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Learn about Credit Card
Balance Transfers

Balance Transfers can help streamline and simplify Credit Card payments.

What is a balance transfer?

A balance transfer is when you move an existing Credit Card balance onto another Credit Card. If you have a high interest Credit Card balance you’d like to pay off, a balance transfer to another Credit Card with a lower interest rate can help you keep on top of your payments.

 

Balance transfers are not currently available on new American Express Credit Card applications.


Why choose a balance transfer?

  • Help you save on interest

    Some Credit Cards offer an introductory interest-free period on balance transfers that can help you save on interest payments.

  • Easy to manage

    With one consolidated Credit Card balance to manage, you only have to make one monthly payment, so keeping an eye on things is simpler.

Anything else you’d like to know about Credit Cards?

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What do you want from a Card?

Everyone’s different, so you need a Card that has benefits that best suit your lifestyle.
Choose the Card with benefits that best suit you.

Rewards

Earn Membership
Rewards points from
everyday spending

Frequent Flyer

Maximise rewards
for every trip

Platinum

Take advantage of
premium benefits
and service

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Save money with no
annual fee to pay

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Make your everyday spend go further

Live life to the fullest with American Express Membership

As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding and services that open more doors around the world.