Merchant Fraud Protection Tools and Resources
As an American Express merchant, there are many things you can do to help mitigate fraud. Most of our fraud solutions are offered to merchants at no charge and are designed to work seamlessly together. Each tool you utilize will provide another layer of protection for your business and customers. Contact your American Express partner to begin enabling faster, more efficient, and accurate solutions today.
Enhanced Authorization
Reduce fraud by sharing key transactional elements with American Express.
Enhanced Authorization is a free solution from American Express that better identifies who is on the other end of transactions in real-time. Merchants who use Enhanced Authorization typically see increased approval rates, reduced false positives, and fraud reduction of up to 60%, while maintaining a seamless customer experience. Learn more
Protect your business. Preserve your bottom line.
American Express fraud tools make your card-not-present transactions more secure than ever and enables you to keep your profits where they belong—in your pocket.
SafeKey ®
Receive fraud liability shift by providing an extra layer of security for purchases that are made through web browsers and or in-app.
Accertify
Count on comprehensive fraud protection, chargeback management and device intelligence across all your card brands.
Verify-It
Validate a customer’s name, phone number, email and address with this free, browser-based tool.
Tokenization Service
Eliminate the need to store real card account numbers, with no added friction to the customer experience.
American Express EMV® chip card payments – A global standard in card-present transactions
EMV® Chip Cards have an embedded microprocessor chip, making them difficult to counterfeit. Help protect your business against fraud and strengthen your relationship with customers. Ensure your terminals are EMV Chip Card enabled—the global standard to help combat card-present fraud.
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