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TrueEarnings® Card from Costco and American Express

Earn Cash Back. Flexibility to Pay Charges Over Time. Enjoy no annual fee with your paid Costco membership.
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Your Personal Info

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Please enter your Costco Membership Number:*
Not a Costco member? Click here to sign-up and you'll receive your membership number by e-mail within 24 hours
Are you a Costco business member or business owner? Click Here to Apply for the TrueEarnings Business Card from Costco and American Express.
We may send you updates on your application status, as well as information about our or our business partners' products and services. For information about how we protect your privacy, please read our Privacy Statement.

We only ask for a Physical Address when the Home Address has been entered as a P.O. Box.

For your security, please re-enter the social security number and date of birth for Additional Card(s) to complete this application.

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Your Employment Info


Include all income available to you. If under age 21, include only your income. Income includes wages, retirement, investments, rental properties, etc. Alimony, child support, or separate maintenance need not be revealed if you do not wish to rely upon it.

Optional Features

Share Access to Your Benefits

Order an Additional TrueEarnings® Card from Costco and American Express.

  • Add someone to your account with no annual fee.
  • Additional Card Member charges are itemized and separated on your regular monthly statement.
  • If your Card or the Additional Card is lost or stolen, only that Card needs to be replaced because each Card has its own number.

Additional Card Members must have current Costco Memberships in their names. Must be 18 years or older and must never have had a defaulted account with American Express.

Order Additional Cards


*. This forum is designed for Cardmembers to rate their experience with products and services offered by American Express and its affiliated companies. Product or service requirements, price and features can depend on Cardmember choices as well as laws and the product or service contracts, which may vary by location. American Express does not guarantee the accuracy of Cardmember posts.

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