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overview

  • Rewards for Your Loyalty

    Choose the Card that
    rewards you with 30% more Membership Rewards® points each year with an annual Relationship Bonus.

  • No annual fee. Now with choice.

    Earn cash back on the category of your choice and pay no annual fee.

  • Enhanced Costco Membership

    Get the Card that rewards you with unlimited cash back on purchases you make for your business.

  • WELCOME OFFER (165)

    Get 10,000 Membership Rewards® points after making your first purchase on the Card within your first 3 months of Card Membership.

  • LIMITED TIME OFFER (231)

    Earn a $250 statement credit after you spend $3,000 on qualifying purchases within the first 3 months of Card Membership. To be eligible for this offer, you must be approved by April 28, 2014.

good-for

    • Customizing Your Rewards

      Get 3% cash back on the category of your choice from a list of select categories. Terms and limitations apply. 3% applies to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement.

    • Wireless Phone Subscribers

      Get 5% cash back on wireless telephone services purchased directly from U.S. service providers. Terms and limitations apply. 5% applies to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement.

    • Purchasing Office Supplies

      Get 5% cash back at U.S. office supply stores. Terms and limitations apply. 5% applies to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement.

    • Frequent Drivers

      Get 4% Cash back at U.S. gas stations and on gasoline at Costco up to $7,000 per year in purchases, (then 1%). Terms and limitations apply. You will receive your cash back annually in the form of a reward coupon.

    • Two Memberships in One

      No annual fee with your paid Costco membership.

    • Earning Cash Back

      Earn cash back that you can use towards future business expenses.

rewards

  • Membership Rewards® Points

    • 1X points for each dollar you spend on eligible purchases
    • 2X points for each dollar of eligible purchases made when you book on the American Express Travel website
    • Earn 30% more points each year with the annual Relationship Bonus
  • Cash Back

    • 5% Cash back at U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers
    • NEW3%Cash back on the category of your choice from a list of select categories

      Categories available include: airfare purchased from airlines, hotel rooms purchased from hotels, car rentals purchased from select car rental companies, U.S. gas stations, U.S. restaurants, U.S. purchases for advertising in select media, and U.S. purchases for shipping
    • 1% Cash back on other purchases
    • Terms and limitations apply. 5% and 3% apply to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement.
  • Cash Back

    • 4%Cash back at U.S. gas stations and on gasoline at Costco up to $7,000 per year in purchases, (then 1%).
    • 2%Cash back on eligible travel purchases, including at Costco, and at U.S. restaurants
    • 1%Cash back on other purchases, including at Costco
    • Terms and limitations apply. You will receive your cash back annually in the form of a reward coupon.

payment-type

  • Credit Card

    • Option to carry a balance each month with interest
    • 0.0% introductory APR on purchases for 9 months. After that, your APR will be a variable rate, currently 11.24%,15.24% or 19.24% based on your creditworthiness and other factors
  • Credit Card

    • Option to carry a balance each month with interest
    • 0.0% introductory APR on purchases for the first 9 months, then a variable rate, currently 12.24%,17.24% or 19.24%
  • Credit Card

    • Option to carry a balance each month with interest
    • 0.0% introductory APR on purchases for the first 6 months, then a variable rate, currently equal to 15.24%

annual-fee

  • $0

    Includes:

    • $0 annual fee for each Additional Blue for Business® Credit Card
    • Earn a 30% points bonus each year
  • $0

    Includes:

    • $0 annual fee for each Additional SimplyCash® Business Credit Card
  • $0

    Includes:

    • No annual fee with your paid Costco membership
    • $0 annual fee for each Additional TrueEarnings Business Card from Costco and American Express as long as Additional Card Members are on your current Costco membership
  • Details

  • Access to Benefits
    • Preferred Seating Program

    • Advanced Tickets

    • Car Rental Privileges

    • FINE HOTELS & RESORTS

    • Purchase Protection

    • Return Protection

    • Extended Warranty

    • Event Ticket Protection Plan

    • Baggage Insurance Plan

    • Car Rental Loss and Damage Insurance

    • Global Assist® Hotline

    • Travel Accident Insurance

    • Concierge Services

  • Fees
    • Additional Cards for Employees

      • $0 annual fee for each Additional Blue for Business® Credit Card
      • $0 annual fee for each Additional SimplyCash® Business Credit Card
      • $0 annual fee for each Additional TrueEarnings Business Card from Costco and American Express as long as Additional Card Members are on your current Costco membership
    • Annual Membership Fee

      • $0
      • $0
      • $0 annual fee with your paid Costco membership
    • Cash Advance Fee

      • Either $5 or 3% of the amount of each cash advance, whichever is greater
      • Either $5 or 3% of the amount of each cash advance, whichever is greater
      • Either $5 or 3% of the amount of each cash advance, whichever is greater
    • Foreign Transaction Fees

      • 2.7%
      • 2.7%
      • 2.7%
    • Late Payment Fee

      • Up to $37
      • Up to $37
      • Up to $37
    • Over-the-Credit-Limit Fee

    • Returned Payment Fee

      • $37
      • $37
      • $37
    • APR on Purchases

      • 0.0% introductory APR on purchases for 9 months. After that, your APR will be a variable rate, currently 11.24%,15.24% or 19.24% based on your creditworthiness and other factors
      • 0.0% introductory APR on purchases for the first 9 months, then a variable rate, currently 12.24%,17.24% or 19.24%
      • 0.0% introductory APR on purchases for the first 6 months, then a variable rate, currently equal to 15.24%
    • APR on Cash Advances

      • 21.24%
      • 21.24%
      • 21.24%
    • APR on Penalties

      • 27.24%
      • 27.24%
      • 27.24%
Benefits with Every Business Card from American Express OPEN
  • Dispute Resolution

    We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying until your case is resolved.

  • ReceiptMatchSM

    ReceiptMatch is a feature included with your Business Card from American Express OPEN that digitally matches and stores images of your receipts to your online statement so you can easily manage them from anywhere using your desktop or mobile devices.

  • Account Alerts

    Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card spending and more.

  • Account Manager

    Appoint one of your associates to help manage your account, choosing from two levels of access that are tailored to your needs.

  • Online Statements

    View your purchase history, prepare reports to invoice customers, and budget your expenses.

  • Mobile and Tablet Apps

    Pay your bill, check your balance, view your benefits, and more from your mobile phone and tablet. Our apps make it easier to manage your Card account whenever it’s convenient for you.

  • OPEN Forum®

    OPEN Forum is an online community for small business owners to exchange experiences, advice, tools and tips to inspire each other to take action and succeed.

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