you can view recent transactions right away, plus get instant access to six months’ worth of past statements. Archived statements (up to September 2005) are available on request.

Our secure site keeps your statements safe and while you enjoy peace of mind, you also help reduce your carbon footprint. When your monthly statement is ready to view, you’ll receive an email reminder from us.

Manage your account online

Online Services gives you fast and secure access to all your account information over the web. It’s the best and safest way to look after every aspect of your American Express account.
Online Services puts you firmly in control of your finances so you can:

  • securely view your current balance, recent transactions and six months’ worth of statements
  • keep up to date with your account by signing up for mobile and email Account Alerts
  • save time by paying your bill online
  • watch your rewards add up
  • sign up to receive exclusive offers by email.

Manage your account on your mobile

You can now access the most important account information when you're on the go - via a mobile website optimised for your phone or as a downloadable App for iPhone® and Android® devices.

  • Access and manage your accounts
  • Pay your bill
  • Check your balance
  • View your Avios.

Click here for more information on our mobile services.

Introducing the American Express Pass for Passbook®

Get instant access to your balance, transactions, and service information on the go, with push alerts to confirm your purchases.

Visit on your iOS6 or later iPhone® or iPod® touch device to get started.

To make life easier, there's a choice of ways to pay your bill. Take your pick from the options below:


It's fast and simple to pay your bill online using a Debit Card. Just register for Online Services, then log into your Account or the Amex App to make a payment.

Direct Debit

Direct Debit You can set up a Direct Debit to automatically make payments each month so you don't have to think about it. The Direct Debit can be set-up to pay the Minimum Due, your full balance or a set amount. To set up the Direct Debit, please call our Customer Service team on the number on the back of your Card.


Call Customer Services 24/7 and pay your bill over the phone using your Debit Card.


Send us a cheque payable to American Express Services Europe Ltd. along with the payment slip at the bottom of your statement. Don't forget to write your account number on the front of your cheque too.


You can pay your bill in person at the bank either by bank giro, using the payment slip provided on your statement, or by cheque.

You'll find more information regarding all your payment options and timeframes on your monthly statement.

All your questions answered

Visit our FAQs section for quick access to the most commonly asked questions about American Express.

Go Paperless

Cut down on post and go Paperless. Not only does it save time, it gives you added security as well.

Get exclusive offers

Sign up to receive exclusive offers from American Express by email.

Terms and Conditions

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.