Complimentary ALL Accor+ Explorer Membership valued at $349 p.a.²¹

• Enjoy two ‘Stay Plus’ complimentary nights stay (each complimentary night must be booked in conjunction with a paid night) at over 1,300 participating hotels in Asia Pacific.
• 30% off dining, for up to 10 guests at over 1,600 participating restaurants.
• 15% off drinks in Asia Pacific.
• ALL Accor Gold status with bonus 30 status nights

Comprehensive Travel Insurance

Travel with domestic and international insurance¹⁷ for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:

- Trip Cancellation and Amendment Cover​
- Travel Inconvenience Cover​
- Public Transport Accident Cover​
- Personal Baggage, Valuables, Money and Travel Documents Cover​
- Medical Emergency Expenses Cover​
- Personal Accident Cover

Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.

Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).

Access over 1,550+ Airport Lounges worldwide

You'll have access to over 1,550+ airport lounges across 140 countries and counting⁶, thanks to The American Express Global Lounge Collection^TM. Platinum Primary Card Membership includes access to The Centurion^® Lounge, Escape Lounges, Priority Pass^TM Lounges, Plaza Premium Lounges, Delta Sky Club^® Lounges (when flying Delta) and Virgin Australia Domestic Lounges (when flying Virgin Australia).

There will be changes to the American Express^® Global Lounge Collection benefit for the Platinum Personal and Platinum Business Cards. From 8 July 2026, access policy changes will apply to American Express^® Centurion Lounges in Australia and at select international locations. From 1 October 2026, access policy changes will also apply to Plaza Premium and Priority Pass lounges. For more information and to review the new Terms and Conditions, please visit go.amex/lounge-updates.

Fine Hotels + Resorts program

Receive a complimentary suite of benefits which offer an average total value of USD$550 at over 1,800 extraordinary properties worldwide when you book with Fine Hotels + Resorts¹⁸. Complimentary benefits include guaranteed 4pm late check-out, room upgrades (subject to availability), daily breakfast for two, or a complimentary amenity valued at US$100 experience credit per stay, unique to each property.​

Hotel Elite Status

With Hotel Elite Status, you’ll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria like numerous night stays each year. Partners include Hilton Honors Gold status⁸ and Marriott Bonvoy^TM Gold status⁹ and Radisson Rewards Premium status²⁰.

International Airline Program

Our International Airline Program¹⁹ offers savings on First and Business Class airfares with some of the world’s leading airlines.

How You Earn Membership Rewards Points

Earn Membership Rewards points on every dollar you spend on your Card and see how quickly they can add up:

• Earn 2.25 points per $1 spent on purchases excluding government bodies in Australia⁴
• Earn 1 point per $1 spent on purchases at government bodies in Australia⁴
• Boost your points balance with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account²²

Choose Your Rewards

You can redeem points several ways:

• Transfer your points to over 10 major partners across Airline⁷, Hotel & Retail.
• Other ways to use your Points
  Book travel with points online at American Express Travel²⁴
  Use points to pay for eligible charges on your Account using Cover Charges with Points¹⁰
  Redeem points for Digital Gift Cards¹¹ from leading retailers

Up to $400 Global Dining Credit

Dine out on Platinum with up to $400 to spend per redemption period at over 2,000 hand-picked restaurants. That’s up to $200 to spend at participating restaurants in Australia and up to $200 to spend at participating restaurants abroad. Terms, conditions, and exclusions apply. A separate one-time enrolment is required. Benefit ends 31 December 2026.¹²

The Australian Premium Subscription

The Australian Premium subscription gives you access to The Australian’s news coverage and analysis from here and around the world across all your devices as well as access to The Wall Street Journal. In addition, you will have access to exclusive member-only features including a weekly curated eNewsletter featuring a selection of the best reads from The Australian and global news partners including The Times of London and Harvard Business Review, as well as  The Australian annual event featuring some of The Australian’s most experienced political and business journalists. The complimentary digital subscription to The Australian Premium is available to Primary and Additional Platinum Card Members.¹³

LANGTONS

Both Primary and Additional Platinum Card Members can unlock a range of benefits with Australia’s premier fine wine destination, LANGTONS¹⁴. Gain access to LANGTONS Client Services, a complimentary service granting you exclusive access to hard-to-find vintages, pre-release wines and experiences as well as personalised recommendations and advice. You will also receive a $50 welcome voucher when you spend $240 or more in a single transaction for newly enrolled Card Members using LANGTONS Client Services for the first time. Terms, conditions and exclusions apply. A one-time enrolment is required. Benefit ends on 30 June 2029.

Amex Offers

Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it.
From credits on your Account to bonus points, our eligible Card Members¹⁵ are offered opportunities to be rewarded in many ways, just by using their Card.
As a Card Member, you will receive exciting offers from brands like David Jones, Country Road, Ampol, Lululemon, La Mer, Kogan, Luxury Escapes and Liquorland, to name a few.

Shop Small

Support your favorite local businesses through our Shop Small movement and get rewarded.
As a Card Member, you will receive special offers to help make your local community even stronger.

The American Express Experiences program

The American Express Experiences program¹⁶ provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining.

Experiences on Tap

The Amex Experiences App gives you unrivalled access to Platinum benefits, restaurants, travel, events and exclusive Card Member offers.

24/7 Platinum Card Services

Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards²²

Shop with confidence

• Buyer’s Advantage Cover¹⁷, extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
• Card Purchase Cover¹⁷, will keep your protected with cover should your eligible items be stolen or damaged
• Card Refund Cover¹⁷, is also available should a store refuse to accept the return of an eligible item
• Fraud Protection Guarantee²³ means you won't be held responsible for any unauthorised charges made without your knowledge
• This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay^™ and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered.