Get to know your American Express®
Qantas Business Rewards Card
Some quick links to help you get started
Some quick links to help you get started
Some quick links to help you get started
Some quick links to help you get started
Here's how your Card can work for you
Here's how your Card can work for you
Simply book your business flights with Qantas and you and your business will earn Qantas Points at the same time |
Simply book your business flights with Qantas and you and your business will earn Qantas Points at the same time |
Earn up to 4 Qantas Points per $1 spend
With the American Express® Qantas Business Rewards Card, your Business can earn Qantas Points on your eligible Card spend and redeem them for flights, upgrades and more through Qantas Marketplace.
Earn up to 2 Qantas Points on your Business spend
- 2 Qantas Points for every $1 spent on Qantas products and services1
- Up to 1.25 Qantas Points for every $1 spent on everyday business
purchases1 - 0.5 Qantas Points for every $1 spent on government, utilities and
insurance1
After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.1 This excludes bonus Qantas Points.
Earn 2 bonus Qantas Points for your Business from flying
- 2 bonus Qantas Points for every $1 spent on eligible Qantas flights once all segments in a flight booking have been flown2
- Bonus Qantas Points are directly credited into your company’s Qantas Business Rewards membership account
The 2 bonus Qantas Points for business benefit applies to flight bookings made on or after 17 June 2026.2 Any bookings made before 17 June 2026 will earn points under the benefit in effect at the time of booking.3
Elevated Level 3 Qantas Business Rewards benefit
As an added bonus, Level 3 Qantas Business Rewards members will receive $200 in their Travel Fund each Qantas Business Rewards membership year to use on eligible Qantas flights.4
Qantas Business Rewards account
Qantas Points earned by your business are automatically transferred to your Qantas Business Rewards account. You can use your points to book your business flights directly from your Qantas Business Rewards account.
Qantas Frequent Flyer
You can also transfer the Qantas Points to any Qantas Frequent Flyer account5 and redeem for flights, upgrades or products from the Qantas Marketplace.6
Get even more from American Express
Not a Card Member?
Earn Qantas Points on your Business spend and access flexible spending power^ with the American Express® Qantas Business Rewards Card
How else can we help?
1. Earn Rate: A business must be a Qantas Business Rewards Member to earn Qantas Points for business. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions. Your business will earn 1.25 Qantas Points per $1 of everyday spend, which does not include annual fees, late payment fee and fees and charges for foreign currencies. Your business will earn 0.5 Qantas Points per $1 spent at participating merchants classified as utilities” including gas, water and electricity providers; “government” including the Australian Taxation Office, the Australian Postal Corporation, federal/state and local government bodies; and “insurance” excluding insurances offered by American Express. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. Your business will earn 2 Qantas Points per $1 spent on the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar. For the full list of exclusions, please refer to the American Express Qantas Business Rewards Card Points Terms and Conditions. Once you have earned a total of 500,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 0.75 Qantas Points per $1 spent on everyday business purchases. All other earn rates (Qantas products, services and government, utilities and insurances spend) will remain unchanged. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 500,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold..
2. 2 Bonus Qantas Points on Eligible Flights: A business must be a Qantas Business Rewards Member and include both its ABN and the traveller’s Qantas Frequent Flyer number on eligible Qantas flight bookings to earn 2 bonus Qantas Points on eligible flights per $1 spent for business. Points will be credited after all segments in a flight booking have been flown. Any segment that is not flown or cancelled will not earn points. Qantas Points will not be earned on credit card fees, change fees, and ancillary purchases such as seat selection and baggage. Qantas Points earned for the business are only available for American Express Qantas Business Rewards or American Express Qantas Corporate Card Members when the Card is used to make an eligible Qantas flight booking. An eligible flight means a domestic or international flight which has a Qantas 'QF' flight number on the ticket that is purchased in Australia; is operated by Qantas, Emirates or American Airlines; has a ticket number commencing with '081'; and is booked and travelled for business purposes on or after the date the business registers for Qantas Business Rewards; and does not include a segment of the booking that includes a non-QF coded flight. Exclusions apply. The bonus Qantas Points benefit is not available in conjunction with any other rebate, Corporate Fares Agreement or discount arrangement with Qantas. A Member's ABN and traveller's Qantas Frequent Flyer number must be quoted at the time of booking to earn Qantas Points for both the business and the traveller. Qantas will allocate bonus Qantas Points to the business under the Qantas Business Rewards Airline Reward Scheme Terms and Conditions. The 2 bonus Qantas Points for business benefit applies to all bookings made on or after 17 June 2026. Any bookings made before 17 June 2026 will earn points under the benefit in effect at the time of booking.
