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American Express for Target

  • Load

    Get a Card and load it at the register of your local Target store.

    Where to buy »
  • Spend

    Use your Card virtually anywhere in the U.S. where American Express® Cards are welcome—even online and at ATMs that accept American Express® Cards.

  • Repeat

    You can reload your Card as often as you wish. Adding funds is easy, either at Target stores, online or by phone.1

    Tips for reloading »


It’s an Easy Way to Spend

The American Express for Target Card is prepaid and reloadable, so you only spend what's loaded on the Card, with no credit checks or overdraft fees.

Purchase Protection1

Shop with added confidence and Purchase Protection1, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

Roadside Assistance Hotline2

Your car dies or blows a tire and you're stranded. Now what? With Roadside Assistance Hotline2 you can call us in case of emergency for reliable coordination and assistance service to help get you on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

Global Assist® Hotline3

You can rely on Global Assist®Hotline3 24/7 for medical,legal, financial or other select emergency coordination and assistance services while travelling more than 100 miles from home.Global Assistance Hotline can direct you to English speaking medical and legal professionals, help you locate consulates and embassies for visas and passports, assist you with missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.

Set up Direct Deposit

Save time by using Direct Deposit to automatically transfer all or part of your paycheck to your prepaid card. It's simple,and can be set up by logging in to your account.

Manage Your Card Online

Add funds to your Card, set up automatic reloads, check your balance and transactions, and sign up for alerts to notify you when your balance is low.6

Free Reloads from a Bank Account Online4

You can reload directly from a bank account free of charge.

Entertainment Access5

Special savings, exclusive events, and advance tickets to the latest shows - your Card can get you in where others can't. Be among the first to know about some of the hottest events in music, sports and theater with Entertainment Access.

American Express 24-Hour Customer Service

If you have questions, feel free to call us 24/7 at 1-888-872-9105 to reach our world-class Customer Service team.

What It Costs

  • $3 Loads at Target Stores1
    $3 ATM transactions*
    First ATM transaction free each month*
  • No Other Fees
    NO Monthly or Annual Fee
    You cannot overdraft with the American Express for Target Card,so there are no overdraft fees.
    NO Online Load Fee
    NO Purchase Transaction Fees
    NO Card Replacement Fee

For more information, see the Cardmember Agreement.

*A separate ATM fee by the ATM owner may also apply.