More Rewards American Express Card

Reward yourself your way.

Choose rewards from options like merchandise, cash back, gift cards, travel.1


Visit the FlexPerks Rewards Center to choose from a variety of reward options:

To redeem, log in to Under My Accounts, choose My Rewards. Click on Redeem Rewards to access the FlexPerks Rewards Center.



Choose electronics, fashion, sporting goods and more.


Gift cards

Choose from leading retailers, restaurants and more.


Cash back2

Redeem for a statement credit to your account or convert as cash value to most U.S. Bank checking or savings accounts.


Rewards cards

Redeem for prepaid U.S. Bank Rewards Cards you can use wherever debit cards are accepted.



Choose from hundreds of airlines and thousands of hotels, car rentals, cruises and activities.


Don’t have enough FlexPoints for your reservation?  FlexPoints + Cash lets you use any combination of FlexPoints and cash at the FlexPerks Rewards Center to redeem for travel.


Get up to a $25 Airline Allowance3 Here is how it works:

o   Book a round-trip airline award travel ticket using FlexPoints at the FlexPerks Rewards Center

o   Purchase in-flight food or drinks, seat upgrades, baggage fees or more during your award travel dates using your U.S. Bank FlexPerks® Travel Rewards American Express® Card

o   Call Cardmember Service at 866-311-5550 within 90 days after travel to request your Airline Allowance of $25


Annual Fee4

Redeem just 3,500 FlexPoints to pay your annual fee.



1See Program Rules in the online Rewards Center by logging in to for complete details on earning and redeeming rewards and benefits. Account must be open and in good standing to earn and redeem rewards. FlexPoints are earned on Net Purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn FlexPoints, such as Advances, Balance Transfers, and Convenience Checks. See your Cardmember Agreement for details.


2Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings or Checking Account (5,000 FlexPoints minimum redemption).


3Cardmembers redeeming FlexPoints for Award Travel (a ticket paid using FlexPoints) are eligible to receive the airline allowance credit up to $25 per each round-trip airline award travel ticket. You must redeem a minimum of 10,000 FlexPoints per round-trip airline award ticket in order to be eligible for the $25 airline allowance. Qualifying Purchases must be made using the U.S. Bank FlexPerks® Travel Rewards American Express® Card on the Award Travel dates. Qualifying Purchases must be through the airline carrier, which is inclusive of a checked baggage fee, onboard food or beverage purchases, and seat upgrades. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and reserves the right to determine which purchases qualify for the allowance. You may redeem allowance for Qualified Purchases only if the outstanding balance of your Account is below its revolve limit and if your Account is open and in good standing under the terms of your Cardmember Agreement. Once you or we close your Account for any reason, your allowance may be forfeited.

Cardmember is required to contact Cardmember Service within 90 days after travel to request the Airline Allowance, which is credited to your Account and will appear on the statement within 4–6 weeks (or a notification regarding a decline will be sent).



4 If you have enough FlexPoints available, you may redeem for a statement credit that offsets the cost of the Annual Membership Fee charged for your Account. This redemption option is available on the online Rewards Center and via phone for 90 days before and after the Account opening anniversary date. FlexPoints redeemed for your Annual Membership Fee will reduce the Account balance but will not count toward your minimum payment due. FlexPoints will be immediately deducted from your balance following redemption. If you redeem FlexPoints for this redemption option more than 3 business days before your Annual Membership Fee is billed, a credit in the amount of the Annual Membership Fee will be applied on the next business day after the fee is billed on your statement. If you redeem after that, a credit in the amount of the Annual Membership Fee will be applied 7-10 business days after the date of redemption.


The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.


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