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Don't wait for your Card in the mail.

Get started now with Instant Card Number.


You can immediately start shopping online and using your new Card benefits on the things you care about, starting today, if you're eligible. ‡   


Fast, flexible, secure


No matter which Card you’re approved for, American Express gives you the chance to add your actual Card

number to your digital wallet or shop online before your Card arrives in the mail. See FAQs for more information. 

How it works



for the Card you want and get

a decision in as little as 30 seconds.

If eligible, get instantly approved  for your Card.


Retrieve your Instant Card Number

immediately post approval in just 4 simple steps, if eligible‡.


Start shopping and earning rewards 

with your Instant Card Number for online purchases and mobile wallet purchases before your physical Card arrives in the mail.

What can you do with it today?

Getting your actual Card number now means you can instantly get the most out of your new Card.

Book a trip today

Plan your next vacation online and book it right away.

Earn Rewards Sooner

Whether it’s miles, points or cash back, you can immediately start earning rewards.

Shop online

You can use your Card number to shop online at places like Amazon, Target, Best Buy®, or where digital wallets are accepted.

Enjoy it on the go

Take your Card number with you wherever you go. You can connect your new Card number to Apple Pay, Samsung Pay, or Google Pay.

Frequently Asked Questions

Terms & Conditions

Instant Card Number eligibility is based on our ability to instantly validate your identity. If you are eligible for Instant Card Number, you will receive an Instant Card Number that you can use virtually anywhere American Express is accepted and a physical Card will not be required. You may not have access to your full credit line to use anywhere the Card is accepted until after you confirm receipt of your physical Card. We will mail your card in 3-5 business days of account approval.