American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express

Australian Credit Cards
from American Express

Whether you want to go places,
reward yourself, or better manage
your finances, there’s an American
Express Credit Card for you.

What do you want from a Card?

Everyone’s different, so you need a Card that has benefits that best suit your lifestyle.
From no annual fee cards, to cards that earn Membership Rewards and Frequent Flyer points, you can choose the Card with benefits that best suit you.

Platinum and Premium Cards

Premium benefits and service, with a higher points rate per dollar spent



Benefits may include:

  • Global Card support and protection
  • Exclusive invites
  • Airport lounge access
  • Concierge services.


American Express Rewards Cards

Earn Membership Rewards points from everyday spending



Benefits may include:

  • Makes every purchase more rewarding
  • Membership Rewards points can be redeemed for travel, gift cards, entertainment experiences and more.

Frequent Flyer Credit Cards

Maximise rewards for every trip by earning Frequent Flyer points on every dollar spent.


Benefits may include:

  • Airport lounge access
  • Complimentary travel insurance
  • 24/7 global Card support.

No Annual Fee Credit Card

Save money with no annual fee to pay




Benefits may include:

  • Earn points on purchases
  • Redeem points for gift cards, travel, entertainment and sought-after experiences.

David Jones American Express Cards

Elevate your shopping experience with a David Jones American Express Card


Benefits may include:

  • Earn Reward Points on everyday spending
  • Enjoy invites to exclusive fashion events
  • Complimentary delivery and gift wrapping.

Key Benefits

As an American Express Card Member, you’ll have access to a wide range of Card Member only offers, benefits and services. Here’s a snapshot of just some of the key benefits you could enjoy. 

Amex Offers


Whether it's shopping, dining, travel or entertainment there's an Amex Offer with your name on it. From credits on your Account to bonus points, our eligible Card Members are offered opportunities to be rewarded in many ways, just by using their Card.


To view Amex Offers, simply log in to your Online Account or the American Express Mobile App*.

*To use the App, you must be registered for online Services. App Store is a service mark of Apple Inc. Android and Google Pay are trademarks of Google Inc.

American Express Experiences


Enjoy unforgettable experiences with American Express Experiences and use your Card to access pre-sale tickets for world famous artists like Coldplay and Fleetwood Mac. You’ll also be able to secure some of the best seats in the house with our reserved seating offers.

Global Card Support


Wherever you are in the world, and whatever you need, help is just a call away. Our Customer Service Centre is on hand 24/7 – simply call the number on the back of your Card.

Purchase & Shopping Protection


Many of our Cards allow you to shop with extra confidence thanks to American Express 90-day Purchase Protection. We'll reimburse you on replacement or repair of damaged or stolen purchases made on your eligible American Express Card up to $500.


Exclusions, limitations and a $50 excess applies per person, per claim1.

Live life to the fullest with American Express Membership

As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding, and services that open more doors around the world.

Receive $400 to spend on travel each year when booked through American Express Travel2

Earn Membership Rewards points for every $1 spent3

Pay for your phone or contract with your American Express Explorer® Credit Card and get Smartphone Screen Insurance for up to $500 per claim4

Receive a $450 Qantas Travel Credit each Membership year5

Enjoy 2 Qantas Club lounge invitations each year after your first spend on selected Qantas Products and Services6 and 2 American Express Lounge entries each calendar year7

Enjoy complimentary domestic and international travel insurance8 when you pay for your trip with your Card

Receive $450 to spend on travel each year, which can be redeemed for eligible flights, hotels, car hire or unique experiences when booked through American Express Travel9

Complimentary access for you to over 1,200 Lounges with The American Express Global Lounge Collection10

Enjoy complimentary domestic and international travel insurance11 when you book your trip with your Card

Where can I use my American Express Card in Australia?

American Express is already accepted at hundreds of thousands of places around Australia, including the places you love to shop, so you can enjoy membership benefits and rewards more often.

How to apply for a Credit Card


To apply for a Credit Card, follow the below instructions:


  1. Submit an application online by filling out the form.

  2. You will receive a notification with an assigned application reference number within 60 secs advising you whether or not your application has been conditionally approved. If you do not receive the 60 secs conditional approval, you will be notified of the outcome via email within 5 - 10 business days. 

  3. Once you receive the conditional approval, you will receive an email notification stating your application reference number and all the required documents for the approval process.

  4. Submit your documents via one of the following 3 methods, quoting your reference number: 
    • Upload them electronically via our Secured Document Upload Site
      Document upload is only applicable to applicants who have received their 60 secs conditional approval and reference number. The link will be provided in the email notification mentioned in Step 3.   
      Note: Size of all files (JPG, PNG, GIF, TIFF or PDF) must not exceed 5MB each. 
    • Fax them to us at +852 2811 7346
    • Mail them to us at:
      New Accounts Department
      American Express International, Inc. 18/F, 12 Taikoo Wan Road, Taikoo Shing, Hong Kong
      Download the return envelope 
  5. Once all documents have been submitted, we will proceed with the final phase of application*. You will receive an SMS upon Card approval. 
    *American Express International, Inc. may refuse or decline the application at its discretion without disclosing any reasons. Failure to provide documents requested may prevent processing of the application. 

  6. The approved credit card will be sent to your mailing address provided in the online application within 5 - 7 working days of receiving all the required documents.