Start of menu
Search US website
Close Menu

Featured Partners

How It Works

Did you know that the OPEN Savings® benefit is built-in to your Business Card from American Express OPEN? It's designed to get you up to 10% discounts or up to 4 extra Membership Rewards® points for every eligible dollar spent with OPEN Savings partners. If your Card is enrolled in the Membership Rewards® program, the choice is yours. All other Cards will receive automatic discounts credited to your billing statement.

Getting Reward is Simple

Getting rewarded is simple:

  • Choose between points or discounts
  • Use your Card with any OPEN Savings partner
  • Combine offers with other promotions or discounts from these partners

Are You Getting the OPEN Savings Benefit You Want?

Use the chart below to determine which benefit is best for your business.

Example - Here's what $1,000 spent with an OPEN Savings partner could get you:
OPEN Savings Benefit
 
Membership Rewards® Points
 
Discounts*
2 Additional Points OR 5% Back
gets you
2,000 Additional Points
or
$50
4 Additional Points OR 10% Back
gets you
4,000 Additional Points
or
$100

*Offers vary by partner and spending. Discounts will be in the form of a statement credit. The relative value of these options will differ depending on how you use your Membership Rewards points. The redemption value of additional points that you receive under the Membership Rewards Points Benefit may be less than the dollar value of the discounts that you receive under the Discount Benefit. The option to choose Membership Rewards points as your OPEN Savings benefit applies only to Business Cards from American Express OPEN enrolled in the Membership Rewards program. See full terms and conditions for the OPEN Savings benefit.

You may already be getting additional Membership Rewards® points as your OPEN Savings benefit. Click below to choose the benefit that is best for you.

OPEN Savings Partners

Category:

Frequently Asked Questions

The OPEN Savings benefit is built in to all Business Cards from American Express OPEN. Business Card Members automatically get discounts of up to 10% or up to 4 additional Membership Rewards® points for each eligible dollar spent when they use their Business Card for payment at participating OPEN Savings merchants.

For a full list of current OPEN Savings merchants and benefit terms, please visit opensavings.com. Not all OPEN Savings merchant locations may participate in the program.

The OPEN Savings benefit is built in to all Business Cards from American Express OPEN. All Cards under a particular Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Card Member only.

If your Card Account is not eligible for or enrolled in the Membership Rewards® program, you will receive the OPEN Savings benefit as a discount that will be provided as a statement credit to that Card Account.

To receive Membership Rewards® points as your OPEN Savings benefit you must have a Business Card from American Express OPEN that is enrolled in the Membership Rewards® program. If you do not have a Membership Rewards® account that is linked to your Card Account, go to membershiprewards.com or call the number on the back of your Card to set up and/or link a Membership Rewards® account. Allow up to 10 days to set up your Membership Rewards® account. Membership Rewards®  Program Terms and Conditions apply. Visit membershiprewards.com/terms  or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

The OPEN Savings benefit you have accumulated in a calendar year appears in your monthly statement. If you have any questions, you can call the number on the back of your Card to speak to a Customer Care representative.

The OPEN Savings benefit can be combined with any other promotions offered by participating OPEN Savings merchants.

To take advantage of this benefit, payment must be made with a Business Card from American Express OPEN at the time of purchase. All Cards under a particular Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Card Member only.

If your Card Account is enrolled in the Membership Rewards® program, you can make your benefit selection by going to opensavings.com or calling the number on the back of your Card. You can change your OPEN Savings benefit selection a maximum of once per calendar month. Changes normally take effect within 72 hours from the time you submit a change to your benefit selection. Any changes will be applied to all purchases and returns made on or after the date that your change becomes effective.

Purchases that are eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your discount or removal of additional Membership Rewards® points depending on your benefit selection at the time of the return or credit. If you change your benefit selection, your new selection will apply to future returns or credits (including returns or credits relating to transactions made before the change). See the How Returns Work paragraph at opensavings.com for important information and examples of how returns and credits are handled in the program.

The Choice is Yours: Select How You’re Rewarded for Your Business Purchases

Choose Your Benefit

OPEN SAVINGS® BENEFIT TERMS AND CONDITIONS

1. The OPEN Savings benefit is built into all Business Cards from American Express OPEN. Business Card Members automatically get discounts of up to 10% or
up to 4 additional Membership Rewards® points for each eligible dollar spent when they use their Business Card for payment at participating OPEN Savings merchants.Offers vary by partner and spending.

