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Earn 25,000 Pointsafter you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
Offer Terms
American Express Premier Rewards Gold Card

GOOD FOR

Earn points for the things you buy and use points for the things you want.

Benefit Terms

NO INTEREST CHARGESNo interest charges because you pay your balance in full each month.

Benefit Terms Rates and Fees

ANNUAL FEE

$0 intro annual feefor the first year, then $175.

Offer Terms Rates and Fees

American Express® Premier
Rewards Gold Card

Get a decision in as little as 60 seconds. Apply Now

Highlights of This Card

3X PointsEarn 3X points for flights booked directly
with airlines.
2X PointsEarn 2X points at US gas stations and US supermarkets.1X PointsEarn 1X points on other purchases.
Terms and limitations apply.
Great Ways to Use Points for Rewards
TravelTransfer points to our selection of frequent traveler programs.Dining &
Entertainment
Get access to dining, movie, music, and theater rewards.
MerchandiseUse points for merchandise from leading retailers through membershiprewards.com.Gift CardsUse points for Gift Cards from top brands for travel, dining, and retail rewards.
Benefits and Services of Card Membership
Key Benefits
Membership Rewards® Pay with Points

When you book in advance through the American Express Travel site, you can use Membership Rewards® points towards all or part of your flight, hotel booked and paid in advance (prepaid hotel), vacation package or cruise booking. There are no blackout dates or seat restrictions- and you can still earn points or miles in your hotel or airline frequent customer program. You must redeem at least 5,000 points to take advantage of Pay With Points.

The Hotel Collection

Stay a minimum of two consecutive nights and receive a $75 hotel credit on qualifying charges and room upgrade at check-in, if available.

Enjoy Access to Card Membership Benefits

TRAVEL WITH MORE CONFIDENCE

SHOP WITH MORE CONFIDENCE

ENJOY ENTERTAINMENT ACCESS

MANAGE YOUR ACCOUNT

See How This Card Compares

American Express Premier Rewards Gold Card

American Express® Premier Rewards Gold Card

American Express Green Card

American Express® Green Card

American Express Platinum Card

Platinum Card® from American Express

WELCOME OFFER

Earn 25,000 Pointsafter you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
$0 Intro Annual Feefor the first year of Card Membership, then $95
Earn 40,000 points after you use your new Card to make $3,000 in purchases in your first 3 months.

Annual Fee

$0 Intro Annual Feefor the first year, then $175.
$0 Intro Annual Feefor the first year of Card Membership, then $95

Earning Rewards

3X Pointsfor flights booked directly with airlines.2X Pointsat US gas stations and US supermarkets.1X Pointson other purchases.Terms and limitations apply.
1X Pointsfor every dollar of eligible purchases. 2X Pointson each dollar of eligible purchases made when you book using a Membership Rewards® program-enrolled American Express Card on the American Express Travel website.
1X Pointsfor every eligible dollar you spend. Earn 2X points at amextravel.com. Terms apply.

Airport Lounge Access and Priority Pass Select

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No Foreign Transaction Fees

American Express Premier Rewards Gold Card

American Express® Premier Rewards Gold Card

American Express Platinum Card

Platinum Card® from American Express

Membership Rewards® Pay with Points

When you book in advance through the American Express Travel site, you can use Membership Rewards® points towards all or part of your flight, hotel booked and paid in advance (prepaid hotel), vacation package or cruise booking. There are no blackout dates or seat restrictions- and you can still earn points or miles in your hotel or airline frequent customer program. You must redeem at least 5,000 points to take advantage of Pay With Points.

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The Hotel Collection

Stay a minimum of two consecutive nights and receive a $75 hotel credit on qualifying charges and room upgrade at check-in, if available.

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Premium Roadside Assistance

Whether you need a tow or a jumpstart, we'll send help your way 24 hours a day, 7 days a week. Emergency services like towing up to 10 miles, changing a flat, or jumpstarting a battery are a phone call away—even if you're in your driveway—and we will pay for included services up to four times a year. There are some vehicle exclusions and other important restrictions.

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Car Rental Loss and Damage Insurance

When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.

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Global Assist® Hotline

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.

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Baggage Insurance Plan

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

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Extended Warranty

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

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Purchase Protection

When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.

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Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

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Dispute Resolution

If there's a fraudulent or mistaken charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.

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American Express Offers

You can save on dining, shopping, entertainment and more when you use your Card. You can check your account online, download our mobile app or link your Card with Facebook, foursquare and Twitter. To learn more, visit amexoffers.com.

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Entertainment Access

Stay in the know, with exclusive access to ticket presales and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

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American Express Preferred Seating

With Preferred Seating, you will have access to premium seats for select cultural and sporting events, based on availability.

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No Pre-Set Spending Limit

The American Express Card has no pre-set spending limit, which gives you purchasing power that adjusts with your use of the Card and other factors.

No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

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