Types of Credit Card fees
On some Credit Cards, we charge an annual Card fee in return for richer rewards, features, and benefits. The amount, and value of the rewards and benefits, varies from Card to Card. In addition to an annual fee, you may be subject to the following fees.
Some useful terms
Cash Advance Fee (enrolled Card Members only): Payable if you withdraw cash from your Credit Card account from an ATM.
Currency Conversion Fee: Payable when any charge is processed in a currency other than Australian dollars.
Dishonour Fee: Payable if there aren’t enough funds in your nominated account to pay the Card Account or if the whole or part of a payment by direct debit is rejected.
Additional Statement Fee: Payable if you or an Additional Card Member requests an additional posted monthly paper statement. You may access statements free of charge through your online Account.
Late Payment Fee: Payable if you do not pay the minimum payment required by the due date as shown on your statement.
Over The Counter Fee: Payable if you pay your Card Account in person at Australia Post1.
Record of Charge: Payable if you or an Additional Card Member requests a copy of an individual charge.