General Program Terms

  • To take advantage of the OPEN Savings benefit, payment must be made with a Business Card from American Express OPEN.
  • If your Card Account is not eligible for or enrolled in the Membership Rewards program, you will receive the OPEN Savings benefit as a discount that will be provided as a statement credit to that Card Account. If your Card Account is enrolled in the Membership Rewards program, you have the choice of receiving your OPEN Savings benefit either as a discount or as additional Membership Rewards points. See the Benefit Selection paragraph below for important information about how to make your choice.
  • Purchases made by all Cards under a particular Business Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating the OPEN Savings benefit. The OPEN Savings benefit is credited to the Basic Card account holder only. Please allow up to12 weeks for your benefit to appear on your monthly statement.
  • Purchases that are eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your discount or removal of additional Membership Rewards points depending on your benefit selection at the time of the return or credit. See the How Returns Work paragraph below for important information and examples of how returns and credits are handled in the program. Please review your monthly billing statement in order to confirm proper crediting of returns or credits. If you believe that a return or credit has not been properly credited to your account, please call the number on the back of your Card.
  • OPEN Savings offers may be subject to exclusions, benefit limits and other restrictions or limitations.. The benefit may not be available at all OPEN Savings merchant locations. For a full list of current OPEN Savings merchants and benefit terms, please visit opensavings.com. The OPEN Savings benefit (including benefit terms, merchant participation and offers) is subject to change at any time without notice.

Benefit Selection
If your Card Account is enrolled in the Membership Rewards program, you can make your benefit selection by going to opensavings.com or calling the number on the back of your Card. The relative value of the benefit options will differ depending on how you use your Membership Rewards points. The redemption value of additional points that you receive under the Membership Rewards Points Benefit may be less than the dollar value of statement credits that you receive under the Discount Benefit. You can change your OPEN Savings benefit selection a maximum of once per calendar month. Changes normally take effect within 72 hours from the time you submit a change to your benefit selection. Any changes will be applied to all eligible purchases and returns across all OPEN Savings merchants made on or after the date that your change becomes effective.

How Returns Work
A returned purchase or credit from an OPEN Savings merchant will result in a reversal of your discount or removal of Membership Rewards points depending on your benefit selection at the time of the return or credit. If you change your benefit selection, your new selection will apply to future returns or credits (including returns or credits relating to transactions made before the change). See the example below.

Example
On May 1st, you select the Discount Benefit.
On May 15th, you make a purchase from an OPEN Savings Merchant that would result in either a $5 statement credit or 200 additional MR points, depending on your selection.
Due to your selection, you will receive a $5 statement credit.
On June 1st, you change your selection to the MR Point Benefit.
On June 15th, you return the purchase you made on May 15th.
Due to your new selection, you will have 200 MR points deducted from your MR program account, instead of having the $5 statement credit reversed.

Membership Rewards Program Terms
To receive Membership Rewards points as your OPEN Savings benefit you must have a Business Card from American Express OPEN that is enrolled in the Membership Rewards program. If you do not have a Membership Rewards account that is linked to your Card Account, go to membershiprewards.com or call the number on the back of your Card to set up and/or link a Membership Rewards account. Allow up to 10 days to set up your Membership Rewards account. Membership Rewards® Program Terms and Conditions apply. Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information. Participating partners and available rewards are subject to change without notice.

2. Hyatt Hotels & Resorts®: Payment must be made with a Business Card from American Express OPEN. "Eligible" means the first $10,000 in spending per Card Account in a calendar year, including incidental charges charged to your room folio at time of check out, at participating Park Hyatt, Andaz, Grand Hyatt, Hyatt Regency and Hyatt hotel or resort locations within the U.S. This excludes charges relating to third party sales transactions (such as prepaid travel agent, wholesaler, on-line travel service, Internet access or similar transactions) not paid directly to the hotel. Hyatt Place, Hyatt House and Hyatt Residence Club locations do not participate in the OPEN Savings benefit. Go to open.hyatt.com to find a participating location. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

