An Additional Card Member is another user on your Card account. An Additional Card Member can enjoy some of the benefits and convenience of your American Express Membership.  You will remain responsible for all purchases made on both your Card and the Additional Card Members’ Card.

Log in and get started using this link or call the number on the back of your Card.

Or, follow these steps:

Step 1: Log in to your account.

Step 2: On the Account Home page, scroll down until you can see “Useful Links” on the right.

Step 3: Click on “Add Someone to your Account”

You need the Additional Card Member's full name to add them to your account.  You also need their Social Security Number and Date of Birth, but you have up to 60 days from the day you add them to supply that information.  If you do not add the Additional Card Member's Social Security Number and Date of Birth within the 60 days, the Additional Card Member's Card will be canceled.  You would need to add them to your account again if you still want them to have an Additional Card.

Yes, the Additional Card Member can have their own log in.  The AMEX app can be a great tool for the Additional Card Member to track their spending or even make a payment.

The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta Reserve, which have alternative options).  For example, if you hold a Blue Cash Everyday® Card, the Additional Card Member will also hold a Blue Cash Everyday® Card.

If you have more than one American Express Card, you can add Additional Card Members to one or all of your Cards.

Yes. 

You will be held responsible for all purchases charged on both your Card and the Additional Card Members’ Card.

You are adding the Additional Card Member to your existing account, which means their purchases will be subject to the same APR and other rates and fees as your account.

Annual Fees for Additional Cards vary from Card to Card, please check your Card Member Agreement. 

Follow these steps to view your Card Member Agreement:

Step 1: Log in to your account.

Step 2: Click on the Account Services tab

Step 3: Click on “Request Card Member Agreement"

Your Card Member Agreement is the best place to find annual fee information.  You may use the Additional Cards Annual Fee chart below as reference.

Yes, Charges made by each Additional Card are itemized on your monthly statements for easy expense tracking. You also can check the balance of the Additional Card anytime via your online Account (within the Statements & Activity tab), within your monthly statement, or by calling the number on the back of your Card.

Yes, you can check the balance of the Additional Card anytime via your online Account (within the Statements & Activity tab), within your monthly statement, or by calling the number on the back of your Card. Charges made by each Additional Card are itemized on your monthly statements for easy expense tracking.

You can set a limit as low as $200 for the Additional Card Member. You can also allow the Additional Card Member to access your full credit limit. Terms Apply.

To access the Additional Card controls use this link or follow the steps below:

Step 1: Log in to your account.

Step 2: Open the Account Services tab

Step 3: Click on "Manage Spending Limits for Additional Card Members"

No, the Additional Card Member cannot access your account information (Card number, transactions, limit controls) unless you give them access as an Account Manager.

Credit Information will be provided to the credit bureau for the Additional Card Member when they are age 18 or older.  The credit history will build from positive credit based on the your credit.  If you, the Basic Card Member, becomes delinquent at any point, we will discontinue reporting on the Additional Card Member’s Card in order to retain positive history on the Additional Card Member.

Additional Card Members do enjoy some of the same benefits as you:

- You will earn rewards for all eligible purchases made by Additional Card Members.

- Purchase Protection: When you use your Card, it’s nice to know that theft, accidental damage and sometimes loss can be covered by Purchase Protection^◆ 

- Fraud Protection: When your Additional Card Member uses their American Express® Card, you won't be held responsible for fraudulent charges. If you or your Additional Card Member see a charge that you think is fraudulent, just call us at the number on the back of your Card. There's no deductible, so you and your Additional Card Member can use your Cards with confidence.

- Global Assist^® Hotline^‡: When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.

- Early Ticket Access: Stay in the know with exclusive access to ticket presales and Card Member-only events. Check out Broadway shows and concert tours, family and sporting events, and more^.‡

Card specific benefits may vary for each Card for Additional Card Members. Check your Card's benefit terms to see more.  To access your Card's benefit terms, log in and click on Benefits under the Membership tab.

^‡Benefit Terms

Yes, eligible purchases charged on the Additional Card Members’ Card will count towards your welcome bonus and help you earn rewards.