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Wire money in 80+ currencies.

A powerful tool for your business

  1. Send/receive international wires & more
  2. Competitive exchange rates that you can see in advance.View Footnote 3
  3. Experienced Customer Care, 24 hours a day, Monday-Friday
  4. No setup fees
  5. Receive 1 Membership Rewards® point for every $30 of eligible foreign currency transactions (up to 4,000 points per transactions), if enrolled.

Getting started is easy

  1. Open an Account
    Complete the application form to enroll your business
  2. Easy to Set Up
    Sign in with your unique log in information and set preferences
  3. Start Transacting
    Log in to our online platform to see exchange rates in over 80+ currencies to make your next foreign wire currency payment.

Frequently Asked Questions

Do I need an American Express® Card to enroll in the FX International Payments service? +

No, the American Express Card is not needed to open an FX International Payments account, nor is it required to make a transaction. We will electronically debit the wire transfer amount, including any fees, from your authorized U.S business bank account each time you make a transaction.

Do I need to set up a separate bank account just to be used for FX International Payments services? +

No, there is no need to set up a separate bank account. We will electronically debit the wire transfer amount you request from your existing U.S business bank account. You may also set-up multiple bank accounts from which we can electronically debit your various wire transfers customized to your business needs.

What foreign exchange products do you offer? +

We offer wires and drafts in foreign currencies, including most exotic currencies. We also offer US dollar wires, and convert foreign currency wires, cash letters, and collection items into US dollar value.

How can my beneficiary and I receive confirmation of a payment transaction? +

For wire and draft transfers, FX International Payments can automatically send confirmation e-mails to the initiator of the payment and beneficiary. This can save you the hassle of informing your beneficiary or any other parties that a payment has been initiated.

What are your hours of operation? +

You may initiate a transaction over the internet 24 hours a day, 7 days a week. Our customer service line is available to assist you at 1-833-319-7265, Monday through Friday, 24 hours a day (EST).

How long does it take for a transaction to be completed? +

Most transactions are fulfilled with 24-48 hours.

Get Started with FX International Payments

Apply Now

Call 1-833-319-7265

View Full Terms and Conditions

The FX International Payments service is a money transmission service provided by American Express Travel Related Services Company, Inc. (American Express). This service is not available to consumers. To enroll, your business must submit an application, which is subject to review and approval by American Express. American Express makes money from currency exchange. Fees apply. For a list of our money service business licenses and information about addressing complaints and other disclosures, visit americanexpress.com/us/state-licensing.html .

1. FX International Payments incorporates encryption, both for stored data (such as account information) and for payments created and transmitted in real-time. The FX International Payments platform is deployed within American Express’ state of the art data center that features advanced online and offline security and monitoring against internet attacks. FX International Payments implements American Express standards relating to information integrity, transaction security and information security.

2. American Express will award one (1) Membership Rewards point for every USD $30 equivalent of foreign currency wires that your business sends using the FX International Payments service. The maximum award per transaction is 4,000 Membership Rewards points. This offer is only valid for outgoing wire transactions. It is not valid for same currency transactions (e.g. US Dollar to US Dollar), and it is not valid for incoming wires, drafts, forwards or any other products.
Bonus ID A9PE.
For example, if you buy an outgoing wire in the amount of EURO 10,000, and if we charge you USD 11,000 for those EUROS, then we will award 367 Membership Rewards points (11,000 divided by 30 = 367 points). This exchange rate is for illustration purposes only.
In order to benefit from this offer, your business must first designate an existing American Express Card that is enrolled in the Membership Rewards program to which we will award the Membership Rewards points. Once we award points to the Cardmember’s Membership Rewards program, the Cardmember decides how to redeem those points, not you. If you designate an American Express Card that is enrolled in the Corporate Membership Rewards program, then the Corporate Card client decides how to redeem those points, not you.
Other terms and conditions apply. See the Membership Rewards enrollment form or ask your FX International Payments Representative for more information.

Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo .

3. American Express may provide indicative foreign exchange rates outside of business hours, which are 8:30 am to 4:45 pm Eastern Time, Monday to Friday, holidays excluded.


NMLS ID #913828