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0% Intro APR Credit Card Offers

Sometimes, the Simplest Way to Start is to Start at Zero.

All 0% Intro APR Cards

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Explore the many benefits of a Credit Card with a 0% intro APR offer.

Getting more from your Card is always a great thing. Not only can you save on interest with our 0% intro APR offers, you can also take advantage of many benefits from American Express.

  • FEEL READY FOR LARGE PURCHASES
  • When you have a large purchase coming up such as a new sofa or an international flight, the 0% intro APR period can help you save on interest. It’s also great to have one of our Cards above for unexpected expenses like a car repair. Just remember, that after the 0% intro APR period, your Card will have a variable APR. You can find out what the variable rate is by checking the rates and fees of your Card.
  • CHOOSE HOW YOU GET REWARDED
  • If you enjoy earning points, browse our Cards enrolled in the Membership Rewards® Program. It’s a wonderful way to redeem points for merchandise, gift cards, or travel bookings. If you prefer the ease of earning a statement credit, then browse our Cards with Cash Back.
  • USE YOUR CARD WITH MORE CONFIDENCE
  • Whichever popular Card you choose, you’ll always get 24/7 Card Member support. So, explore our options above and find the perfect fit for you.
  • Learn more about the types of Rewards Cards American Express offers
    Featured Credit CardsFeatured Credit Cards

    Featured Cards
    Find the card that fits your needs.

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    Travel Rewards Credit CardsTravel Rewards Credit Cards

    Travel
    Enjoy benefits that travel with you and earn points to use towards future travel.

    See Travel Rewards Credit Cards
    Rewards Credit Cards Rewards Credit Cards

    Rewards Points
    Rewards start at just 1,000 points. Use points at over 500 leading brands.

    See Rewards Points Credit Cards

    Frequently Asked Questions

  • WHY CHOOSE A CREDIT CARD WITH A 0% INTRO APR OFFER?
  • There are so many great reasons to choose from our Cards above; you can save on interest during the introductory period if you have large purchases coming up, enjoy brilliant benefits, and get 24/7 Card Member support.
  • DOES THE 0% INTRO APR APPLY TO PURCHASES, BALANCE TRANSFERS OR BOTH?
  • The 0% intro APR offers above apply to both purchases and balance transfers.
  • HOW LONG DOES THE 0% INTRO APR OFFER LAST?
  • Depending on your Card offer, the introductory period lasts for 12 or 15 months.
  • WHAT IS THE APR AFTER THE INTRO PERIOD FOR 0% INTRO APR OFFERS?
  • After the 12 or 15-month intro period, your Card will have a variable APR. Please refer to the rates and fees of your Card to see what the variable rate will be.