Learn about the Credit Card
fees you pay and the ones
you can avoid.
When do I pay my annual fee?
We will charge the annual Card fee in the month of your Card Membership anniversary.
How can I avoid paying an annual fee?
We have several Cards that do not come with an annual fee, offering both convenience and value. Find out if a no annual fee Card is right for you.
What is a Credit Card surcharge?
A surcharge is a fee that a business charges a customer for using a Credit Card to make a purchase. While American Express® strongly opposes surcharging, it is a cost that a business can choose to pass on to a customer if they wish.
Credit Cards with no annual fee
Discover the great benefits that come with a Credit Card with no annual fee, such as earning Membership Rewards on your everyday spending and Frequent Flyer points that can be used to redeem flights.
Life with Amex
From money-saving ideas to travel inspiration and daily life tips, get inspired to do great things and make your life more rewarding.
Live life to the fullest with American Express Membership
As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding and services that open more doors around the world.