Start of menu
Search US website

Low Interest Credit Card Offers

Big Dreams Made Easier

All Low Interest Credit Cards

Earn Additional Points

Earn 2X points at U.S. Supermarkets on up to $6,000 per year in purchases and 1X points on other purchases with the Amex EveryDay® Credit Card. Terms apply.

Learn More

Opportunities await with our low interest offers.

Are you daydreaming of a week in Paris with friends? Or, planning to give your home an impressive makeover? Whatever you’ve got on your wishlist, it can be easier to plan ahead with a Credit Card that features a low interest offer. It’s a must-have for large purchases or when you typically carry a balance from month-to-month.

  • SAVE ON INTEREST
  • All the Credit Cards above have a fantastic 0% intro APR offer. So, if you’re ready to buy airline tickets or a dream sofa, it’ll help you save on interest for either 12 or 15 months. Just remember, that after the 0% intro APR period, your Card will have a variable APR. You can find out what the variable rate is by checking the rates and fees of your Card.
  • REWARDS TO SUIT HOW YOU SHOP
  • Depending on your Card, you can also enjoy accumulating cash back or Membership Rewards® points. Plus, every Card above comes with Amex Offers––a simple feature that lets you activate shopping, dining, and travel offers. No matter which Credit Card you choose with a low interest offer, you can enjoy fabulous perks and save on interest.
  • Learn more about the types of Rewards Cards American Express offers
    Featured Credit CardsFeatured Credit Cards

    Featured Cards
    Find the card that fits your needs.

    See Featured Cards
    Travel Rewards Credit CardsTravel Rewards Credit Cards

    Travel
    Enjoy benefits that travel with you and earn points to use towards future travel.

    See Travel Rewards Credit Cards
    Rewards Credit Cards Rewards Credit Cards

    Rewards Points
    Rewards start at just 1,000 points. Use points at over 500 leading brands.

    See Rewards Points Credit Cards

    Frequently Asked Questions

  • WHAT IS A CREDIT CARD WITH A LOW INTEREST OFFER?
  • All of the Credit Cards above come with a 0% intro APR offer to help you save on interest. To find out how long the offer lasts and what the variable APR is after the intro period, check the rates and fees of your Card.
  • WHAT IS THE LOWEST INTEREST RATE FOR A CREDIT CARD?
  • Take advantage of a 0% interest rate if you have a 0% intro APR offer from American Express. Just remember, that after the 0% intro APR period, your Card will have a variable APR. You’ll find the rate in the rates and fees section of your Card details.
  • WHICH CARDS WITH A LOW INTEREST OFFER HAVE NO ANNUAL FEE?
  • The Blue Cash Everyday® Card, Amex EveryDay® Credit Card, and Cash Magnet™Card will help you save on interest and enjoy fabulous benefits for no annual fee.
  • CAN YOU ACCESS AMEX OFFERS WITH LOW APR CREDIT CARDS?
  • Yes! You can add fantastic shopping, dining, and travel offers to your Card. Just log into your account or use the Amex® Mobile app to activate the offers.