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Payment Processing with American Express

Whether you operate in a card present or card-not-present business, we have a suite of solutions to help you process your American Express® Card transactions.
From traditional in-store terminals and automated dial-payment options, to turn-key payment processing software and Payment Software Development Kits (SDKs), we've got your processing needs covered.

Benefits of connecting directly

We've made it easy for merchants to connect directly to American Express, helping them to save time and money. Here are just a few reasons you might want to take a look at how your business can benefit by connecting directly to American Express.

  • Eliminate third party processor transaction fees for handling the American Express Card.

  • Eliminate potential points of failure that can occur through third party processors and take advantage of American Express fraud prevention tools.

  • Benefit from fast direct authorization transaction response times average 1 - 3 seconds.

Getting started

Find out more about the solutions below to learn more about your options for connecting directly to the American Express Network.

Dial Payment Solutions

In-store Terminal Solutions

PurchaseExpress Premium

PurchaseExpress Online

Internet Direct

Payment SDK

Talk to us

Call us Monday-Friday 9AM-7PM EST if you have questions about terminals or processing your transactions.
Merchants in the USA & Canada can call 800.528.0682. You can also chat with us live!

The content of this website is intended for educational purposes only. Merchants must consider the information presented in light of their individual circumstances and objectives. American Express is not making and representations or warranties, express or implied, as to the accuracy or completeness of any information that is provided hereunder. For the most accurate and current information regarding our policies and procedures please visit