More Rewards American Express Card
Go farther with FlexPerks Rewards.
Your purchases add up to big rewards.1
- 5X FlexPoints on prepaid hotels and car rentals booked directly in the FlexPerks Rewards Center
- 3X FlexPoints at restaurants
- 2X FlexPoints at gas stations and airlines
- 1 FlexPoint per $1 on all other eligible purchases
Don’t miss out on the benefits that come with your U.S. Bank FlexPerks® Gold American Express® Card.
- Go mobile. Add your Card to your mobile device and you'll enjoy simple and more secure payments in stores, in apps and on the web.
- Earn even more rewards. Add authorized users to your account by logging into usbank.com > Customer Service > Self Service or the U.S. Bank Mobile App > Manage Cards2
- Speed through checkout. Link your Card to PayPal by logging into usbank.com > My Accounts > Take Action or the U.S. Bank Mobile App > Manage Cards
- Stay up to date. Provide your email address to receive special offers.
- No foreign transaction fees are assessed by U.S. Bank on international purchases.
1 Rewards are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Upon approval, please refer to the materials received with your new Card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem FlexPoints. Merchants identify their business by selecting a merchant category code established by American Express. A Purchase will not earn additional FlexPoints if the merchant’s selected code is in a category that is not eligible for additional FlexPoints earning. U.S. Bank does not determine the category codes that merchants choose and reserves the right to determine which Purchases qualify for additional FlexPoints. We reserve the right to adjust the number of FlexPoints for Purchases or to stop issuing FlexPoints for Purchases on the Account, upon notice to you. Use of the Card is subject to terms and conditions of the U.S. Bank FlexPerks Gold American Express Cardmember Agreement, which may be amended from time to time. U.S. Bank FlexPerks Gold American Express Cardmembers will earn one (1) FlexPoint for every $1 in eligible Net Purchases. In addition, you will earn additional FlexPoints for the following Net Purchases: You will earn four (4) additional bonus FlexPoints for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online FlexPerks Rewards Center using your U.S. Bank FlexPerks Gold American Express Card. Please allow 1-2 statement billing cycles for your bonus FlexPoints to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn two (2) additional FlexPoints for every $1 in Net Purchases during each billing cycle for any merchant classified as a restaurant. Purchases made at a restaurant inside another establishment may not be recognized as a restaurant, and will not qualify for additional Rewards. You will earn one (1) additional FlexPoint for every $1 in Net Purchases during each billing cycle for any merchant classified as a gas station and for any merchant classified as an airline. Please allow 1-2 statement billing cycles for your bonus FlexPoints to appear on your Card statement. FlexPoints will expire at the end of the calendar quarter, at 11 p.m. Central Time, that is five (5) years from the date on which they were earned. FlexPoints are redeemed or expire on a first-in, first-out basis, so FlexPoints you earned first are used or expire before FlexPoints you earned later.
2 You agree to be responsible for all transactions the Authorized User makes on your account. Authorized Users can request information on this account, such as but not limited to: current balance, payment due date and credit limit. Authorized Users can also perform maintenance functions on this account, such as but not limited to: activate a Card, balance transfers, make a payment or remove their name from the account. Lastly, Authorized Users are not permitted to perform certain functions on this account, such as but not limited to: account closure, order a new Card or add a name on this account.
The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.