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  • Discover what small business owners are saying about their OPEN cards.

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The Power of OPEN

The only person who truly understands your business is you. The hours you put in. The unexpected obstacles. The unexpected opportunities.

So we created American Express OPEN, because we want to be as flexible as you are. We built in the savings, rewards, and tools that businesses like yours rely on. And each American Express OPEN® Card comes with access to the essential benefits and protections only American Express can provide.

Click below to see how OPEN can help you do more for your business.

Financial Flexibility

Pay in full. Pay Over Time. Pay on your own terms.

We've got exactly the right Card for your business.

Need a Charge Card?

Pay in full with no interest* and get purchasing power that can evolve with your business.

COMPARE CHARGE CARDS

Need a Credit Card?

Give your business the option to carry a balance with interest.

COMPARE CREDIT CARDS

Need a Card with Payment Flexibility?

It's your choice: Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.

LEARN ABOUT THE PLUM CARD
Savings And Rewards

Save big with OPEN® Cards, and fuel your business with smart rewards.

OPEN Savings®

  • Benefit from exclusive partnerships and built-in discounts
  • Save automatically on leading brands when you use your Card with any OPEN Savings partner — from shipping with FedEx to car rentals with Hertz®
  • Enjoy OPEN Savings in addition to any other discounts or promotions*

Travel Advantages

You can keep business travel running smoothly, for less, with flight savings, hotel stays, airline club access and special upgrades.§

COMPARE BUSINESS TRAVEL CARDS

Membership Rewards® program

Reinvest in your business using the points you can earn on eligible purchases. Travel to a conference, treat a client to dinner, or get new office equipment. All with Membership Rewards points.

COMPARE MEMBERSHIP REWARDS CARDS
Tools For Business

Apps and insights to help you run your business

OPEN is putting the resources your business needs right at your fingertips.

Access special corporate rates to save on flights, hotels and car rentals with BusinessTravel. Give your customers multiple payment options to pay you and get paid faster with AcceptPay.

The App Center gives you a premium set of digital tools that can help you save time and money, and improve cash flow.

SEE ALL BUSINESS TOOLS
Advice and Insights

A free forum for connecting with other professionals and getting insights about your business.

OPEN has a broad network of Cardmembers and experts that can help you connect with business owners like you.

  • Explore the OPEN Forum® for exclusive articles and videos featuring industry experts.
  • Create a profile and start connecting with other business owners.
  • Search for OPEN® business owners who may be looking for the goods or services you provide.
Service And Protection

Built-in Benefits of Cardmembership

American Express continues to offer Card members access to protections and services for all OPEN® Cards, including

Purchase Protection,* so you can shop with confidence knowing that eligible purchases can be covered from theft and accidental damage up to $1,000 per occurrence and up to $50,000 per Cardmember account per calendar year.

Fraud Protection Guarantee, making online shopping a more secure experience for Cardmembers

24/7 support, with dedicated OPEN business representatives

So — which OPEN® Card is right for your business?

COMPARE MOST POPULAR CARDS
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Business Platinum Card Business Platinum Card®

Discover what small business owners are saying about the Business Platinum Card®.

(2404 Reviews)

Narrow your reviews

Choose from the options below to further narrow your results.

SELECTED CARD

To select another card or benefit, click here

The Plum Card®

The Plum Card®

Give your business payment flexibility each month.

Business Platinum Card®

Business Platinum Card®

Enjoy more than 30 premium benefits designed for better business.

Gold Delta SkyMiles® Business Credit Card

Gold Delta SkyMiles® Business Credit Card

Earn points you can use toward Award Travel.

SimplyCash® Business Credit Card

SimplyCash® Business Credit Card

Earn cash back with no annual membership fee.

Business Green Rewards Card®

Business Green Rewards Card®

Earn unlimited rewards points with no expiration date.

Platinum Delta SkyMiles® Business Credit Card

Platinum Delta SkyMiles® Business Credit Card

Get both Medallion® Qualification Miles (MQMs) and premium travel benefits.

Delta Reserve for Business Credit Card

Delta Reserve for Business Credit Card

Earn Medallion® Qualification Miles, with Delta Sky Club? access and 24/7 Concierge service.

Starwood Preferred Guest® Business Credit Card

Starwood Preferred Guest® Business Credit Card

Get free nights, flights with SPG flights, and more.

TrueEarnings® Business Card from Costco and American Express

TrueEarnings® Business Card from Costco and American Express

Get cash back on eligible purchases.

Lowe's Business Rewards Card from American Express

Lowe's Business Rewards Card from American Express

Earn Lowe's Business Rewards points.

Scroll to view all Cards or click here to see the complete list.

Scroll to view all Benefits or click here to see the complete list.

INDUSTRIES
ANNUAL REVENUE
NO. OF EMPLOYEES
Add a review

Click here to write your own review about an American Express OPEN Card.

Showing 1 to 10 of 2404 Reviews

Sort Reviews By: Newest | Highest Rated | Oldest | Most Helpful

Executive See More Reviews

4.8.2014

241

Executive

The best way to manage your business and feel save all the way!!!! I love the AMEX GOLD CARD..

