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American Express Platinum Business Card
American Express® Platinum Business Card
Welcome Offer - Earn 200,000 Membership Rewards Bonus Points plus a $500 Credit when you spend $12,000 on eligible purchases on your new American Express® Platinum Business Card within 3 months of your approval date. Offer ends 4 April 20231C. Available for new American Express Card Members only.
Annual Fee:
$1,750.
Annual Employee Card Fee:
No fee for up to 99 Employee Cards2C
Charge Card:
Enjoy no pre-set spending limit3C and up to 55 days to pay for purchases.4C
Apply NowSpeak to a Specialist

American Express® Platinum Business Card

Welcome Offer - Earn 200,000 Membership Rewards Bonus Points plus a $500 Credit when you spend $12,000 on eligible purchases on your new American Express® Platinum Business Card within 3 months of your approval date. Offer ends 4 April 20231C. Available for new American Express Card Members only.
Annual Fee:
$1,750.
Annual Employee Card Fee:
No fee for up to 99 Employee Cards2C
Charge Card:
Enjoy no pre-set spending limit3C and up to 55 days to pay for purchases.4C

Key Benefits

Earn up to 2.25 points per $1 spent5C

With no cap or expiry on points earned, your everyday business spend rewards you at one of Australia’s highest Charge Card point redemption rates.

No pre-set spending limit3C

Make the most of your Charge Card with no pre-set spending limit unlike Credit Cards.

Exclusively Platinum experiences

Unlock exclusive Platinum travel, experience, and dining privileges for both business and leisure around the world.

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Earn 200,000 Membership Rewards Bonus Points plus a $500 Credit.

Simply spend $12,000 on eligible purchases on your new American Express® Platinum Business Card within 3 months of your approval date. Offer ends 4 April 20231C. Available for new American Express Card Members only.

Platinum Card Membership Rewards Program

Capitalise on your hard work with premium Membership Rewards.

Be rewarded with up to 2.25 points per $1 spent5C

With the American Express® Platinum Business Card, you’ll enjoy complimentary Membership Rewards enrolment, as well up to 2.25 points for every dollar spent and 1 point per dollar on government-related spend, with uncapped earning potential and no expiry date on points.

Help offset your business expenses with points

From client presentations and business retreats, to technology upgrades and even the Platinum Business Card Annual Fee, use your points to pay off purchases. Or turn your points into Gift Cards6C to redeem at leading brands including JB Hi-Fi, David Jones, Freedom Furniture and more.

Turn your points into Platinum travel experiences

The sky’s the limit with your Platinum Business Card. Redeem points directly on flights, accommodation, and car rental with American Express Travel Online booking service, as well as Webjet and helloworld.7C Or transfer points to your choice of 10 world-class airline partners including Qantas, Virgin Australia, and Air New Zealand where you can use them for flights and upgrades.8C

Use points as credit

Use the points your business has earned when making transactions on your Card to help pay down the balance on your Card.9C

Pay with points for selected transactions

Pay for one or more eligible transactions on your statement with points you’ve accrued using your Card.10C

Cash Flow Management

Optimise your business with the Platinum Business Card cash flow management features.

Expand your business with no pre-set spending limit3C

The Platinum Business Card has no pre-set spending limit. As your spending and payment history is established, the amount you can charge on the Card can grow, giving you more financial capability in the future. And because it’s paid off in full each month, you won’t incur interest on the balance.

Extend your cash flow by up to 55 days4C

Give your business financial breathing room with up to 55 days to pay for purchases.

Enjoy financial flexibility with a Flexible Payment Option11C

Seize new business opportunities, free up your cash flow, and navigate fluctuations in revenue by paying off a portion of your balance, up to your FPO limit, over time. Interest charges apply.

Make American Express your go-to payment choice

AccessLine™ enables you to use your Platinum Business Card to pay for business expenses from rent to equipment, even when Card isn’t accepted.12C Plus, you’ll earn points on every dollar spent and enjoy the flexibility of up to 55 cash flow days.4C Enrolment is required.

Track and control your employee expenditure

View real-time spend data and optimise your business’ cash flow by putting all key employee spending in one place with up to 99 complimentary Employee Cards.2C Plus, reward employees by extending some perks and privileges of the Platinum Business Card to them.

Compare our Business Cards

American Express Platinum Business Card

American Express® Platinum Business Card

Welcome Bonus

New American Express Card Members will earn 200,000 Membership Rewards Bonus Points plus a $500 Credit when you apply by 4 April 2023 and spend $12,000 on eligible purchases within 3 months of your approval date1C.

Annual Fee

$1,750

Complimentary Membership Rewards enrolment

Card Type

Charge Card
Up to 55 days to pay for your purchases4C

Earn Rate

Earn 2.25 Membership Rewards points per $1 spent excluding government spend where you will earn 1 point per $1 spent5C

American Express Business Explorer Credit Card

American Express Business Explorer® Credit Card

Welcome Bonus

New American Express Card Members will earn 75,000 Membership Rewards Bonus Points when you apply by 4 April 2023 and spend $3,000 on eligible purchases within 3 months of your approval date.1D

Annual Fee

$149

Card Type

Credit Card
Up to 55 interest free days to pay for your purchases.3D
Interest rate of 21.99% p.a. on all purchases.6D

Earn Rate

Earn up to 2 Membership Rewards points per $1 spent5D

American Express Gold Business Card

American Express® Gold Business Card

Welcome Bonus

New American Express Card Members will earn 75,000 Membership Rewards Bonus Points when you spend $1,000 on eligible purchases within 2 months of your approval date9B. Membership Rewards enrolment required; program annual fee applies.

