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Key Information
Card Type
Annual Fee
$95 p.a
Interest Rate
23.99% p.a.2
Interest Free Period
Up to 55 days3

How You Earn Velocity Points

1.75

VELOCITY POINTS4

on eligible purchases with Virgin Australia4

per $1 spent

1

VELOCITY POINT4

on everyday purchases4 except spend at government bodies in Australia where you'll get 0.5 Velocity Points

per $1 spent

After a total of 12,000 Velocity Points are earned on your Velocity Escape Plus Card Account in a calendar year, your everyday earn rate will change from 1 to 0.75 Velocity Points per $1 spent on everyday purchases4.

Key Benefits

$50 Virgin Australia Statement Credit

Spend $50 or more on eligible flights on your Card with Virgin Australia and receive a $50 statement credit5, once per redemption period. Enrolment required. Benefit ends 31 December 2026. Exclusions apply.

Additional Cards at No Extra Fee

Increase your ability to earn Velocity Points with up to four Additional Cards to give to family members or friends, at no extra fee6

Velocity Points Earn

Your everyday expenses could be more rewarding than you think. Every time you spend on your Card, you’re maximising your Velocity Points4 earning potential.

All Benefits

Earn Velocity Points on every $1 spent

Your everyday expenses can be more rewarding than you think. Every time you spend on your Card, you’re maximising your Velocity Points earning potential. By spending on your American Express Velocity Escape Plus Card you earn:

• 1.75 Velocity Points per $1 spent on eligible Virgin Australia purchases4
• 1 Velocity Point per $1 spent everywhere else, excluding the providers below4
• 0.5 Velocity Points per $1 spent at government bodies in Australia, including Australia Post and the Australian Tax Office4

After a total of 12,000 Velocity Points is earned in a calendar year, the everyday earn rate will change from 1 to 0.75 Velocity Points per $1 spent.

Earn Points to your heart’s content, with no cap to the number of Velocity Points you can earn as long as your Account is current and in good standing. With that kind of Points earning potential, it makes sense to use your American Express Velocity Escape Plus Card every time you spend.

    $50 Virgin Australia Statement Credit

    Spend $50 or more on eligible flights on your Card with Virgin Australia and receive a $50 statement credit5, once per redemption period. Enrolment required. Benefit ends 31 December 2026. Exclusions apply.

      Complimentary Travel Insurance

      When you travel, don’t let an accident trip you up. When you book and pay for your return trip with your American Express Velocity Escape Plus Card, you’ll get domestic and overseas Travel Insurance7.

      Your complimentary Travel Insurance gives you:

      • Medical Emergency Expenses Cover
      • Trip Cancellation and Amendment Cover
      • Personal Baggage, Valuables, Money And Documents Cover
      • Personal Liability

      Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions, and cover limits). Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.

        Redeem your Velocity Points

        • Redeem Velocity Points for domestic or international flights to over 500 destinations around the world.
        • Redeem Velocity Points for accommodation, car hire, gift cards and more.

        Use your Card with confidence

        Wherever you are, you'll be covered by the world-class service and protection of American Express with these great benefits:

        • Card Purchase Cover7, covering eligible stolen or damaged items purchased with your Card
        • Card Refund Cover7, covering the cost of recent and unused purchases when a store refuses a return
        • Fraud Protection Guarantee8, protecting you from unauthorised charges made on your Account
        • Emergency Card replacement9, for lost or stolen Cards to virtually anywhere in the world
        • Plan It™ Instalments10 is a new feature of your Card that offers you a flexible way to pay off your Credit Card balance in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.
        • Compatibility with Apple Pay, Samsung Pay and Google Pay, helping you check-out faster

          Am I Eligible?

          To apply for an American Express Velocity Escape Plus Card you need to:

          • Be aged 18 years or over
          • Be an Australian citizen, permanent resident or hold a long term visa
          • Have a good credit history and no payment defaults

          Documentation

          Information to have ready:

          • Australian Driver's License number (if you have one)
          • Details of your income, expenses, and debts
          • Proof of income (e.g, payslips)


          Please click here to read the Key Facts Sheet for this Credit Card.

          Other Recommended Cards For You

          Earn up to 100,000 bonus Velocity Points1

          The American Express Velocity Platinum Card

          That’s 70,000 bonus Velocity Points when you apply online by 13 October 2026, are approved, and spend $5,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months of your approval date. Plus, earn an additional 30,000 bonus Velocity Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership. T&Cs apply. New Amex Card Members only.

          Receive 75,000 Bonus Membership Rewards® Points1

          The American Express Explorer® Credit Card

          when you apply online by 3 November 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.