As the strategic investment group within American Express, we seek to invest in innovative startups in order to enhance our company's core capabilities and accelerate our efforts in digital commerce and financial inclusion. Across the globe, we strive to foster meaningful relationships with startups in our portfolio and beyond.
We are interested in both domestic and international investment opportunities. We prefer to work together with a syndicate of investors but can lead rounds when appropriate, and we are stage-agnostic following the seed round. We work very closely with management to help maximize returns for both parties on Amex-related opportunities.
We look for companies that will help accelerate American Express's digital transformation and strengthen connections with our growing network of Card Members and merchants around the world. This global network is constantly transacting in new ways, on new platforms, across multiple channels. Areas of interest include mobile, consumer and business payments, as well as loyalty and digital marketing products.
As part of broader company efforts focused on providing better access to financial services for underserved consumers and businesses, we seek companies that leverage technology to more effectively serve this demographic and provide upward mobility. Areas of interest include new ways to access capital, alternative credit-building models and personal financial management and savings tools.
We also explore companies that are using new technologies and sources of data to improve the underlying fundamentals of our business. Areas of interest include servicing, customer acquisition, fraud detection, security, data analytics and underwriting.