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small businesses grow

GET STARTED > NATURAL CURIOSITIES
CHRISTOPHER WILCOX
MEMBER SINCE 06
RUN YOUR BUSINESS
REWARDS
RUN YOUR BUSINESS

I Want Points

With a Membership Rewards® program-eligible Card, you can earn points for valuable rewards with American Express OPEN. You'll also have many ways to use them.

  • Earn Membership Rewards® points for your business
  • Redeem points for gift cards, business travel, entertainment events, and more

I Want Cash Back

American Express OPEN helps your business reduce costs by giving you cash back automatically in the form of a statement credit on purchases made at places like:

  • Office Supply stores
  • Wireless telephone services
  • Gas stations

Choose how to get rewards and use them to help reduce the cost of business

Do you prefer points or cash back in the form of a statement credit?
Get the power of:
POKETO
TED VADAKAN AND ANGIE MYUNG
MEMBER SINCE 05

*Terms and limitations apply.

SPENDING POWER

See how OPEN was able to help Athena Construction with their purchases

American Express OPEN offers Charge Cards that come with no pre-set spending limit that gives businesses purchasing power that can adjust as they use the Card.
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FELDMAN LUMBER
KENNY FELDMAN
MEMBER SINCE 72
EXPENSE MANAGEMENT
Get the power of:
ELEVATIONS
CARA WHITE
MEMBER SINCE 05
FLEXIBLE PAYMENTS

How much can you save when you pay early?

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This is an example of possible savings.The Plum Card from American Express OPEN has two unique payment options each month. You can use both the 1.5% Early Pay Discount and up to 60 days to pay without interest in the same billing cycle. So take advantage and pay your bill the way that works for your business.
Learn more about flexible payments >
Get the power of:
ZINEPAK
KIM KAUPE AND BRITTANY HODAK
MEMBER SINCE 08
PARTNER DISCOUNTS

Boost the value you get from your OPEN Card with the built-in OPEN Savings® benefit.

Just use your Card for eligible business purchases with OPEN Savings® partners including FedEx, Hertz and others, and you're automatically rewarded.
Learn more about OPEN Savings >
Compare cards with this benefit:
MKG
MANEESH GOYAL
MEMBER SINCE 96
CUSTOMER SERVICE

When you need help, we're here with business-focused customer service

STRICTLY BICYCLES
NELSON AND JOANNA GUTIERREZ
MEMBER SINCE 01
GET MORE CUSTOMERS
SHOP SMALL
GET MORE CUSTOMERS

OPEN can help you reach customers who believe in supporting small businesses.

In 2010, American Express founded Small Business Saturday to help businesses with their most pressing need – getting more customers. Let OPEN help you be part of the Shop Small movement year-round with free signage, banners and other marketing materials to invite customers to Shop Small.
THE BROOKLYN CIRCUS
OUIGI THEODORE
GOVERNMENT CONTRACTING

How does the world's biggest buyer choose its suppliers? Find out.

The U.S. government spends nearly $100 billion each year with small businesses, buying everything from construction to wholesale goods. You might have something the government wants to buy.
SUNSHINE LIGHTING
MORDY KOHN
MEMBER SINCE 88

*Terms and conditions apply.

JUMP-START YOUR IDEAS
OPEN FORUM
JUMP-START YOUR IDEAS

You have ideas. OPEN has articles and information to help you push them forward.

Get tools and advice for growing your business from industry experts and other business owners.
NATURAL CURIOSITIES
CHRISTOPHER WILCOX
MEMBER SINCE 06

*Terms and conditions apply.

CEO BOOTCAMP

Get tips and ideas to keep your leadership skills at their peak

OPEN Forum: CEO BootCamp is a program that brings business owners and business experts together to network and learn how to unleash their power and potential.
ROCKPAPERROBOT
JESSICA BANKS
MEMBER SINCE 09

*Terms and conditions apply.

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NATURAL CURIOSITIES
CHRISTOPHER WILCOX
MEMBER SINCE 06

*Terms and conditions apply.

CLOSE
GO BACK
CUSTOMER SERVICE
STRICTLY BICYCLES
NELSON AND JOANNA GUTIERREZ
MEMBER SINCE 01
Need help at 3 AM?
Call 24/7 for one-on-one help, dedicated to small business owners like you. You'll speak with OPEN representatives who understand small business and will focus on helping you solve your issues. Watch these firsthand stories from OPEN Card Members below.
Quality Support Inc.
Strategic Meetings and Events
Have a disputed charge?
If there's a fraudulent or any other disputed charge on your statement, simply let us know. American Express will work with you and the merchant to help resolve the issue.1 Watch this firsthand story from an OPEN Card Member below.
Dry Bar
Want to shop with more confidence?
Use your Card for your new eligible purchases and you can have warranty protection for longer. Extended Warranty2 can provide up to one extra year added to the original U.S. manufacturer’s warranty. Applies to warranties of 5 years or less when the purchase is charged to the Card. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
Need to return a purchase that isn't right?
If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express® may provide a refund.3
Want access to shopping benefits?
As a Card Member, your eligible purchase can be covered for up to 90 days from the date of purchase when you charge the eligible purchased item with your Card account. Please read important exclusions and restrictions.4

Terms and Conditions
  1. Not all disputes are resolved in the Card Member's favor.
  2. Extended Warranty is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0953, Policy AX0954, Policy EW-AX0958, or Policy EW-IND. For residents of GU and MP, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000104. This benefit is not available to residents of American Samoa, Federated States of Micronesia, Marshall Islands, Palau, and the US Minor Outlying Islands. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Extended Warranty can extend the terms of the original manufacturer's warranty on warranties of five years or less. We match the length of the original warranty if the original manufacturer's warranty is less than one year, and we provide one additional year if the original manufacturer's warranty is between one year and five years. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items with physical damage, damage as a result of natural disaster, software, motorized devices and vehicles and their parts. Other important exclusions apply. You will only be covered up to the amount charged on your eligible Card; coverage is limited up to a maximum of USD $10,000 per occurrence; not to exceed USD $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for shipping cost. This product is in excess of other warranty plans that you have in place for the eligible item. To be eligible for claim payment, your account must be in good standing on the eligible card that maintains the original charge. For full Terms and Conditions, see americanexpress.com/EWterms.
  3. Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year. Shipping and handling costs for the purchase will not be refunded. Items are eligible if they are in "like new" condition and if they cannot be returned to the merchant from which they were originally purchased. Certain purchases are not eligible for refund, e.g. motorized vehicles, perishable items, computer software, and jewelry. Other important exclusions apply. Purchases must be made in the 50 United States of America, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. You may be required to send the purchased item to us, in which case we will reimburse you for shipping cost. To be eligible for claim payment, your account must be in good standing on the eligible card that maintains the original charge. Return Protection is subject to additional important terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/RPterms.
  4. Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0951, Policy AX0952, Policy AX0956, or Policy PP-IND. For residents of GU and MP, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000105. This benefit is not available to residents of American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the US Minor Outlying Islands. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. consumable and perishable items, motorized vehicles and their parts or accessories, and items damaged partially or entirely by natural disaster or normal wear and tear. Other important exclusions apply. You will only be reimbursed for the amount charged to your eligible Card; coverage is limited per occurrence and per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for shipping cost. To be eligible for claim payment, your account must be in good standing on the eligible card that maintains the original charge. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions, see americanexpress.com/PPterms.
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