Annual Fee

$169
$80 Membership Rewards fee (enrolment optional)

Card Type

Charge Card
Up to 51 days to pay for your purchases3B

Earn Rate

Earn 1.5 Membership Rewards points per $1 spent excluding government spend where you’ll earn 1 point per $1 spent4B

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Travel Privileges

Take your business to the next level with premium travel benefits.

Relax in more than 1,400 airport lounges worldwide

Work and refresh on the go with priority access to over 1,400 lounges in airports across more than 140 countries.13C

Your Platinum Business Card is your key to the American Express Global Lounge Collection® – including exclusive access to The Centurion® Lounge, International American Express Lounges, Priority Pass Lounges, and Virgin Australia domestic lounges when flying Virgin Australia.13C

Enjoy premium-level Travel Insurance14C

Know you're covered domestically and internationally for business and leisure with complimentary Travel Insurance for you, your spouse, and Employee Card Members.

Cover includes:
- Medical Emergency Expenses Cover
- Business Trip Completion Cover up to $25,000
- Personal Liability Cover up to $3,000,000
- Trip Cancellation and Amendment Cover up to $30,000

Elevate your business travel with exclusive savings

Turn your next trip into a retreat with AccorPlus membership (valued at $399) – providing you with a complimentary night’s accommodation each year, as well as up to 50% off your dining bill at selected partner restaurants.16C Plus, enjoy VIP privileges and exclusive savings at over 1,600 luxury hotels globally with Fine Hotel + Resorts15C and The Hotel Collection.

Platinum perks also include superior savings, upgrades, and benefits on rental cars globally from Hertz17C and Avis.18C

Platinum Expertise

Premium assistance for you and your business is only a phone call away with your Platinum Business Card.

Plan and book with your Travel Service

Save your business time and money with the Platinum Travel Service – a team of experts ready to plan and book all aspects of business travel for you and your employees, anywhere in the world when the time is right.

Platinum Concierge anytime, anywhere19C

Whether it’s a night in New York or a London layover, your Platinum Concierge is available 24/7 to arrange unforgettable travel and dining experiences for you and your clients. Your highly experienced and knowledgeable concierge can even arrange for rare watch maintenance, suit tailoring, client translation services, as well as many other personal and business requests.

Card Member Perks

Premium benefits for Platinum Business Card Members.

POWER UP YOUR BUSINESS – SPEND WITH DELL TECHNOLOGIES, GET UP TO $125 CREDIT TWICE A YEAR20C

Save the benefit to your eligible Card via Amex Offers by 31 December 2023 to receive your transaction amount back as a credit. Up to $125 back per redemption period, valid up to 2 times per year. That's a total of up to $250 back per Card Account.

THE AUSTRALIAN PREMIUM SUBSCRIPTION

The Australian Premium subscription21C gives you access to The Australian’s news coverage and analysis from here and around the world across all your devices as well as access to The Wall Street Journal. In addition, you will have access to exclusive member-only features including a weekly curated eNewsletter featuring a selection of the best reads from The Australian and global news partners including The Economist and Harvard Business Review, as well as biannual virtual events featuring some of The Australian’s most experienced political and business journalists.

UPGRADE AND UNWIND WITH ELITE-TIER HOTEL STATUS

Take comfort in all the VIP benefits of your Gold-tier status at Marriott BonvoyTM and Hilton Honors, and Radisson Premium status.15C

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Business Management and Support

Enjoy the highest quality of service and support at your fingertips.

Streamlined financial reporting

Instantly consolidate and streamline your business’ financial reporting with automatic transaction feeds from your Card Accounts into Quicken™, Microsoft® Excel, and MYOB®.22C

Control at your fingertips with the Amex App23C

Monitor, manage, and view your business and personal spend, access benefits and rewards, redeem points, and receive live support on the go with the Amex App.

Emergency Card replacement within 48 hours worldwide

Never stress about losing your Card again. Virtually no matter where in the world you are, lost or stolen Cards can usually be replaced within 48 hours.25C

Fraud protection

Secure your company’s finances wherever you conduct business, with protection for all unauthorised transactions made with your Card.26C

Tap and pay with your smart device

Use your linked Platinum Business Card in your smartphone or wearable device to make convenient, fast, and secure payments with Apple Pay®, Samsung Pay®, and Google Pay®.24C

Eligibility

To apply for an American Express Platinum Business Card you need to:

This application takes approximately 10-15 minutes to complete. In the instance we need further information our friendly team will be in touch within 48 hours of receiving your application.

be aged 18 years or over

be an Australian citizen or permanent resident

be a Director or Controller of the business

have a good credit history and no payment defaults

have an annual business revenue of $75,000 or more

have a valid ABN registered for GST

Information to have ready:

your personal income and your business revenue

your driver’s licence (if you have one)

the details of your business’ ownership as it appears on ASIC (for the Director and/or Beneficial Owner)

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Ready to apply?

Access premium service and travel privileges for your business across the globe.

Call 139 323

Monday to Friday 9:00am to 5:00pm AEST

Apply NowSpeak to a Specialist
American Express Platinum Business Card
American Express® Platinum Business Card
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