No Annual Fee¤
23.99% variable APR on purchases.¤
Earn 1 Membership Rewards® point for every eligible dollar you spend.‡
Your Card gives you the option to carry a balance with interest or pay in full each month. So, whether you're managing your monthly expenses or making a large purchase, you can have the payment flexibility you need while continuing to earn rewards.
Amex Offers rewards you at places you like to shop, dine, travel, and more. Simply log in to your account or use the American Express® App to add offers to your Card. Then use that same Card to pay and enjoy rewards directly on your statement.
The Membership Rewards® program keeps it simple. Just use your Card for purchases, large or small, and watch the points add up. Plus, there's no limit to how many points you can earn, and don't worry about expiration dates because there aren't any.‡