3. Triple Qantas Points on flights for your business: A business must be a Qantas Business Rewards Member to earn triple Qantas Points for business. The triple Qantas Points for business are only available for American Express Qantas Card Members when the Card is used to make an eligible Qantas flight booking. Qantas will allocate to the business an amount equal to the Qantas Points earned by the traveller when travelling for business against a rate of either: 20% (Level 1); or 30% (Level 2); or 40% (Level 3) multiplied by three. An eligible flight means a domestic or international flight which has a Qantas 'QF' flight number on the ticket that is purchased in Australia; is operated by Qantas, Emirates or American Airlines; has a ticket number commencing with '081'; and is booked and travelled for business on or after the date the business registers for Qantas Business Rewards. Exclusions apply. Triple Qantas Points for Business is not available in conjunction with any other rebate, Corporate Fares Agreement or discount arrangement with Qantas. A Member's ABN and traveller's Qantas Frequent Flyer number must be quoted at the time of booking to earn Qantas Points for both the business and the traveller. The maximum number of Qantas Points that can be earned from flying by a business with the American Express Qantas Business Rewards Card is 4,000,000 per membership year as per the Triple Qantas Points for business benefit terms. This Triple Qantas Points benefit will be discontinued on 17 June 2026 and will no longer be available for bookings made on or after 17 June 2026.
4. $200 Travel Fund Bonus: Qantas Business Rewards Level 3 Members who hold an active American Express Qantas Business Rewards or American Express Qantas Corporate Cards are eligible to receive a Travel Fund bonus of $200. For existing Card Members at Level 3, $200 will be issued to the business’s Qantas Business Rewards Travel Fund within 4 weeks of 17 June 2026, and then every 12 months thereafter. For new Qantas Business Rewards Members who join the program at Level 3, or who move to Level 3 on or after 17 June 2026, the $200 Travel Fund bonus will be deposited at the end of the month in which Level 3 was attained, and then every 12 months thereafter. The $200 Travel Fund bonus will be issued to the business’s Qantas Business Rewards Travel Fund within 4 weeks of the relevant eligibility month. Bookings made using Travel Fund can only be used for eligible flight bookings, including seat selection when purchased at the same time as the flight, through Qantas Business Rewards. Travel Fund is non-transferable and cannot be redeemed for cash. Promotional Credits from this benefit will be valid for 12 months from the date of issue. Use of Travel Fund is subject to Terms and Conditions.
5. Qantas Points Transfer: In order to transfer Qantas Points from a Qantas Business Rewards account to an individual's Qantas Frequent Flyer account, the business account must have a balance of at least 3,000 Qantas Points. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable).
6. Qantas Marketplace: The redemption of Qantas Points for Rewards is subject to the Qantas Frequent Flyer program Terms and Conditions, the Qantas Marketplace Terms and Conditions, voucher Terms and Conditions (including expiry rules) if relevant and any other terms and conditions disclosed at the time of redemption. Visit the Qantas Marketplace for details. Brands shown are available on the Australian Qantas Marketplace for delivery within Australia only. The range of Rewards and Qantas Points required change from time to time and are available while stocks last. See the Qantas Marketplace for our latest offers. Points Plus Pay can be used for selected products using a combination of cash and a minimum of 2,000 Qantas Points. Any money payment must be made using an Accepted Payment Card. Points Plus Pay not available on gift cards or vouchers. To find out more visit Terms and Conditions or frequently asked questions.
**Amex App:
The Amex App is available to download for eligible Card Accounts in Australia. To use the App, you must be registered for Online Services. Apple, the Apple logo, Touch ID, Face ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
†Employee Cards:
Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
^Flexible Spending Power: Unless we tell you otherwise, your American Express Charge card comes with flexible spending power, also known as no pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
Discover solutions that can help control company spending and manage cash flow |
Discover solutions that can help control company spending and manage cash flow |
Benefits requiring individual enrolment
Extend your cash flow by up to 51 days
Your Qantas Business Rewards Card provides up to 51 days to pay for purchases1, which could help with cash flow.
Flexible Spending Power2
Unless we tell you otherwise, your American Express Charge Card comes with flexible spending power, also known as no-pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your Business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
Flexible Payment Option allows you to free up your cash flow with an instant line of credit. Instead of paying your balance in full each statement period, you can choose to pay off a portion of it, up to your FPO limit, over time. Interest charges apply.3
Add up to 99 Employee Cards to your Account for no extra fee. Gain greater visibility and control when you set spending limits and lock Cards using Employee Card controls, plus earn points on your employees’ Card purchases.4
Link your Card to accounting software
Link your Card transactions to ensure a more efficient and seamless business finance experience.
