For small to mid-sized businesses
Business Credit CardsBusiness Credit Cards
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The Business Platinum Card® from American Express
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
- 50% more points on qualifying large business purchases and 35% Airline Bonus.
- $200 Airline Fee Credit. Select one qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Account.*
- $450 annual fee
- No interest charges because you pay your balance in full each month. For months when you may need additional time to pay, we offer a feature that allows you to pay certain purchases over time with interest. If eligible, you may be given the option to enroll in the Pay Over Time feature, and if you choose to enroll, you will accrue interest on all eligible purchases when you choose to carry a balance.
The Business Platinum Card® from American Express
Featured Business Platinum Card® Benefits
Membership Rewards® Points
American Express Global Lounge CollectionSM
Based on comparison with other U.S. credit card programs, as of 6/2017.
Business Platinum Card® Benefits
for comfortable, VIP experiences 5X Membership Rewards® Points 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. 35% Airline Bonus Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 bonus points per calendar year. Eligible fares include First and Business Class tickets with all airlines available with American Express Travel. American Express Global Lounge Collection You deserve choices. With American Express Global Lounge CollectionSM, we give you plenty, including access to 1,000+ airport lounges in over 500 airports around the world. American Express Global Lounge CollectionSM programs and partners:
- The Centurion® Lounge
- The International American Express Lounges
- Delta SkyClub®
- Priority Pass Select
- Airspace Lounge
- Escape Lounges
No Foreign Transaction Fees Do business globally and pay no foreign transaction fees on your purchases. $200 Airline Fee Credit Select one qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Account.* *American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details. Fee Credit for Global Entry or TSA Pre✔TM Receive a statement credit every 4 years after you apply for Global Entry ($100) or TSA Pre✔® ($85). If approved, you can get expedited screening at select airports. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✔®. Each additional card on your account is also eligible. To receive the statement credit, the application fee must be charged on the eligible Additional Card. Read the full terms and conditions here. Fine Hotels & Resorts When you book through FINE HOTELS & RESORTS receive complimentary benefits including a room upgrade upon arrival when available1, daily breakfast for two people, guaranteed 4pm late check-out, noon check-in when available, complimentary Wi-Fi, and a unique amenity, such as a food & and beverage credit or one-way private sedan transfer2. See program terms and conditions for additional details. 1Certain room categories are not eligible for upgrade; call Business Platinum Travel Service for details.
2 Special amenity varies by property and valued at a minimum of US$100 or EUR85 at properties in Europe; call Business Platinum Travel Service for details.
To book your stay, visit americanexpress.com/fhr or call Business Platinum Travel Service at 1-800-553-9497.
Starwood Preferred Guest® Program Upgrade to Gold status in the Starwood Preferred Guest® program without meeting any stay requirements. Terms and limitations apply. Hilton Honors Gold Status With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points. Boingo American Express Preferred Plan Card Members can enjoy complimentary, unlimited Wi-Fi access with the Boingo American Express Preferred Plan. Receive Wi-Fi access on up to four devices to more than 1,000,000 hotspots worldwide and pay no Wi-Fi roaming fees. Confirm eligibility, and then access Boingo's Wi-Fi services by creating a Boingo American Express Preferred Plan account. Find and connect quickly and easily to available Boingo hotspots worldwide by downloading the Boingo Wi-Finder app for your laptop, tablet and mobile devices. Visit wifi.boingo.com to locate hotspots. Business Platinum Travel Service Platinum travel counselors specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels. to get more out of your card 1.5X Points on Large Purchases Get 50% more points on large business eligible purchases of $5,000 or more. That's 1.5 points per dollar. Up to 1 million additional Membership Rewards® points per year. Business Platinum Card Concierge From planning a business lunch to purchasing tickets for client entertaining, our concierge service is complimentary 24/7. Preferred Seating Program Get access to premium seats for select cultural and sporting events. Car Rental Loss and Damage Insurance♦︎ As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage. Global Dining Collection With the Global Dining Collection, you get special access to reservations and extraordinary experiences at restaurants that the Business Platinum Card Members love, as well as the opportunity to meet some of your favorite chefs at exclusive culinary events. Premium Roadside Assistance Whether you need a tow or a jumpstart, we'll send help your way 24 hours a day, 7 days a week. Emergency services like towing up to 10 miles, changing a flat, or jumpstarting a battery are a phone call away - even if you're in your driveway - and we will pay for included services up to four times a year. There are some vehicle exclusions and other important restrictions. Baggage Insurance Plan♦︎ Travel more comfortably knowing you can be covered by the Baggage Insurance Plan♦︎. Coverage can be provided for eligible lost, damaged, or stolen baggage during travel on a Common Carrier (plane, train, ship, or bus) when the entire fare for a Covered Trip has been charged to an eligible Card Account. Up to $3,000 for checked and carry-on baggage for each Covered Person per Covered Trip, which includes no more than $2,000 for checked baggage and a total of $1000 for all select high risk items such as jewelry and electronics. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Premium Global Assist® Hotline When you travel more than 100 miles from home, you have 24/7 medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, passport replacement, cash wires and more. Card Members may be responsible for the costs charged by third-party service providers. Travel Accident Insurance♦︎ Travel Accident Insurance♦︎ can provide up to $500,000 in accidental death and dismemberment coverage while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions. Premium Car Rental Privileges Enjoy complimentary membership in premium car rental programs, including special upgrades and discounts. to help you track and organize expenses Employee Cards Add Employee Cards to get rewards on employee purchases and stay on top of expenses with spending limits, alerts, and summary reports. Account Manager When you designate an Account Manager, you can allow trusted individuals - like an assistant or business partner - to access and manage your Business Card account. So you can trust your Account Manager to get the work done when you can't be there. Spend ManagerSM Spend ManagerSM is a feature available to help you manage your Card expenses by allowing you to add receipts and notes to your transactions either via desktop or your mobile device. Connect to Quickbooks Track your Business Card expenses in one place with Connect to QuickBooks. Your Card transactions are sent to your QuickBooks Banking page every day. Account Alerts Set Account Alerts to help you avoid late payments, notify you of irregular activity, and monitor Employee Card spending. Year-End Summary At the end of the year, see a complete summary that categorizes your spend by month and purchase type, and helps you track your business expenses down to the last detail. Online Statements View your purchase history, prepare reports, and budget your expenses. Mobile and Tablet Apps Easily manage your account, pay your bill, check your balance, view your benefits and more from your mobile phone or tablet. for Card Members Extended Warranty♦︎ When an American Express® Card Member charges an eligible product with his or her Card account, Extended Warranty♦︎ can provide up to one extra year added to the original U.S. manufacturer's warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions. Purchase Protection♦︎ When an American Express® Card Member charges a covered purchase with their Business Platinum Card® account, Purchase Protection♦︎ can help protect them for up to 90 days from the date of purchase if the item is stolen, accidentally damaged or lost. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions. Dispute Resolution We will work with you to resolve the issue if there is a fraudulent or incorrect charge on your statement. Amex Offers Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding. OPEN Forum® Share your ideas, read articles and get tools, advice and information for growing your business from industry experts and other business owners.