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  • Starpoints® Take Your Business Farther

  • Earn free nights at over 1,300 hotels and resorts in over 100 countries with no blackout dates.
    Some hotels may have mandatory service and resort charges.

    Plus, enjoy access to the Sheraton Club Lounge, free as an SPG Business Card Member. Booking requirements apply.

LIMITED TIME OFFER
Earn up to 35,000 bonus Starpoints®
Earn 25,000 bonus Starpoints® after you use your new Card to make $6,000 in purchases within the first 3 months and an extra 10,000 bonus Starpoints after you make an additional $4,000 in purchases within the first 6 months. Offer ends 11/1/2017.

$0 Introductory annual fee for the first year, then $95 APR on purchases will be a variable rate, currently 16.24%, 18.24% or 20.24%, based on your creditworthiness as determined at the time of account opening.

STARWOOD PREFERRED GUEST® BUSINESS CREDIT CARD (152)
  • i Details

    Details

    Credit Card

    • Option to carry a balance each month with interest
    • APR on purchases will be a variable rate, currently 16.24%, 18.24% or 20.24%, based on your creditworthiness as determined at the time of account opening.

    Starwood Preferred Guest

    • Earn up to 5 StarpointsFor each dollar of eligible purchases at participating SPG® hotels - that's 2 Starpoints for which you may be eligible as a Card Member in addition to the 2 or 3 Starpoints for which you may be eligible as an SPG member.Earn 2 Starpointsfor every dollar of eligible purchases on the Card at participating Marriott Rewards® hotels.
    • Earn 1 Starpoint For all other purchases.

    Annual Fee

    $0 introductory annual fee for the first year, then $95

    Includes:
    • No foreign transaction fees
    • Receive free in-room, premium Internet access. Booking requirements apply.
    • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment Required
    • Enjoy complimentary access to the Sheraton® Club lounge. Booking requirements apply
    • Receive credit for 5 nights and 2 stays towards SPG® Elite status each year
    • $0 annual fee for each Employee Starwood Preferred Guest Business Credit Card
    • Employee Starwood Preferred Guest Business Credit Cards can earn Starpoints at the same rate
    LIMITED TIME OFFER

    Earn up to 35,000 bonus Starpoints®
    Earn 25,000 bonus Starpoints® after you use your new Card to make $6,000 in purchases within the first 3 months and an extra 10,000 bonus Starpoints after you make an additional $4,000 in purchases within the first 6 months. Offer ends 11/1/2017.

    Good For

    • Free nights

      Earn free nights at over 1,300 hotels and resorts in over 100 countries with no blackout dates. Some hotels and resorts have mandatory service charges.

    • Free Flights with SPG Flights

      Redeem Starpoints® for free flights on over 150 airlines with SPG Flights with no blackout dates.

    • Sheraton Club Lounge Access

      Enjoy complimentary access to the Sheraton® Club lounge. Booking requirements apply.

    • Accelerating SPG Gold Status

      Earn SPG Gold status after spending $30,000 or more in eligible purchases on the Card in a calendar year.

  • Rewards

    Earn even more Starpoints®

    Use your Card and earn up to 5 Starpoints® for every dollar of eligible purchases at participating Starwood hotels —that's 2 as a Card Member on top of the 2 or 3 you can earn as an SPG member. Earn 2 Starpoints® for every dollar of eligible purchases on the Card at participating Marriott Rewards® hotels. Earn 1 Starpoint for all other eligible purchases.

    Plus, you can also get additional Employee Cards with no annual fee, and earn points at the same rate for every eligible purchase charged.

    Redeem for Free Nights*

    Earn free nights at over 1,300 hotels and resorts in over 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.

    Travel benefits image

    SPG® Airline Transfer Program

    Receive a 5,000 Starpoint® bonus when you transfer 20,000 Starpoints to a participating frequent flyer program. Transfer Starpoints to over 30 airline frequent flyer programs – usually on a one-to-one basis.

    SPG® Gold Status

    Earn SPG® Gold status after spending $30,000 or more in eligible purchases on your Card in a calendar year.

    Access to Sheraton® Club Lounge

    An exclusive on-property amenity. The Sheraton® Club Lounge offers something extra while traveling for your business. Catch up on work or gather with other guests in a space that provides a higher level of comfort. Visit sheratonclubroom.com for locations and details. Booking requirements apply.

    Premium On-property Internet Access + Boingo Wi-Fi

    Enjoy complimentary in-room, premium Internet access while staying at SPG® Participating Hotels, and free, unlimited Wi-Fi on up to four devices at more than 1,000,000 hotspots worldwide with the Boingo American Express Preferred Plan. Boingo enrollment required. Booking requirements apply for in-room Internet access.

    Elite Status

    Receive credit for 5 nights and 2 stays annually toward the next level of SPG® Elite status.

    No Foreign Transaction Fees

    SPG® Card Members enjoy international travel without foreign transaction fees from American Express when using their Card on purchases abroad.

  • Card Membership Benefits

    Travel benefits image

    Purchase Protection

    When an American Express® Card Member charges a covered purchase with their Card account, Purchase Protection can help protect their purchase for up to 90 days from the date of purchase if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

    Car Rental Loss and Damage Insurance

    When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

    Baggage Insurance Plan

    Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

    Global Assist® Hotline

    When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.

    Roadside Assistance Hotline

    Your car breaks down or blows a tire and you're stranded. Now what? Luckily you're a Card Member. Call the number on the back of your Card for Roadside Assistance Hotline. Coordination and assistance with obtaining emergency services like towing, changing a flat, or boosting a battery are a phone call away and you can use your Card to pay. And soon you'll be on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.

    Travel Accident Insurance

    Travel Accident Insurance can provide accidental death and dismemberment coverage while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.

    Extended Warranty

    When an American Express® Card Member charges an eligible product with his or her Card account Extended Warranty can provide up to one extra year added to the original U.S. manufacturer's warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

  • Benefits with Every Business Card from American Express OPEN

    Spend ManagerSM

    Spend ManagerSM is a feature available to help you manage your Card expenses by allowing you to add receipts and notes to your transactions either via desktop or your mobile device.

    OPEN Savings®

    Your Business Card comes fully equipped with the OPEN Savings® benefit to give you extra value when you make eligible business purchases.

    Dispute Resolution

    If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

    Account Alerts

    Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card spending and more.

    Account Manager

    Assign a trusted employee or business partner to be an Account Manager on your Business Card account. They can handle tasks like reviewing statements, making payments, and disputing charges on your Business Cards, so you're free to focus on other aspects of your business.

    Online Statements

    View your purchase history, prepare reports, and budget your expenses.

    American Express Open benefits

    Mobile and Tablet Apps

    Pay your bill, check your balance, view your benefits, and more from your mobile phone and tablet. Our apps can make it easier to manage your Card account whenever it's convenient for you.

    OPEN Forum®

    You have ideas. OPEN Forum has articles and information to help you push them forward. Get tools and advice for growing your business from industry experts and other business owners.

  • Card Reviews

    Hear what Card Members are saying

    • OVERALL RATING
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    • CARD BENEFITS