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Send and Receive Funds

Send and Receive Funds

We offer electronic international fund transfer services to businesses at competitive exchange rates in more than 110 currencies. Download a complete list of available currencies (PDF).

Outgoing Wire Payments
Send funds in foreign currency or US Dollars to payees outside the US quickly. Transactions are made electronically so it's fast, simple, and secure.

Incoming Wires
Receive foreign currency payments in your account reliably in US Dollars.
Draft Payments
When wire transfers are not an option, FX International Payments can issue foreign currency checks.

Incoming Cash Letter Items
Convert foreign drafts to US dollars with this service. Settlement is available for many currencies.
Manage Risk

Manage Risk

We offer services that allow you to mitigate your exposure to foreign exchange rate fluctuations.2

Fixed Forward Contracts
With a Fixed Forward Contract, you can lock in an exchange rate up to 12 months before you need it.

Window Forward Contracts
Not sure when you need to make your transaction? The Window Forward Contract can offer similar options as a Fixed Forward Contract, but allows you to make multiple payments to different payees throughout the duration of the contract.
Intra-Day Spot Payments
Intra-day spot payments allow you to lock in a currency purchase at a particular rate. Then enter payee's payment instructions later in the day.

Schedule Payments
Prepare payments in advance and have funds sent automatically on a chosen future date.
Controls and Reporting

Controls and Reporting

Your account is available online so you can easily manage and monitor your foreign payments.

Payment History and Reporting
Our payment history functionality is both flexible and comprehensive so you can easily create customized views of transaction status, currency, and date. Detailed information is also available on pending payments, which can be searched by status and currency.

Audit Trail
Important transaction information is available online, so you can keep track of payment details in one place.

File Upload
When making regular payments, save time and administrative resources by uploading information in a variety of formats from your accounting system.

Payee Bank Search
Search via IBAN or country information to find a payee's correct bank details (e.g., address of bank).
Download the IBAN Guide
Make recurring payments easier by saving payee and other transaction details. Spend less time re-entering data and reduce errors.

Transaction Confirmation
Receive confirmations by e-mail when transactions are completed.

User Permissions
Set parameters for user permissions including creating or approving payments. User profiles can be modified as needed.

1 FX International Payments is a service of American Express Travel Related Services Company, Inc. ("American Express"). This service is not available to consumers. To enroll in this service, your business will be required to complete an application, which is subject to review and approval by American Express. For a copy of the application, including terms and conditions, call 888-391-9971.

2 The risk management tools mentioned above (including forward contracts) are not suitable for every business. American Express is not providing you with legal, tax or financial advice. We recommend that you consult your own advisers to determine whether these risk mitigation products are suitable for you.

Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses and other disclosures.