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The American Express® Platinum Card

Receive 80,000 Membership Rewards points1
When you apply online, are approved and spend $3,000 on your new card in the first 3 months from the Card approval date. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1
*Terms & Conditions

Card Type
Annual Fee
$1,450 p.a.
Minimum Income
I have an annual income of $100,000 or more
Cash flow period
Up to 44 cash flow days2 and No pre-set spending limit3

Key Benefits

RECEIVE 80,000 MEMBERSHIP REWARDS®  BONUS POINTS1

Receive 80,000 Membership Rewards Bonus Points1 when you apply online, are approved and spend $3,000 on your new card in the first 3 months from the Card approval date1

ANNUAL TRAVEL CREDIT4

Platinum Card Members will receive a $450 travel credit that can be used on eligible flights, hotels, car hire or unique experiences4

TRANSFER YOUR POINTS

Transfer your points to a choice of 10 major Airline Reward Partner Programs5 including one to one transfer rate to Qantas Frequent Flyer and Velocity Frequent Flyer

THE AMERICAN EXPRESS GLOBAL LOUNGE COLLECTION

Complimentary access for you and a guest to over 1,200 Airport lounges across 130 countries and counting6. Includes the Centurion Lounge, International American Express Lounges, Priority Pass Lounges, Plaza Premium Lounges, Virgin Australia domestic lounges and Delta Sky Club lounges

Rewards

As a member of Ascent Premium - our highest tier of rewards - you'll earn up to 3 Membership Rewards points7 per $1 spent on your Card.
  • Earn 3 points per $1 spent at restaurants in Australia7
  • Earn 2 points per $1 spent on airlines, accommodation and spend in foreign currency7
  • Earn 1 point per $1 spent on everything else, except those in the 0.5 points category7
  • Earn 0.5 points per $1 spent on utilities, telecommunications companies, non American Express provided insurance and government bodies7

    The earn rate threshold is 300,000 points per year at which point the earn rate reverts to 1 point or 0.5 points per $1 spent thereafter7.


    You can then transfer your points to a choice of 10 major
    Airline Reward Partner and 2 hotel programs5 Plus you can use your points to pay for travel5, pay for eligible purchases on your account with Select + Pay with points8, shop with points online at David Jones9 or redeem for Gift Cards10 with our retail and entertainment partners.

Travel

Travel is always more relaxing when you feel looked after. Your Platinum Card Membership gives you access to upgrades, special benefits and substantial savings.
  • Platinum Card Members will receive a $450 travel credit that can be used on eligible flights, hotels, car hire or unique experiences4
  • With the FINE HOTELS & RESORTS program, you can enjoy complimentary benefits that offer an average total value of more than $700AUD11
  • Complimentary Accor Plus membership valued at $395 per year12
  • With Hotel Elite Status, be fast-tracked to the higher tiers of leading hotel loyalty programs around the world
  • The American Express Global Lounge Collection provides access to over 1,200 Airport lounges across 130 countries6 including access to Priority Pass
  • Platinum International Airline Program13
  • Plus, earn one bonus Membership Rewards point per dollar spent14
Read more

World-class service

Whenever you need us, we’re here.
  • The American Express Invites program15 provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining
  • Complimentary AFR digital subscription valued at $628 per year. With access to the latest news covering business, finance, investment and politics from Australia and worldwide16
  • Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards17
  • Smartphone Screen Insurance18 for up to $500 for screen repairs to your Smartphone when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract
  • Buyer's Advantage18 extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
  • Purchase Protection18 will keep your protected with cover should your new items be stolen or damaged
  • Refund Protection18 is also available should a store refuse to accept the return of a recent, unused purchase
  • Platinum Card Member insurance covers up to 4 Additional Card Members when you book and pay for your return trip with your Platinum Card or Membership Rewards points18
  • Online Fraud Protection Guarantee19 means you won't be held responsible for any unauthorised charges made without your knowledge
  • Let Platinum Concierge arrange incredible travel and dining experiences for you. Our team can recommend an amazing restaurant locally or abroad, or help you plan an unforgettable round-the-world trip
  • This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay and and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered
Read more
Travel
Travel is always more relaxing when you feel looked after. Your Platinum Card Membership entitles you to upgrades, access to special benefits and substantial savings.

