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American Express My Essentials – Gadget, mobile phone and personal possession insurance
Imagine the situation – you drop your brand new mobile phone and smash the screen. Or you lose your briefcase complete with keys, wallet and iPod. Or the children spill hot chocolate all over your laptop. Your partner may even have their bag stolen along with their camera, sunglasses and the brand new watch you bought them for Christmas.
Now imagine the relief- when you realise that as a My Essentials member, you're covered.
We know how stressful and inconvenient situations like this can be, which is why we’ve introduced
American Express My Essentials to give you and your household family members peace of mind.
Gadget, mobile phone and personal possessions £12.99 per month1
Gadget, mobile phone and personal possession cover:
- From handbags to cameras, mobiles to watches, you can be covered for up to £1,500 per incident. You will need to register items valued between £250. and £1,500. Items under £250 are automatically covered and items with a purchase price of over £1,500 are not covered.
Loss of Key Insurance:
A maximum of three claims are allowed within a twelve month rolling period.
- Emergency call out of a locksmith if you are accidently locked out
- 24 hour recovery of your car if the locksmith cannot gain entry to your vehicle
- Car hire up to 3 days or transport costs if your car has to be recovered
- Replacement lock and key service for your home, home office, any vehicle, and safes.2
Assistance and support services:
- We give you a 24 hour helpline
- If you are stranded we include £200 to cover a hotel or taxi home
- We will attempt to transfer you to your network provider if your mobile is lost or stolen and text your loved ones to notify them.
Have a question?
To find out more or to buy call:
0845 147 9886*Monday - Friday 9am - 9pm
Saturday 10am - 4pm
Existing customers call:
0800 022 4355 Monday - Friday 8.30am - 8pm
Saturday 9am - 5pm
Terms of Conditions.
Gadget, mobile phone and personal possessions.
1 Equivalent to £155.88 and is inclusive of VAT and Insurance Premium Tax (IPT)
2 Subject to £600 limit
American Express Insurance Services Europe Limited, registered in England and Wales, company no. 05048826, 76 Buckingham Palace Road, London, SW1W 9AX, is authorised and regulated by the Financial Conduct Authority, registration no. 311684. Calls may be taped or monitored for quality, training and compliance purposes. Policy terms and conditions apply.
My Essentials is provided by Affinion International Limited, registered in England and Wales company no 1008797. Registered
Office: Charter Court, 50 Windsor Road, Slough, Berkshire, SL1 2EJ. Authorised and regulated by the Financial Conduct Authority (FCA) in respect of insurance mediation activities only under registration no. 311584. You can check this on the Financial Services Register by visiting www.fca.org.uk/register or by contacting the FCA on 0800 111 6768.
This insurance is underwritten by AmTrust Europe Limited. Registered in England number 01229676. Registered Office: Market Square
House, St. James's Street, Nottingham, NG1 6FG, United Kingdom. AmTrust Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 202189.
* Calls may be charged up to 13p per minute for landline customers. Calls from mobile phones may be considerably more.