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Spending Limit
No preset spending limit
Annual fee
No annual fee1

Charge Card benefits

There's no pre-set spending limit 2 and no interest fees. Simply pay your Card in full each month and stay on top of your finances.

This Card offers you all the basics you need to make purchases.

If you would like to see our full range of Cards offering a choice of rewards and insurance benefits - click here

24hr Customer Care Accepted Worldwide

Who should apply?

To apply for the Basic Business Charge Card you must confirm:

  • I am aged 18 or over
  • The company has been trading for more than one year and has a current UK Bank or Building Society account
  • My personal income is over £20,000
  • I have a permanent UK home address
  • I/The Business have/has no County Court Judgements for non-payment of debt

Please read important information below

Read Terms & Conditions
Read Summary Box
Your guide to the Lending Code

Important information 


1. Basic Business Card does not incur a card membership fee.

2. Purchases are approved based on a variety of factors including account history, credit record and personal resources, security may be required.

Written details are available on request. Applicant must be 18 years or over. The American Express Charge Card account is offered by American Express Services Europe Ltd. Registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number: 1833139. American Express Services Europe is authorised by the Financial Conduct Authority under the Payments Services Directive 2009 (reference number 415532) for the provision of payment services.