Platinum Card Members will receive a $450 travel credit that can be used on eligible flights, hotels, car hire or unique experiences4

Learn more about the Travel Credit

With the FINE HOTELS & RESORTS program, you can enjoy complimentary benefits that offer an average total value of more than $700AUD11
at over 975 hand-selected 5-star properties worldwide. Complimentary benefits include daily breakfast for two people, room upgrades, noon-check in, guaranteed 4pm late check-out and a special amenity at each property
With Hotel Elite Status, be fast-tracked to the higher tiers of leading hotel loyalty programs around the world, without having to fulfil the usual qualifying criteria, such as numerous night stays each year. Hotel partners include Radisson Hotel Group20, Starwood Hotels & Resorts21, Shangri-La22 and Hilton23
Complimentary Accor Plus membership valued at $395 per year. With over 800 hotels in 18 countries across the Asia Pacific Region, Accor Plus enables you to stay and experience more destinations than ever before12
The American Express Global Lounge Collection provides access to over 1,200 Airport lounges across 130 countries6 including access to Priority Pass. The world’s largest independent airport lounge program. One of your Additional Card Members will also receive complimentary membership to Priority Pass, plus you can both bring a guest into Priority Pass lounges at no additional cost
Platinum International Airline Program13 offers great savings on First and Business Class fares with some of the world's leading airlines such as Qantas Airways, Virgin Australia, Emirates, and more. Depending on the airline and destination, you can save up to 20% compared to standard fares found outside of Platinum Travel Service
Plus, earn one bonus Membership Rewards point per dollar spent when you book prepaid hotels, car hire and experiences through American Express Travel Online before 31 December 201814

Travel with ease, knowing that wherever you are in the world there’s always someone you can call on. Take advantage of our complimentary domestic and overseas travel insurance18 for you, your partner and your dependent children up to the age of 24 when you book and pay for travel with your Platinum Card or with your points. Some highlights of your coverage include:
  • Medical Emergency Expenses Cover

    Medical Emergency Expenses Cover18 to meet your immediate needs, including repatriation
  • Transport Accident Cover

    Transport Accident Cover18 offering protection when travelling on public transport
  • Travel Inconvenience Cover

    Travel Inconvenience Cover18 which covers you for time delay, missed connections and luggage setbacks
  • Loss Damage Waiver Cover

    Loss Damage Waiver Cover for car rental of AUD125,00018
World-class service
Whenever you need us, we’re here.
  • Let Platinum Concierge arrange incredible travel and dining experiences for you. Our team can recommend an amazing restaurant locally or abroad, or help you plan an unforgettable round-the-world trip
  • The American Express Invites program15 provides Platinum Card Members with access to specially curated experiences that are not open to the general public – from sporting to fashion and dining
  • Platinum Card Services provides 24/7 help whether you need emergency assistance, your account balance, redemption on Membership Rewards points or Additional Cards17
  • Buyer's Advantage18 extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
  • Purchase Protection18 will keep your protected with cover should your new items be stolen or damaged
  • Refund Protection18 is also available should a store refuse to accept the return of a recent, unused purchase
  • Platinum Card Member insurance covers up to 4 Additional Card Members when you book and pay for your return trip with your Platinum Card or Membership Rewards points18
  • Online Fraud Protection Guarantee19 means you won't be held responsible for any unauthorised charges made without your knowledge
  • This Platinum Card is also eligible for use with Apple Pay, Samsung Pay and Google Pay and and if your Card is lost or stolen, notify us and you can continue to pay with your smartphone while your replacement Card is being delivered
Eligibility
To save time before you apply for your Platinum Card, it's best to make sure you can say yes to the following:
  • I have an annual income of $100,000 or more
  • I have no history of bad debt or payment default
  • I am aged 18 years or over
  • I am an Australian citizen or permanent resident
If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.

Ready to Apply?

Receive 80,000 Membership Rewards Bonus Points1 when you apply online, are approved and spend $3,000 on your new card in the first 3 months from the Card approval date. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1