American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
Customer ServiceLogin

Key Information
Card Type
Annual Fee
$0 p.a.
Interest Rate
23.99% p.a.1
Interest Free Period
Up to 44 days2

How You Earn Qantas Points

1.75

Qantas Points per $1 spent

on eligible Qantas products and services3

0.75

Qantas Points per $1 spent

on Card purchases3

0.5

Qantas Points per $1 spent

on purchases at government bodies in Australia3

Key Benefits

Card Refund and Purchase Cover

Shop with confidence thanks to Card Refund and Purchase Cover when you make an eligible purchase with your Qantas American Express Discovery Card4

Additional Cards at no extra fee

Start earning more Qantas Points by having up to 4 Additional Cards for family members or friends with no extra fee5

Redeem your Qantas Points

Redeem your Qantas Points for Classic Flight Rewards6 with Qantas and their participating partner airlines, and use them for flights to over 1,000 destinations worldwide

All Benefits

Earn Qantas Points

  • Boost your Qantas Points balance further with Additional Cards for family and friends. Add up to 4 Cards at no additional fee, and the points earned will be credited to your Account.5
  • Enjoy uncapped Qantas Points earning potential with no limit on the number of Qantas Points you can earn.7
  • Redeem your Qantas Points for Classic Flight Rewards6 or use Points Plus Pay11 with Qantas and their participating partner airlines. Use them for flights to over 1,200 destinations worldwide.
  • Use your Qantas Points to shop the latest from over 1,200 brands at Qantas Marketplace12.

See where your points can take you

Points will be transferred to your Qantas Frequent Flyer account each month and can be redeemed for Classic Flight Rewards6 such as:

  • Fly Brisbane to Cairns Economy one way for 1 person from 13,800 Qantas Points plus AUD $60 taxes, fees and carrier charges.
  • Fly Sydney to the Gold Coast Economy one way for 1 person from 9,200 Qantas Points plus AUD $59 taxes, fees and carrier charges.

    Qantas Points required and taxes, fees and carrier charges displayed are accurate as at 01/07/2026 and are subject to change. Classic Flight Rewards availability is limited. For more information, visit Classic Flight Rewards.

Use your Card with confidence

Wherever your next adventure takes you, know you’re protected by the world-class service and protection of American Express with these great benefits:

  • Card Purchase Cover4, covering eligible stolen or damaged items purchased with your Card
  • Card Refund Cover4, covering the cost of eligible items when a store refuses a return for eligible items purchased with your Card
  • Fraud Protection Guarantee8, protecting you from unauthorised charges made on your Account
  • Emergency Card replacement9, for lost or stolen Cards virtually anywhere in the world
  • Plan It™ Instalments10 is a feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with no interest and a fixed monthly fee.
  • Compatibility with Apple Pay, Samsung Pay and Google Pay

Eligibility

To apply for The Qantas American Express Discovery Credit Card you need to:

  • Be aged 18 years or over
  • Be an Australian citizen, permanent resident or hold a long term visa
  • Have a good credit history and no payment defaults

Documentation

Documents and information to have ready:

  • Australian Driver's License number (if you have one)
  • Details of your income, expenses, and debts
  • Proof of income (e.g, payslips)


Please click here to read the Key Facts Sheet for this Credit Card.

Other Recommended Cards For You

Earn up to 120,000 bonus Qantas Points1

The Qantas American Express Ultimate Card

That’s 70,000 bonus Qantas Points when you apply online by 17 November 2026, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Qantas Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership. T&Cs apply. New Amex Card Members only.

Receive 20,000 bonus Qantas Points

The Qantas American Express Premium Card

when you apply online, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Premium Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only

Receive 75,000 Bonus Membership Rewards® Points1

The American Express Explorer® Credit Card

when you apply online by 3 November 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.