Personal Credit & Charge Cards
Cards designed for everyday personal spending, rewards and travel benefits.
Personal Credit & Charge Cards
Cards designed for everyday personal spending, rewards and travel benefits.
Filter by
Showing 10 Cards.
The American Express® Platinum Card
Annual Fee: $1,450 p.a.
Charge Card: Pay statement balance in full each month
Charge Card: Pay statement balance in full each month
New Card Member Offer
Earn up to 300,000 Bonus Membership Rewards ® Points 1
That’s 200,000 Bonus Membership Rewards Points when you apply online by 3 November 2026, are approved, and spend $5,000 on eligible purchases on your new American Express ® Platinum Card within the first 3 months of your approval date. Plus, earn an additional 100,000 Bonus Membership Rewards Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card membership. T&Cs apply. New Amex Card Members only.
Featured Benefits
- Up to 2.25 points for every $1 spent on purchases
- $450 to spend on travel each Membership year
- Complimentary access to over 1,550 Airport Lounges
The American Express Explorer® Credit Card
Annual Fee: $395 p.a.
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
New Card Member Offer
Receive 75,000 Bonus Membership Rewards ® Points
when you apply online by 3 November 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer ® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Featured Benefits
- Up to 2 points per $1 spent on purchases
- $400 to spend on travel each Membership year
- 2 entries each year to the The Centurion® Lounge
The American Express Velocity Platinum Card
Annual Fee: $440 p.a.
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
New Card Member Offer
Earn up to 100,000 bonus Velocity Points
That’s 70,000 bonus Velocity Points when you apply online by 13 October 2026, are approved, and spend $5,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months of your approval date. Plus, earn an additional 30,000 bonus Velocity Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership. T&Cs apply. New Amex Card Members only.
Featured Benefits
- Up to 1.25 Velocity Points per $1 spent on purchases4
- A Virgin Australia return economy domestic flight each year5
- VA Lounge Access every time you fly domestically with Virgin Australia6
The American Express Essential® Rewards Credit Card
Annual Fee: $9 per month ($108 per year)
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
New Card Member Offer
Receive 30,000 Bonus Membership Rewards ® Points
when you apply online, are approved, and spend $3,000 on eligible purchases on your new American Express Essential ® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Featured Benefits
- Up to 5 points for every $1 spent on purchases
- Transfer your points to over 10 major partners across Airlines, Hotels and Retail
- Cover for smartphone screen repairs up to $500 each year
The American Express® Platinum Edge Credit Card
Annual Fee: $0 Annual Card Fee in the first year, saving you $195
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
New Card Member Offer
Enjoy $0 Annual Card Fee (usually $195) in the first year
when you apply online, and are approved. T&Cs apply. New American Express Card Members only. Offer subject to change without notice.
Featured Benefits
- 3 pts per $1 spent at major supermarkets & petrol stations
- Complimentary domestic and international Travel Insurance (max age limits, pre-existing medical conditions and cover limits apply)
- Transfer your points to over 10 major partners across Airlines, Hotels and Retail
The Qantas American Express Ultimate Card
Annual Fee: $450 p.a.
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
New Card Member Offer
Earn up to 120,000 bonus Qantas Points 1
That’s 70,000 bonus Qantas Points when you apply online by 17 November 2026, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Qantas Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership. T&Cs apply. New Amex Card Members only.
Featured Benefits
- Up to 1.25 Qantas Points for every $1 spent on purchases
- $450 Qantas Travel Credit each Membership year
- 2 Qantas Club Complimentary Lounge Invitations each Membership year
The Qantas American Express Discovery Card
Annual Fee: $0 p.a.
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
Earn Qantas Points and enjoy $0 Annual Card Fee
Featured Benefits
- Up to 0.75 Qantas Points for every $1 spent on purchases
- Add up to 4 Additional Cards at no extra fee
- Card Refund and Purchase Cover
The Qantas American Express Premium Card
Annual Fee: $249 p.a.
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
New Card Member Offer
Receive 20,000 bonus Qantas Points
when you apply online, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Premium Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only
Featured Benefits
- Up to 1 Qantas Point for every $1 spent on purchases
- 2 complimentary Qantas Club Lounge invitations each year
- Complimentary domestic and overseas travel insurance
The American Express Velocity Escape Plus Card
Annual Fee: $95 p.a
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
New Card Member Offer
Earn 20,000 bonus Velocity Points 1
when you apply online by 25 May 2027, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months of your approval date. T&Cs apply. New Amex Card Members only.
Featured Benefits
- Up to 1 Velocity Point per $1 spent on everyday purchases4
- $50 Virgin Australia Statement Credit for eligible VA spend, once per redemption period5
- Complimentary Travel Insurance when you use your Card to pay for your return trip7
The Low Rate Credit Card from American Express®
Annual Fee: $0 p.a.
Credit Card: Pay statement balance in full each month or over time
Credit Card: Pay statement balance in full each month or over time
Enjoy a low interest rate of 10.99% p.a. on purchases and $0 annual fee
Featured Benefits
- Up to 55 days interest free
- Card Purchase and Refund Cover
Why American Express?
Access More With Amex
Dive into experiences you’ll never forget. Like pre-sale tickets at the most sought-after shows, exclusive lounge access and benefits at exhibitions and movies, so you can spend your nights out in style.
Service and Security
We’re serious about your Card security. That’s why you’ll get the backing of our Fraud Protection and Card Purchase Cover, along with on-hand support for things like Emergency Card Replacement.
Payment Flexibility
When you need funds without the fuss, you’ll find American Express offers a range of flexible business and personal financial solutions.