- No interest charges because you pay your balance in full each month.
For months when you may need additional time to pay, we offer a feature that allows you to pay certain purchases over time with interest. If eligible, you may be given the option to enroll in the Pay Over Time feature, and if you choose to enroll, you will accrue interest on all eligible purchases when you choose to carry a balance.‡
Membership Rewards® points with choice
- 3X points on one category of your choice from the list below:
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media
- U.S. purchases at gas stations
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
- 2X points on the 4 remaining categories
- 1X points on other purchases
- Terms and limitations apply.‡ 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter.
$0 introductory annual fee for the first year, then $175†Includes:
- $0 introductory annual fee for Employee Business Gold Rewards Cards in the first year, then, $50 for the first Employee Card and no fee for other Employee Cards
- No foreign transaction fees‡
Earn 50,000 Membership Rewards® points after you spend $5,000 in qualifying purchases on the Card within your first 3 months of Card Membership.†
- Large Business
Use the Business Gold Rewards Card for purchases like: Raw Materials, Inventory, Technology Purchases
- Airfare & Gas
Choose to get 3X points on airfare purchased directly from airlines OR on U.S. purchases at gas stations.
Choose to get 3X points on U.S purchases for shipping for purchases made on the Business Gold Rewards Card.
Choose to get 3X points on U.S purchases for advertising in select media.‡
- Expense Management
With the Business Gold Rewards Card get more Membership Rewards® points on the kinds of purchases you make most.‡ Plus, get a suite of tools that can help you monitor business expenses.‡