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Key Information
Card Type
Credit Card
Annual Fee
$0 Annual Card Fee in the first year, saving you $1951
Interest Rate
23.99% p.a. on purchases2
Interest Free Period
Up to 55 days3

How To Earn Membership Rewards Points

3

points per $1 spent

at major supermarkets and petrol stations4

2

points per $1 spent

on purchases in a foreign currency when overseas and online4

1

point per $1 spent

on all other purchases4

Key Benefits

$200 to spend on travel each year

Receive $200 to spend on eligible domestic and international flights, hotels or car hire with American Express Travel5

Smartphone front screen cover

Covering up to $500 for repairs if you break your front screen when you pay for your phone outright or monthly bill with your American Express Platinum Edge Credit Card

Additional Cards at no extra cost

Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee7

All Benefits

$200 Travel Credit each year

Receive $200 to spend on domestic or international travel each year when you make a booking of $200 or more on eligible flights, hotels or car hire and more with American Express Travel Online5.
Learn more about the Travel Credit here.

    Complimentary Travel Insurance

    Travel with domestic and international insurance6 for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:

    - Trip Cancellation and Amendment Cover​
    - Travel Inconvenience Cover​​
    - Public Transport Accident Cover​​
    - Personal Baggage, Valuables, Money and Travel Documents Cover​​
    - Medical Emergency Expenses Cover​​
    - Personal Accident Cover

    Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.

    Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).

      How You Earn Membership Rewards Points

      Earn Membership Rewards points on every dollar you spend on your Card and see how quickly they can add up:

      • Earn 3 points per $1 spent at major supermarkets including Woolworths, Coles, Harris Farm Markets, IGA, Bi-Lo, Macro Wholefoods, Safeway, Supabarn, Thomas Dux, Fishers, Food For Less, and Fresh Provisions4
      • Earn 3 points per $1 at major petrol stations including Ampol, BP, Caltex Woolworths, Woolworths Petrol, 7 Eleven, Shell, Gull, Metro, Peak, Safeway Petrol, and United4
      • Boost your points balance with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account7

      Choose Your Rewards

      You can redeem points several ways:

      • Transfer your points to over 10 major partners across Airline8, Hotel & Retail.
      • Book travel with points online at American Express Travel9
      • Redeem points for Digital Gift Cards10 from leading retailers
      • Use points to pay for eligible charges on your Account using Cover Charges with Points14

      Shop and travel the world with confidence

      Shop and travel the world with confidence knowing that we have your back with these great benefits when you pay for eligible items with your Card:

      • Buyer’s Advantage Cover6, extending the manufacturers' warranty on eligible items purchased with your Card by up to 12 months
      • Card Purchase Cover6, covering eligible items purchased with your Card
      • Card Refund Cover6, covering the cost of eligible items when a store refuses a return
      • Fraud Protection Guarantee11, protecting you from unauthorised charges made on your Account
      • Emergency Card replacement12, for lost or stolen Cards virtually anywhere in the world
      • Compatibility with Apple Pay, Samsung Pay and Google Pay
      • Plan It™ Instalments13 is a new feature of your Card that offers you a flexible way to pay off a portion your Credit Card balance in equal monthly instalments, with no interest and a fixed monthly fee.

      Eligibility

      To apply for The Platinum Edge Credit Card you need to:

      • Be aged 18 years or over
      • Be an Australian citizen, permanent resident or hold a long term visa
      • Have a good credit history and no payment defaults

      Documentation

      Documents and information to have ready:

      • Australian Driver’s Licence number (if you have one)
      • Details of your income, expenses and debts
      • Proof of income (e.g, payslips)


      Please click here to read the Key Facts Sheet for this Credit Card.

      Platinum Edge Card FAQs
      What is the Annual Card Fee for the Amex Platinum Edge Card?
      The Amex Platinum Edge Card has an annual Card Fee of $195 p.a.
      How is the limit on the Amex Platinum Edge Card determined?
      All American Express Credit Cards have a maximum Credit limit. Your highest limit will depend on your financial circumstances and the Credit Card you choose. When you apply for the Amex Platinum Edge Card, you’ll have the opportunity to indicate your preferred Credit Card limit and approval for your credit line will be subject to our approval criteria. You should ensure that you nominate a limit that’s in line with your current financial circumstances.

      It’s also important to know that choosing a low limit during the application process will not change your chances of approval. If you don’t choose a limit, we’ll assign you one, based on your current financial circumstances.
      How can I use the Platinum Edge Credit Card $200 Travel Credit?
      You can use the $200 Travel Credit you receive every year with the Amex Platinum Edge Card5 to pay for eligible flights, hotels and car rentals when booked via Amex Travel Online. The Travel Credit is valid for 12 months from the date of issue and you can use it for yourself as the Primary Card Member or book for a friend or family member.
      How can I earn reward points on my everyday purchases with the Amex Platinum Edge Card?
      You earn Membership Rewards points from all eligible purchases made on your Amex Platinum Edge Card4 for your everyday spend, bills, entertainment, travel bookings and more.

      You can earn 3 points per $1 spent at major supermarkets and petrol stations, 2 points per $1 spent on purchases in foreign currency (when spending overseas or online) and 1 point per $1 spent on all your other purchases.

      You can then redeem your points for a wide range of rewards across travel, shopping, Gift Cards and more.
      How can I use Amex Membership Rewards® points on the Amex Platinum Edge Card?
      Whether it’s on travel, using points to shop online or reducing your Account balance, the Amex Membership Rewards Program lets you choose from a wide range of rewards:

      • Use Points for Purchases: You may use your points to make purchases at certain retailers listed on our website with Pay with Points15. You can also use your points to cover eligible charges on your Card using Cover Charges with Points14.
      • Use Points to Travel: Use your points to book flights, hotels or car rentals with Amex Travel Online9.
      • Use Points to Transfer to Partners: You can transfer your points to major Partner Programs across airline, hotel and retail8.
      • Use Points for Digital Gift Cards: You can redeem your points for Digital Gift Cards10 from leading brands and retailers.
      What are the benefits of the Amex Platinum Edge Card?
      The Amex Platinum Edge Card offers a wide range of benefits. Here are some of the main ones:

      Interest free days: You get up to 55 days to pay for your Card purchases3.

      Travel benefits: Receive $200 each year to spend on eligible domestic and international flights, hotels or car hire with American Express Travel5 and complimentary domestic and international insurance6 for you, your partner and your dependent children, when you pay for your return trip on your Card. (Terms, conditions, cover limits and exclusions apply such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).

      Extra perks: Access Amex Offers across shopping, dining, travel and entertainment, Pre-Sale tickets and Card Member only Entertainment Lounges.

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