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Do I have to pay foreign transaction fees when I use my Card?


Depending on the type of product you have, you may be charged foreign transaction fees to convert your international transactions into US currency.

You can check if foreign transaction fees are waived for your Card through your online account. Otherwise, for personal and small business (OPEN) Cards we charge 2.7%, and for Corporate Cards, it's 2.5%.

By using your Card when traveling abroad, you can take advantage of rewards programs and insurance benefits that you would not receive if you paid cash. Learn more about your benefits through your online account at americanexpress.com/benefits.