Choose from:
- Xero5
- QuickBooks Online6
- MYOB7
Enrolment required.
Card Membership fees may be tax-deductible
The Annual Fee may be tax-deductible for your business. Please contact your tax adviser/accountant to confirm the availability of a deduction for your business.
Get even more from American Express
Not a Card Member?
Earn Qantas Points on your Business spend and access flexible spending power^ with the American Express® Qantas Business Rewards Card
How else can we help?
1. Up to 51 days’ cash flow: Depending on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
2. Flexible Spending Power: Unless we tell you otherwise, your American Express Charge card comes with flexible spending power, also known as no pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
3. Flexible Payment Option: you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current Interest Rate and PDS for number of interest-free days. Eligibility criteria apply.
4. Employee Cards: Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
5. Xero connection: Eligible Card Members can connect their American Express Card issued by American Express Australia via secure API with Xero. User must be a Xero subscriber, have an American Express Online Account, and the Card must be active and in good standing.
6. QuickBooks Online connection: Eligible Card Members can connect their American Express Card issued by American Express Australia via secure API with QuickBooks Online or QuickBooks Self Employed. User must be a Quick Books subscriber, have an American Express Online Account, and the Card must be active and in good standing.
7. MYOB Integration: MYOB bank feed is available to American Express Cards issued by American Express Australia Limited with the exception of American Express Corporate Cards. The Card must be active at the time of enrolment.
**Amex App: The Amex App is available to download for eligible Card Accounts in Australia. To use the App, you must be registered for Online Services. Apple, the Apple logo, Touch ID, Face ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
†Employee Cards: Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
Check out travel benefits for every stage of your trip |
Check out travel benefits for every stage of your trip |
Benefits requiring individual enrolment
Qantas Club Lounge
Each year you receive two domestic Qantas Club Complimentary Lounge Invitations1. Your Qantas Club Lounge benefits include:
• Complimentary food and drinks
• Private workstations
• Complimentary Wi-Fi
• Access to meeting rooms, on request
Qantas Business Rewards
Enjoy complimentary membership to the Qantas Business Rewards program (saving $89.50) that includes upfront savings of up to 10% off the base fare on selected airfares², depending on your business’s Membership Level. The more your business flies, the more you save as you progress through the Levels.
Complimentary Travel Insurance
Your American Express Qantas Business Rewards Card provides you with complimentary domestic and international Travel Insurance.3
Cover is available for you, your spouse and your dependent children (up to 25 years of age) as well as all your Employee Qantas Business Rewards Card Members when you book and pay for your return trip with your Qantas Business Rewards Business Card.
Your Travel Insurance3 includes:
• Travel Inconvenience Cover
• Medical Emergency Expenses Cover
• Public Transport Accident Cover
• Baggage, Money and Documents Cover
• Travel Cancellation and Amendment Cover
• Personal Liability Cover
Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits).
In the event of a medical emergency
Should the unexpected occur whilst you’re travelling, make sure you contact Chubb Assistance as soon as practicable on 1800 236 023 (Overseas Telephone: +612 9335 3492). Chubb Assistance will ensure you receive fast and effective treatment from a doctor who speaks your language. Your claim may be affected should you not contact us as soon as practicable.
For the full Qantas Business Rewards Insurance Terms and Conditions, please click here.
Emergency Card Replacement
If your Card is lost or stolen, we can usually get a replacement one to you within 1 to 2 business days at no extra cost.4
Just make sure you inform us as soon as possible to ensure that you won't be liable for any unauthorised charges.4
Call 1300 727 065 from Australia or +612 9271 4496 from overseas
We can even instantly replace your Card on your mobile wallet if you already have this provisioned on your phone.
Then, once you receive your new Card, simply activate it at amex.com.au/activate.
Note: if you find the original Card later, simply destroy it.
Get even more from American Express
Not a Card Member?
Earn Qantas Points on your Business spend and access flexible spending power^ with the American Express® Qantas Business Rewards Card
How else can we help?
