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Rewards Information

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Click on any of the category hyperlinks to see the full definition and frequently asked questions.

5% Back or 90 days to pay interest free on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership.
1% Back on other purchases
Terms and limitations apply.

3% Back or 60 days to pay interest free on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market.
1% Back on other purchases
Terms and limitations apply.

3X points at restaurants worldwide
3X points on transit
3X points on travel
1X points on other purchases

6% Cash Back at U.S. supermarkets*
6% Cash Back on select U.S. streaming subscriptions
3% Cash Back at U.S. gas stations and on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more)
1% Cash Back on other purchases

*On up to $6,000 per year in purchases

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

1% Cash Back on other purchases 
Terms and limitations apply.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

2X miles on Delta purchases
2X miles at restaurants worldwide
2X miles on advertising in select media
2X miles on eligible U.S. shipping
1X miles on all other eligible purchases

3X miles on Delta purchases
3X miles on purchases made directly at hotels
2X miles at restaurants worldwide
2X miles at U.S. supermarkets
1X miles on all other eligible purchases

3X miles on Delta purchases
3X miles on purchares made directly at hotels
1.5X miles on each eligible purchase of $5,000 or more
1X miles on all other eligible purchases

3X miles on Delta purchases
1.5X miles on purchases after spending $150,000
1X miles on all other eligible purchases

4X points on the 2 categories where your business spent the most each billing cycle from the list below:
Airfare purchased directly from airlines
U.S. purchases for advertising in select media
U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
U.S. purchases at gas stations
U.S. purchases at restaurants
U.S. purchases for shipping
1X points on other purchases
Terms and limitations apply.
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.

3x points at U.S. restaurants
3x points at U.S. office supply stores
3x points on wireless telephone services purchased directly from U.S. service providers
2x points at Lowe's
1X point on other purchases 
Terms and limitations apply.
Points can be redeemed for Lowe’s Gift Cards and American Express® Gift Cards.