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Rewards Information

This page provides information about how you can earn additional rewards on some American Express® U.S. Consumer and OPEN® Small Business Cards.

If your Card has a rewards program, you earn a base level reward, typically 1 point or 1 percent cash back, for each dollar you spend on eligible purchases. With some Cards, you may also earn additional rewards for purchases in certain categories. On this website we call these additional rewards and this site will help you better understand how you earn those rewards. Both the base-level reward and additional rewards vary by Card. You can learn which rewards you can earn on your Card by referring to your Card Member Agreement or the Membership Rewards® program terms and conditions.

Click below to access our standard definitions of eligible purchases, additional rewards categories, examples of eligible merchants, named lists for car rental, department stores, drugstores ,computer hardware/software/cloud computing, and answers to frequently asked questions.

This website is only a summary of certain information about rewards programs. All rewards programs, base rewards and additional rewards are subject to and governed by the terms of the applicable Card Member Agreement or the Membership Rewards® program terms and conditions, as the case may be. In the event of any dispute, those terms will govern. The information on this website is subject to change without notice.You can learn which rewards you can earn on your Card by referring to your Card Member Agreement, the Membership Rewards program terms and conditions or your Card’s product page located on americanexpress.com.

Please note, for specific questions about how merchants are categorized or whether purchases made with third parties (e.g., Square, PayPal, Kayak) are eligible for additional rewards, click here for merchant and third-party information.

This section outlines information on how to earn additional rewards on travel purchases, including airfare, hotel stays, and car rentals. Click here for more information.

This section outlines information on how to earn additional rewards on retail purchases, including supermarkets, gas stations, restaurants, drugstores, and department stores. Click here for more information.

This section outlines information on how to earn additional rewards on business purchases, including office supplies, wireless service, shipping, advertising and computer hardware/software/cloud computing. Click here for more information.