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American Express provides a wide range of Credit Cards in Australia with different benefits and rewards to suit your lifestyle.
Whether you are looking for a low interest rate on your purchases or premium and luxury experiences, you can compare the range of American Express Credit Cards and find out exactly how to get a credit card in Australia that best compliments your needs.
American Express Credit Cards make it easy for you to enjoy financial flexibility while offering a great way to make the most on your daily purchases and spending habits. With different range of annual fees, interest rates and lines of credit, you can find the Card to best suit your needs.
The Low Rate Credit Card is a particularly advantageous option to keep a low APR (11.99% p.a) on your purchases and gives you plenty of flexibility with an interest free period of 55 days.
Moreover, we now have a Balance Transfer offer available on Credit Cards which will give new Cardmembers a great way to make savings for the first 6 months with a promotional rate of 0.99% p.a.
For more information and guidance around credit terms, browse our Card Guidance pages in the left hand menu.
American Express Credit Cards offer you opportunities to earn a variety of rewards. From Membership Rewards points1 that you can redeem2 for flights with our 10 leading airline parter programs, holidays, hotel stays, and gift cards3. The more you spend, the more you accrue and our Membership Rewards points never expire6.
The rewards don't stop there. Many of our Credit Cards offer you Refund Protection7, Purchase Protection7, Online Fraud Protection Guarantee8, inclusive insurance benefits7, when you pay for travel on your card, a complimentary9 flight every year and 24/7 customer support.
With tailored options to suit every customer, the card you choose dictates advantages that are available to you. You will enjoy:
Pay for travel on your Credit Card and you will receive:
The benefits, insurance cover and protection on offer vary with each Card, so browse the different options to find one that suits your intended use. Simply view the range of Cards in the menu to the left, or use the 'Compare these Cards' button towards the top of this page to see an overview all available Credit Cards and then apply for the best option to suit you.
Our Customer Care service is available all day and night to ensure you can always reach us when you need to. Our care team can be reached by phone, mail or email and will endeavour to answer your inquiries as quickly and easily as possible. If you’re travelling outside of Australia the Global Assist® team is available to help with any inquiries you might have.
Our Online Fraud Protection Guarantee8 means that in the unlikely event you are a victim of fraud, and you have remained responsible with your Card, you won't be called upon for any costs linked to fraudulent transactions or activity.
Wherever your travels take you, you can use your American Express Card. Our Cards are designed for international travel and offer a range of travel rewards including flights, hotel stays and travel insurance. You can enjoy the highest levels of protection for making payments overseas meaning you can relax and enjoy your travel.
We make it as easy as possible for you to manage your account. Register online and you can access your account information at any time, virtually anywhere in the world - either online or on your mobile. View your current balance, have updates sent to your phone, pay bills easily, and manage your rewards or loyalty points.
A Balance Transfer with your Credit Card is a great solution if you want to manage your finances more effectively. American Express offers a Balance Transfer for new Credit Cards Cardmembers with low rates to help you stay on top of your finances. Starting from as little as 0.99% per annum you can increase your financial flexibility.
If you want to borrow at a low rate then our tailored Low Rate Credit Card is the perfect choice. With interest rates starting from as little as 11.99% per annum you can enjoy increased spending flexibility at highly competitive rates.
Once you have decided which Credit Card you want to apply for, you will first need to make sure you meet certain basic criteria according to regulation in Australia:
Some of our Credit Card options have additional and specific eligibility criteria you may need to meet in order to apply for. You may be asked to provide proof of income, bank details and proof of employment during the application process. This would be necessary in particular if you are applying for a credit card and you hold a 457 Temporary Work visa.
Once you find the Card that best suits your needs and have read all the details, click the 'Apply Now' button to start your application. When applying for a card you can choose additional services and benefits exclusively on offer. You will also be able to further personalise your new Credit Card by choosing how your name appears on it.
The application form makes it possibly to directly apply for your Credit Card online and takes less than 10 minutes to fill out. We may be able to give you a response in less than 60 seconds with almost instant approval – so apply now.
American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 August 2012 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.Terms and Conditions
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