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Cash Back Credit Cards from American Express

Cash Back Cards from American Express

Maximize your cash back!
American Express cash back credit cards reward you with cash back on eligible purchases.

Featured Personal Cash Back Cards

Earn Cash Back on Eligible Purchases

Earn 3% Cash Back at U.S. supermarkets, up to $6,000 per year in purchases (then 1%); 2% Cash Back at U.S. gas stations; 2% Cash Back at select U.S. department stores; and 1% Cash Back on other purchases.

Terms and limitations apply.View Footnote

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

How Cash Back Adds Up

Earn 6% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%), 3% Cash Back at U.S. gas stations , 3% Cash Back at select U.S. department stores, and 1% Cash Back on other purchases.

Terms and limitations apply.View Footnote

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Featured Business Cash Back Cards

The Card that reinvests in your business with cash back

5% cash back at U.S. office supply stores, 5% cash back on wireless telephone services purchased directly from U.S. service providers, 3% cash back at U.S. gas stations, 1% cash back on other purchases.

Terms and limitations apply. 5% and 3% apply to purchases up to $12,000 in each of the 3 industry categories per year. Cash back earned is automatically credited to your statement.

Do Business on Your Terms

Get a 1.5% discount when you pay early.*
Take up to 60 days to pay with no interest.**

*Get a 1.5% discount on your payment by paying at least your minimum payment due within 10 days of the statement closing date.

** Take up to 60 days from the closing date on your monthly statement with no interest to pay your balance in full.

Benefits Details

 

Cash back is earned only on eligible purchases and is earned in the form of Blue Cash Reward DollarsSM (reward dollars). You can redeem reward dollars for statement credit, merchandise and gift cards, whenever your available reward dollars balance is 25 or more. The number of reward dollars you earn is based on a percentage of the dollar amount of your eligible purchases during each billing period.

Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply.

You will earn a reward of 3% on the first $6,000 of eligible purchases in an annual reward year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). An annual reward year is 12 billing periods in a row starting with the one that begins in January; 2% on eligible purchases of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); 2% on eligible purchases at select department stores located in the U.S. (The current list of select major department stores at which you can earn a 2% reward is available at americanexpress.com/rewards-info); and 1% on all other eligible purchases.

Merchants are assigned codes based on what they primarily sell. A purchase will not earn a higher percentage reward if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn a higher percentage reward.  A purchase may not earn a higher percentage reward if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

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Cash back is earned only on eligible purchases and is earned in the form of Blue Cash Reward DollarsSM (reward dollars). You can redeem reward dollars for statement credit, merchandise and gift cards, whenever your available reward dollars balance is 25 or more. The number of reward dollars you earn is based on a percentage of the dollar amount of your eligible purchases during each billing period. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply.

You will earn a reward of: 6% on the first $6,000 of eligible purchases in an annual reward year at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets). An annual reward year is 12 billing periods in a row starting with the one that begins in January; 3% on eligible purchases of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); 3% on eligible purchases at select department stores located in the U.S. (The current list of select major department stores at which you can earn a 3% reward is available at americanexpress.com/rewards-info); and 1% on all other eligible purchases.

Merchants are assigned codes based on what they primarily sell. A purchase will not earn a higher percentage reward if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not earn a higher percentage reward. A purchase may not earn a higher percentage reward if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

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