Insurance cover against eventualities such as death, permanent disability, retrenchement, etc.
- Death - natural and unnatural causes
- Permanent total disability, which prevents you from following your normal, or similar occupation
- Personal Catastrophe - this includes diagnosis of cancer, heart attack, stroke, kidney failure, or a major organ transplant, heart valve surgery, coronary artery by-pass surgery, paraplegia, blindness, major burns, HIV through blood transfusion etc.
- Retrenchment - this cover only takes effect after the third consecutive month of cover and is payable for up to six months. (Terms and conditions apply. Full details of these will be provided in your policy document.)