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Details

Charge Card

  • Paid in full every month
  • Flexible spending limit that can adjust over time

Membership Rewards® points now with choice

NEW
  • 3X points on one category of your choice from the list below:
    • Airfare purchased directly from airlines
    • U.S. purchases for advertising in select media
    • U.S. purchases at gas stations
    • U.S. purchases for shipping
    • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
  • 2X points on the 4 remaining categories
  • 1X points on other purchases
  • Terms and limitations apply. 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter.

Annual Fee

$0 introductory annual fee for the first year, then $175

Includes:
  • $0 introductory annual fee for Employee Business Gold Rewards Cards in the first year, then, $50 for the first Employee Card and no fee for other Employee Cards
WELCOME OFFER

Get 25,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.

Good For

  • Airfare & Gas

    Choose to get 3X points on airfare purchased directly from airlines OR on U.S. purchases at gas stations.

  • Shipping

    Choose to get 3X points on U.S purchases for shipping.

  • Advertising

    Choose to get 3X points on U.S purchases for advertising in select media.

  • Expense Management

    Access to a suite of tools to manage expenses like ReceiptMatchSM with QuickBooks® and Employee Cards.

  • Rewards

    Choose the category where you get 3X points

    NEW
    • 3X points on one category of your choice from the list below:
      • Airfare purchased directly from airlines
      • U.S. purchases for advertising in select media
      • U.S. purchases at gas stations
      • U.S. purchases for shipping
      • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
    • 2X points on the 4 remaining categories
    • 1X points on other purchases
    • Terms and limitations apply. 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter.

    3X points is big when it can help you cut costs

    Redeem points for:

    • Rewards from over 500 leading brands in travel, merchandise and entertainment
    • Gift cards to reward employees for a job well done
    • Dinners to entertain existing clients and win new ones

    A spending limit that can grow as your business grows

    The Card offers a spending capacity that can help you buy what you need to run your business.

    • Use it for bigger items like equipment and wholesale goods, or smaller purchases like office supplies, shipping, and more.
    • The more you use the Card to make purchases for your business, the more points you can earn.
  • Expense Management

    Expense Management Tools

    Track, organize, and stay on top your business expenses

  • Access to Benefits

    Travel benefits image

    Purchase Protection

    When something you buy breaks or is stolen, Purchase Protection can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.

    Car Rental Loss and Damage Insurance

    When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is available only within the United States, its territories, and possessions. This product provides secondary coverage and does not include liability coverage.

    Baggage Insurance Plan

    Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

    Global Assist® Hotline

    When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.

    Premium Roadside Assistance

    Your car breaks down or you blow a tire. Now what? Luckily you’re a Card Member. Just call us to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. With one call, help is on the way. And soon you’ll be on yours. There are some vehicle exclusions and other important restrictions.

    Travel Accident Insurance

    Travel Accident Insurance can provide up to $100,000 in accidental death and dismemberment coverage while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

    No Pre-set Spending Limit*

    The Enhanced Business Gold Rewards Card has no pre-set spending limit, which gives you purchasing power that can adjust with your use of the Card and other factors.

    *No pre-set spending limit does not mean unlimited spending. Purchasing power can adjust with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

    Extended Warranty

    With Extended Warranty you can shop with less worry knowing the terms of the original manufacturer’s warranty can be extended up to one additional year. Applies to warranties of 5 years or less that are eligible in the U.S. Please read important exclusions and restrictions.

  • Benefits with Every Business Card from American Express OPEN

    ReceiptMatchSM with QuickBooks®

    Spend less time tracking expenses with ReceiptMatch with QuickBooks®, exclusively with Business Cards from American Express OPEN. Label your American Express OPEN Card transactions with your own QuickBooks categories and send transaction data directly to your QuickBooks company file.

    OPEN Savings®

    Your Business Card comes fully equipped with the OPEN Savings® benefit to give you extra value when you make eligible business purchases.

    Dispute Resolution

    We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying the charge until your case is resolved.

    Account Alerts

    Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card spending and more.

    Account Manager

    Appoint one of your associates to help manage your account, choosing from two levels of access that are tailored to your needs.

    Online Statements

    View your purchase history, prepare reports to invoice customers, and budget your expenses.

    American Express Open benefits

    Mobile and Tablet Apps

    Pay your bill, check your balance, view your benefits, and more from your mobile phone and tablet. Our apps make it easier to manage your Card account whenever it’s convenient for you.

    OPEN Forum®

    OPEN Forum is an online community for small business owners to exchange experiences, advice, tools and tips to inspire each other to take action and succeed.

  • Card Reviews

    Hear what Card Members are saying

    • OVERALL RATING
    • CUSTOMER SERVICE
    • CARD BENEFITS
Need Help Applying?
Call to Apply 1-800-519-OPEN (6736)