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Pay at your own pace
with Plan ItSM

 

A new option that allows you to 
set up a monthly payment plan. 

Terms Apply1

 

 

 

 

 

 

 

Plan It allows you to place larger purchases
into a monthly payment plan.

 

 

Interest-Free

 

When you plan a purchase, you’ll pay a fixed monthly fee and no interest charges.

 

 

 

 

No Surprises

 

The fixed monthly fee is shown upfront so you know exactly how much you’ll pay each month.

 

 

 

 

Earn Rewards

 

You’ll still earn rewards as you normally would.

 

 

How to use Plan It

Select a Transaction

 

Select the transaction you want to plan.

 

 

 

Select a Plan

 

Choose a plan option that works for you, and see exactly how much you’ll pay each month.

 

 

Manage Your Plans

 

Your monthly plan payments are included in your monthly statement.

 

 

 

Start taking advantage of Plan It today.

 

 

 

 

 

 

Use Pay ItSM to quickly pay off small purchase amounts.

 

Pay It lets you reduce your balance by making small payments throughout the month in the Amex Mobile app. Terms Apply2

 

 

 

 

 

 

 

 

 

 

How To Use Pay It

 

Log in

 

Log-in to the Amex mobile app.

 

 

 

Select

 

Tap a small transaction from your Recent Charges.

 

 

 

 

Pay

 

Complete a payment for that amount to reduce your balance.

 

 

 

Log-in to the Amex Mobile app to start using Pay It today.

 

 

 

 

 

Frequently Asked Questions

 

 

Terms & Conditions

 

1 Plan ItSM

Plan It is available to all non-cancelled Credit Card accounts issued by a U.S. banking subsidiary of American Express. Only the Basic Card
Member or Authorized Account Manager(s) on the Account can select a qualifying purchase for Plan It. Prepaid Cards and products, American
Express Charge Cards, American Express Corporate Cards, American Express [Small Business Credit Cards] and American Express-branded
cards or account numbers issued by other financial institutions are not eligible.

 

Plan It allows you to create a payment plan for qualifying purchases, subject to a plan fee. This fee is a fixed finance charge that will be
charged each month that a plan is active.

 

You may use this feature by selecting a qualifying purchase and a plan duration. Qualifying purchases will be identified in your American
Express online account or American Express Mobile for your Eligible Account.

 

For more information about Plan It please see the “About the Plan It Feature” section of your Cardmember Agreement.

 

2 Pay ItSM

Your account is eligible for Pay It if you are a Basic Card Member of a Credit Card account issued by a U.S. banking subsidiary of American
Express that is not cancelled.  Prepaid Cards and products, American Express Charge Cards, American Express Corporate Cards, American
Express [Small Business Credit Cards] and American Express-branded cards or account numbers issued by other financial institutions are not
eligible.

 

Pay It is only available in the American Express Mobile app for your Eligible Account. With the Pay It feature, you can make a payment equal
to the amount of a billed purchase. Payments made with Pay It are not applied to that billed purchase but to your outstanding balance in
accordance with the “How we apply payments and credits” section of your Cardmember Agreement.