How to apply for an American Express Business Card

Learn about your eligibility requirements and information you’ll need to complete your Card application.

Here you’ll find a quick guide to applying for an American Express Business Credit Card or Charge Card, including helpful information on who is eligible and what documents you’ll need to have on hand during the process.

Ready to apply right away? Simply follow the three steps below to get started.

Apply for a Business Card in as little as 10 minutes




Click the ‘Get started’ button below, select your preferred Card from the following page and then click ‘Apply Now’. (Don’t forget to check the eligibility requirements and read the Terms and Conditions for the Card you’re applying for.)


Enter your personal and business information, supply any supporting documentation requested, and submit your application.


Once you’ve been approved, you’ll receive your Card in the mail and you’ll just need to activate it.

Eligibility requirements

When applying for an American Express Business Credit or Charge Card, you’ll need to fulfill two sets of criteria.

Personal criteria

Card Members must:

  • Be over 18 years of age.
  • Be an Australian citizen or permanent resident.
  • Have a good credit history with no record of bad debt or payment default.

Business criteria

Businesses must:

  • Have an annual revenue of $75,000 or more.
  • Have a valid ABN registered for GST.
  • Have been trading for 12 months or more.
 American Express Platinum Business Card
American Express Qantas Business Rewards

Information we’ll need for the application

About you:

  • Personal details, such as your home address, contact number, and annual income.

About your business:

  • Australian Business Number (ABN).
  • Business Entity Name (this is how your business is registered, which may be different to the name your business operates under).
  • The details of all individuals who own or control 25% or more of your business’ shares or voting rights, even if these interests are held directly.
  • The details of up to four Directors, Partners, Committee Members, or Officers.
  • All of the relevant business information for the Sole Trader, if this is how the business is set up.

Possible supporting documents:

  • Identification documents for the primary Card Members (depending on the business structure, this may also be required for Directors, Beneficial Owners or other legal representatives).
  • Partnership agreements.
  • Constitution or meeting minutes.
  • Trust deeds.

Explore our range of Business Cards

Compare the features and benefits across our different Cards to find the
one that’s the best fit for your business.

More from American Express

Cards to suit Cashflow

Cards to suit your cash flow

We offer both Credit Cards and Charge Cards to support businesses with different cash flow patterns. Learn which one is right for you.

Discover the difference

Earning rewards

Earn rewards on every dollar

Make business spend count for more with points on every dollar and rewards such as gift cards and statement credit.

Learn about points