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Key Information
Card Type
Annual Fee
$249 p.a.
Interest Rate
23.99% p.a.2
Interest Free Period
Up to 44 days3

How You Earn Qantas Points

2

Qantas Points per $1 spent

on eligible Qantas products and services4

1

Qantas Points per $1 spent

on everyday Card purchases

0.5

Qantas Points per $1 spent

on purchases at government bodies in Australia4

Key Benefits

Qantas Club Lounge Access

Two Qantas Club Complimentary Lounge Invitations each year8 after your first Card spend on selected Qantas products and services. T&Cs apply.

Complimentary domestic & international Travel Insurance7

When you purchase a return trip on your Card. Policy includes cover for Medical Emergency Expenses, Cancellation & a range of cover for COVID-19

Earn Qantas Points at every turn

Enjoy uncapped earning potential with no limit on the amount of Qantas Points you can earn9

All Benefits

Earn Qantas Points at every turn

  • Enjoy uncapped earning potential with no limit on the amount of Qantas Points you can earn9
  • Earn points faster by adding up to 4 Additional Cards for family members or friends, at no extra fee8

See where your points can take you

Points will be transferred to your Qantas Frequent Flyer account each month and can be redeemed for Classic Flight Rewards10 such as:

  • Fly Sydney to Auckland Economy one way for 1 person from 20,700 Qantas Points plus AUD $174 taxes, fees and carrier charges.
  • Fly Gold Coast to Sydney Economy return for 1 person from 18,400 Qantas Points plus AUD $114 taxes, fees and carrier charges.
  • Fly Sydney to Melbourne Economy one way for 2 people from 18,400 Qantas Points plus AUD $178 taxes, fees and carrier charges

    Qantas Points required and taxes, fees and carrier charges displayed are accurate as at 01/07/2026 and are subject to change. Classic Flight Rewards availability is limited. For more information, visit Classic Flight Rewards.

Qantas Benefits

  • Earn 3 Qantas Points per dollar spent on all Qantas Wine purchases11
  • Complimentary Qantas Wine delivery within Australia (exclusions apply)12

Qantas Club Lounge Access

Two Qantas Club Complimentary Lounge Invitations each year6 after your first Card spend on selected Qantas products and services. T&Cs apply.

    Complimentary Travel Insurance

    Travel with domestic and international insurance7 for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:

    - Trip Cancellation and Amendment Cover
    - Travel Inconvenience Cover
    - Public Transport Accident Cover
    - Personal Baggage, Valuables, Money and Travel Documents Cover
    - Medical Emergency Expenses Cover
    - Personal Accident Cover

    Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).

      Shop with confidence

      Know you’re protected by the world-class service and protection of American Express with these great benefits:

      • Card Purchase Cover7, covering eligible stolen or damaged items purchased with your Card
      • Card Refund Cover7, covering the cost of eligible items when a store refuses a return
      • Fraud Protection Guarantee13, protecting you from unauthorised charges made on your Account
      • Emergency Card replacement14, for lost or stolen Cards to virtually anywhere in the world.
      • Plan It™ Instalments15 is a feature of your Card that offers you a flexible way to pay off a portion of your Credit Card balance in equal monthly instalments, with no interest and a fixed monthly fee.
      • Compatibility with Apple Pay, Samsung Pay and Google Pay, helping you check-out faster.

      Eligibility

      To apply for The Qantas American Express Premium Credit Card you need to:

      • Be aged 18 years or over
      • Be an Australian citizen, permanent resident or hold a long term visa
      • Have a good credit history and no payment defaults

      Documentation

      Documents and information to have ready:

      • Australian Driver's License number (if you have one)
      • Details of your income, expenses, and debts
      • Proof of income (e.g, payslips)


      Please click here to read the Key Facts Sheet for this Credit Card.

      Other Recommended Cards For You

      Earn up to 120,000 bonus Qantas Points1

      The Qantas American Express Ultimate Card

      That’s 70,000 bonus Qantas Points when you apply online by 17 November 2026, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Qantas Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership. T&Cs apply. New Amex Card Members only.

      Earn Qantas Points and enjoy $0 Annual Card Fee

      The Qantas American Express Discovery Card

      Receive 75,000 Bonus Membership Rewards® Points1

      The American Express Explorer® Credit Card

      when you apply online by 3 November 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.