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Product Comparison Table

American Express provides a number of options for you when spending abroad, for example, you can use your American Express Card, or purchase foreign currency or American Express Travellers Cheques before you leave. The below comparison table shows how much these different options will cost, based on you making a purchase or cash withdrawal of €100 on Monday 3 June 2013.

Type of Transaction American Express Exchange Rate on 3 June 2013 Non-Sterling Transaction Fee Cash Fee Any other applicable charges Total Cost

A non-sterling purchase on your American Express Card

1.165 £2.56 n/a n/a £88.40

A non-sterling cash withdrawal on your American Express Card

1.165 £2.56 3% or £3 whichever is the greater n/a £91.40

American Express Travellers Cheques purchased at the American Express Travel Office in Heathrow Airport

1.1227 n/a n/a* 1.5% commission with a minimum charge of £3 £92.07

Foreign currency purchased at the American Express Travel Office in Heathrow Airport

1.1227 n/a n/a** 1.5% commission with a minimum charge of £3 £92.07

American Express Travellers Cheques purchased online and then collected from the American Express Travel Office in Heathrow Airport (there is a minimum transaction of £150 for this service)

1.142 n/a n/a* n/a £87.57

Foreign currency purchased online and then collected from the American Express Travel Office in Heathrow Airport (there is a minimum transaction of £150 for this service)

1.1389 n/a n/a** n/a £87.80
  • *We will not charge a fee for you buying travellers cheques with a credit or debit card but the transaction will be treated as a cash advance and your card issuer may therefore apply a charge to the transaction. A fee may be charged for encashment of travellers cheques. This is determined by individual banks and bureaux de change.

  • **We will not charge a fee for you buying foreign currency with a credit or debit card but the transaction will be treated as a cash advance and your card issuer may therefore apply a charge to the transaction