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Flag as inappropriate
  • Industry:
  • Healthcare
  • Annual Revenue:
  • $1,000,000-$1,999,999
  • Wasted my time leaving old CC provider See More Reviews

    2.24.2014

    Business Platinum Card®

    241

    Wasted my time leaving old CC provider

    I decided to try an Amex card for my company as a test before rolling it out. I was 100% satisfied until it actually came to getting an issue resolved. I took some employees to lunch. Everyone got food poisoning in addition to some other things that occurred which is not acceptable at any dining facility. I asked Amex to help dispute it. Figured if they have product protection, they should have service protection as well. They barely did anything to help. They even asked if I had tried to settle it on my own. The reason I pay the $500 a year and moved to Amex is because I have a business to run and don't have time to argue over a bill, but at the same time I also don?t want to pay for a service I did not receive. I use the card for about 10% of my business purchases and after this will never move my employees over. If they wanted to stand up for one of their customers, they easily could of. Guess my 150-200k spend a year is not enough.

    Was this review helpful?

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    SWING DESIGN (MA)
    • Industry:
    • Manufacturing
    • Annual Revenue:
    • $10,000,000-$29,999,999
    AMX Platinum See More Reviews

    2.21.2014

    Business Platinum Card®

    241

    AMX Platinum

    Customer service second to none.....by far my favorite card

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    Flag as inappropriate
  • Industry:
  • Real Estate
  • Annual Revenue:
  • $200,000-$499,999
  • Cardmember Since:
  • 1978
  • AMX Gold See More Reviews

    2.21.2014

    241

    AMX Gold

    Great customer service with the most recognized card in the world

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Real Estate
  • Annual Revenue:
  • $200,000-$499,999
  • Cardmember Since:
  • 1978
  • I Love the Rewards Program! See More Reviews

    2.15.2014

    241

    I Love the Rewards Program!

    We had the exact same card for our previous business, now we got this for our new one. For every Dollar spent, we get a point, for shopping a certain retailers like Office Max, FedEx, or Gas, we get 2 points, and for Airfares and Hotels, 3 points. We have used our points to buy equipment, furniture and even pay for some of our purchases with the card.Extremely Satisfied! =-)

    Was this review helpful?

    Flag as inappropriate
  • Industry:
  • Construction
  • Love at First Sight See More Reviews

    2.9.2014

    241

    Love at First Sight

    I have been successfully using this card for just under a year. Rewards are amazing!

    Was this review helpful?

    Flag as inappropriate
    HOMESTEAD ESTATE SER (NJ)
    • Industry:
    • Real Estate
    • Annual Revenue:
    • $200,000-$499,999
    • Cardmember Since:
    • 2011
    Worth the annual fee but you have to work it. See More Reviews

    2.2.2014

    Business Platinum Card®

    241

    Worth the annual fee but you have to work it.

    I own a small software company and travel 40-48 weeks a year, including some international travel. I estimate that I save over $2,000 a year using this card from the following a) No currency conversion fees and a good conversion rate, b) Access to Delta club (2-4 times a week), c) In flight reimbursement on Delta, d) Companion ticket, e) Roadside assistance (twice in 4 years), credits from Fedex, Marriott and others. Apart from money here are some other great benefits a) Lost wallet in Brussels, had new card next morning by 9:00 AM (unbelievable), b) Concierge services get me into places that were booked out, c) Allowed me to reserve tables at night clubs that do not take reservations (Blue Note in NYC, etc..),d) The Rewards program is extensive and basically covers all my Christmas shopping, e) Never been on hold more than 90 seconds after all the prompts. VERY HAPPY.

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  • Industry:
  • Professional Services (Attorney, Doctor, etc.)
  • Cardmember Since:
  • 2001
  • Outstanding Card See More Reviews

    1.24.2014

    241

    Outstanding Card

    I'm very happy with my enhanced business gold rewards card. 3x the points on airfare and 2x the points on gas are the main reasons why I applied for this card. Customer service (as always) has been outstanding, card statements make it easy to attach receipts to purchases made with the card and to keep track of business expenses.If you or your employees fly for business, this would be a great credit card to earn points and to then transfer those points to an airline frequent flier program (I transfer them to delta airlines).

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  • Industry:
  • Real Estate
  • Annual Revenue:
  • $100,000-$199,999
  • Cardmember Since:
  • 2011
  • Great Card See More Reviews

    1.20.2014

    Business Platinum Card®

    241

    Great Card

    This card has helped me grow my successful business to where I would like it to be thanks to the Business Platinum Card. This is my first year having the pleasure of owning this Card. My business has expanded into different areas and I'm able to do different projects with this Card that I would have not been able to perform if I did not have it. I had to contact their Customer Service a few different times for questions I had. The few times I have called the service was excellent. All my questions were answered and I fully understand the benefits and the true Power of this card. Two thumbs up for American Express!

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    MOBILE HOME SERVICE (CA)
    • Industry:
    • Construction
    • Annual Revenue:
    • $500,000-$999,999
    • Cardmember Since:
    • 2013
    overruled See More Reviews

    1.9.2014

    Business Platinum Card®

    241

    overruled

    Great card great company. Our company has employees on call covering the eastern half of the united states. We need to be able to put people on the ground with in hours of a call. American express offers us the ability to keep our employees mobile and maintain productivity no matter what situation they are in. Whether it is travel, expediting shipments to remote locations, purchasing equipment and parts to keep a piece of equipment up and running American express gets it done.

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    Flag as inappropriate
    PLYMOUTH FLEET LLC (PA)
    • Industry:
    • Transportation & Logistics
    • Annual Revenue:
    • $2,000,000-$9,999,999
    • Cardmember Since:
    • 1984

    Showing 1 to 10 of 2404 Reviews

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