3. Payment must be made with a Business Card from American Express OPEN. "Eligible" means total car rental spend per Card account in a calendar year at Hertz corporate-owned U.S. locations, and excludes Hertz 24/7®. Car returns made at an independent licensee owned location will not be eligible for the benefit. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

4. Carey: Payment must be made with a Business Card from American Express OPEN. "Eligible" means spending at Carey International, Inc. e-Reservation Center website and Carey International, Inc. Central Reservation toll-free phone number, excluding any reservations made through franchises or any third parties. Purchases made by all Cards under a particular Card Account (including the Basic Card as well as any Additional Cards) are combined for the purpose of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Cardmember only. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

5. FedEx Express & FedEx Ground: Payment must be made with a Business Card from American Express OPEN at time of shipment. "Eligible" means the first $20,000 in spending at FedEx Express & FedEx Ground combined per Card Account in a calendar year on Qualifying Services. For a complete list of Qualifying Services, go to opensavings.com. Discount not available on FedEx® shipments originating from non-FedEx locations unless the method of payment is a FedEx account linked to a Business Card from American Express OPEN. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

FedEx Advantage® Program: The FedEx Advantage® Program is owned and operated by FedEx and is subject to change without notice. Go to www.fedex.com/advantage1 for Terms and Conditions.

6. FedEx Ground & FedEx Express: Payment must be made with a Business Card from American Express OPEN at time of shipment. "Eligible" means the first $20,000 in spending at FedEx Express & FedEx Ground combined per Card Account in a calendar year on Qualifying Services. For a complete list of Qualifying Services, go to opensavings.com. Discount not available on FedEx® shipments originating from non-FedEx locations unless the method of payment is a FedEx account linked to a Business Card from American Express OPEN. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

FedEx Advantage® Program: The FedEx Advantage® Program is owned and operated by FedEx and is subject to change without notice. Go to www.fedex.com/advantage1 for Terms and Conditions.

7. FedEx Freight®: Payment must be made with a Business Card from American Express OPEN. "Eligible" means the first $20,000 in spending at FedEx Freight per Card Account in a calendar year on payments for invoices on FedEx Freight® Priority and FedEx Freight® Economy services with pickup and/or delivery within the U.S. All services are subject to the terms and conditions of the FXF 100 Series Rules Tariff. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

FedEx Advantage® Program: The FedEx Advantage® Program is owned and operated by FedEx and is subject to change without notice. Go to www.fedex.com/advantage1 for Terms and Conditions.

8. HP Home & Home Office Store: Payment must be made with a Business Card from American Express OPEN. "Eligible" means total purchases per Card account in a calendar year up to $30,000 made online at the HP Home and Home Office store located at www.shopping.hp.com or by calling 1-866-511-0279, excluding gift cards, purchases made in retail stores, or purchases made at any other online website, including other sections of the HP website such as "Small and Medium Business". General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

9. FedEx Office: Payment must be made with a Business Card from American Express OPEN. "Eligible" means the first $20,000 in purchases per Card account in a calendar year made at FedEx Office locations and fedexoffice.com. The FedEx Office benefit is not available on FedEx shipping services. Note that such shipping services may be eligible for the FedEx Express or FedEx Ground OPEN Savings benefit. Go to opensavings.com for FedEx Express and FedEx Ground benefit terms and conditions. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

FedEx Advantage® Program: The FedEx Advantage® Program is owned and operated by FedEx and is subject to change without notice. Go to www.fedex.com/advantage1 for Terms and Conditions.

10. 1-800-FLOWERS.COM®: Payment must be made with a Business Card from American Express OPEN. "Eligible" means purchases including delivery charges made at or originating from www.1800flowers.com or by calling 1-800-356-9377. Purchases made by all Cards under a particular Card Account (including the Basic Card as well as any Additional Cards) are combined for the purpose of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Cardmember only. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.

11. BN.com: Payment must be made with a Business Card from American Express OPEN. "Eligible" means purchases made online at BN.com, excluding purchases made in Barnes & Noble stores. Purchases made by all Cards under a particular Card Account (including the Basic Card as well as any Additional Cards) are combined for the purpose of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Cardmember only. General OPEN Savings terms and conditions also apply. Visit opensavings.com to learn more.