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Foreign Exchange Risk Management for Businesses

American Express® FX International Payments helps businesses manage foreign exchange risk by providing solutions that can reduce exposure to currency exchange rate fluctuations.

Key Features

  • Easy to sign up

  • You don’t have to be an American Express Card Member to use our service

  • Get Membership Rewards® points for eligible international wire transactions if enrolled1

  • Competitive exchange rates

  • World-class phone and email customer support, 24-hours-a-day, Monday through Friday

  • In-depth and flexible reporting services

  • Settle transactions from existing business bank accounts

American Express FX international payment solutions have several features that make them secure and convenient to use

Fixed Forward Contracts


  • Buy fixed forward contracts and create draw-downs easily online on maturity date

  • Lock in foreign exchange rates, and make timely payments to suppliers to reduce exposure to exchange rate fluctuations

  • Additional funds can be added after the initial contract purchase is made, but a new rate may apply

  • Rate is fixed throughout the life of the contract

Forward Contracts from American Express FX International Payments are payment Solutions that help foreign exchange risk management.

Window Forward Contracts


  • Buy Window Forward contracts and create draw-downs easily online

  • Lock in foreign exchange rates to reduce exposure to rate fluctuations, and make timely payments to supliers before invoices to reduce exposure to exchange rate risks.

  • Additional funds can be added with a new contract, but a new rate may apply

  • Best for making multiple payments over a period of time

Reasons to make American Express® FX International Payments Your Payments Solution


More than a century’s experience in supporting international payments between businesses.


Value for money

Help drive down FX costs by tailoring FX international payments products around the needs of your business. Send and receive international payments with no setup or maintenance fees.


Easy Access

Access to specialist support and payment processing teams, 24-hours, 5 days-a-week, at no extra charge. They’ll help make sure your payments go to the right place at the right time, and help you with any issues.


Easy transactions

An easy to use online system that’s backed up with support by phone or email 24 hours-a-day Monday through Friday.


Reliable security

Enjoy peace of mind that your international payments will be sent securely to your supplier.


Fast payments

Fully automate your payments process, so you won’t have to process payments manually.


Earn rewards

Receive one Membership Rewards® point for every $30 USD in foreign currency wires sent internationally, up to a maximum of 4,000 points per transaction if enrolled.1