1. Qantas Club Complimentary Lounge Invitations: Your business is eligible to receive two domestic Qantas Club Complimentary Lounge Invitations each anniversary year of your American Express Qantas Business Rewards Card (Card) Membership, provided that: (a) the Primary Card Member is a Qantas Frequent Flyer member; (b) your business makes a purchase on selected Qantas products and services; and (c) you have registered your business’s Qantas Frequent Flyer number with your business's Card Account. Selected Qantas products and services are the purchase of (a) a Qantas passenger flight departing from Australia with a QF flight number, purchased in Australian Dollars (AUD) directly from Qantas.com.au using your business's Card that appears on your Card statement; or (b) using your Card to pay for joining or annual fees for Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership. Within 2 weeks of purchasing selected Qantas products and services, two Qantas Club Complimentary Lounge Invitations will be assigned to the Qantas Frequent Flyer account nominated by your business. If your Qantas Frequent Flyer member information requires updating, call the number on the back of your Card. In order to use your invitations, login to your Qantas Frequent Flyer Account or use the Qantas App to access your invitations and link them with an eligible Qantas flight booking prior to use (must be done at least 24 hours prior to your departure time). Each Qantas Club Complimentary Lounge Invitation is valid for a single visit by one guest to a domestic Qantas Club Lounge only and must be used prior to expiry. Access and use are subject to the Complimentary Lounge Invitation Terms and Conditions and the Lounge Entry Terms and Conditions. Invitations may be revoked or withheld if your business's Card account is not in good standing, if the selected Qantas products and services are refunded in full, or if you have not complied with the Complimentary Lounge Invitation Terms and Conditions, and the American Express Business Terms and Conditions.
2. Savings are available exclusively to Qantas Business Rewards Members on the base fare of selected fares only and do not apply to taxes, fees and carrier charges. Availability is limited. Member Deals are subject to the Qantas Business Rewards Terms and Conditions.
3. Travel Insurance: The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Business Rewards Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Business Rewards Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs.
This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
4. Emergency Card Replacement: If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. Once you have notified us, you are not liable for any unauthorised charges.
**Amex App: The Amex App is available to download for eligible Card Accounts in Australia. To use the App, you must be registered for Online Services. Apple, the Apple logo, Touch ID, Face ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
†Employee Cards: Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
^Flexible Spending Power: Unless we tell you otherwise, your American Express Charge card comes with flexible spending power, also known as no pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
Explore the built-in benefits that come with your Qantas Business Rewards Card |
Explore the built-in benefits that come with your Qantas Business Rewards Card |
With our Fraud Protection Guarantee, you can use your Card with confidence, knowing you’re protected against unauthorised purchases.1 If you notice anything unusual on your Card statement, notify us straight away and you’ll be covered for any unauthorised purchases.
Contact us on 1300 653 641
Get even more from American Express
Not a Card Member?
Earn Qantas Points on your Business spend and access flexible spending power^ with the American Express® Qantas Business Rewards Card
How else can we help?
1. Fraud Protection Guarantee: Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be held liable for any unauthorised charges.
**Amex App: The Amex App is available to download for eligible Card Accounts in Australia. To use the App, you must be registered for Online Services. Apple, the Apple logo, Touch ID, Face ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
†Employee Cards: Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
^Flexible Spending Power: Unless we tell you otherwise, your American Express Charge card comes with flexible spending power, also known as no pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
Manage your account with simple, straightforward tools. |
Manage your account with simple, straightforward tools. |
Ready to take advantage of everything your Card has to offer? Activate it in just a few clicks.
Lost Card? No worries. Just inform us as soon as possible to get a replacement Card within 2 business days at no extra cost1– and we can instantly replace your Card on your mobile wallet if you already have this provisioned on your phone.
Call 1800 175 568 from Australia or +612 9271 4335 from overseas.
Create your account, pay your bill, view and manage Employee Cards, check your points balance, and more – all from one convenient place.
With American Express, you can make Card payments on any device using Apple Pay®, Samsung Pay® or Google Pay®.2 You’ll also continue to enjoy all the rewards and benefits of your American Express Membership when paying with your mobile wallet in-store and online.
Get even more from American Express
Not a Card Member?
Earn Qantas Points on your Business spend and access flexible spending power^ with the American Express® Qantas Business Rewards Card
How else can we help?
1. Emergency Card Replacement: If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
2. Mobile Wallets: Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc., Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.
**Amex App: The Amex App is available to download for eligible Card Accounts in Australia. To use the App, you must be registered for Online Services. Apple, the Apple logo, Touch ID, Face ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
†Employee Cards: Subject to Terms and Conditions. Fees and charges may apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
^Flexible Spending Power: Unless we tell you otherwise, your American Express Charge card comes with flexible spending power, also known as no pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.