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  4. Velocity Credit Cards
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Why choose an American Express Velocity Credit Card?

If the idea of having your next trip covered by Velocity Points sounds inviting, an American Express Velocity Credit Card is well worth considering. You can earn Velocity Points on everyday purchases1, so you’ll be hitting new heights before you know it.

Earning Velocity Points

Earning Velocity Points

When you make purchases on your Card, up to 3 Velocity Points1 per dollar spent on your Card will be transferred automatically to your Velocity Frequent Flyer account each month. There is no cap on the amount of Velocity Points you can earn as long as your account remains current and in good standing. You can also earn points faster by getting a complimentary Supplementary Card for family members at no additional cost2, where points earned on each Supplementary Card will be credited to your Velocity account.

Transferring Velocity Points

Transferring Velocity Points

With American Express Velocity Credit Cards, your points will transfer automatically to your Velocity Frequent Flyer account each month.

Where Velocity Points can take you

Where Velocity Points can take you

As an American Express Velocity Credit Card Member, you could earn up to 3 Velocity Points per $1 spent with Virgin Australia and up to 1 point per $1 spent everywhere else1.

Velocity offers great choice and flexibility when it comes to redeeming your Velocity Points. Choose to redeem for flights to over 600 destinations, flight upgrades, accommodation or products via the Velocity Rewards Store.

All redemptions quoted are based on one-way Economy Reward Seats, are subject to availability and to the Velocity Membership Terms and Conditions and must be booked on the Velocity website. Quoted redemption booking details are correct as at 18 July 2016 and are subject to change3.

Velocity partner airlines

Velocity partner airlines

Virgin Australia's global network of airline partners means you can use your Velocity Points to fly virtually anywhere in the world. Partner airlines include Air New Zealand, Singapore Airlines, Virgin Atlantic, Delta and Etihad.

Other travel benefits

Other travel benefits

Wherever your journey takes you, we've got you covered with:

  • Purchase and Refund protection4
  • Online Fraud Protection Guarantee5
  • Emergency Card replacement6
  • Global Card support and 24/7 customer service
  • Airport Lounge Access7 (Velocity Platinum Card Members)
  • A complimentary Virgin Australia domestic return Economy flight every year after your first Card spend each year8 (Velocity Platinum Card Members)
  • Complimentary domestic and international Travel Insurance (Velocity Platinum Card Members)4

Global Card support

Global Card support

No matter where you are in the world, we'll be here when you need us 24/7. It's extra peace of mind to know that help is just a phone call away. Call our Customer Service Centre on 1300 132 639, or +61 2 9271 8666 from anywhere in the world.

Our American Express Velocity Credit Cards

The American Express®
Velocity Platinum
Card

  • Bonus Velocity Points for new American Express Card Members
  • Up to 3 Velocity Points per $1 spent1
  • A complimentary Virgin Australia return domestic flight every year after your first Card spend each year8
  • 2 complimentary single entry Virgin Australia lounge passes7
  • Enjoy complimentary access up to two entries per year to the American Express Lounge at Sydney International Airport9
  • Complimentary domestic and international Travel Insurance4


 

Learn more

The American Express®
Velocity Escape
Card

  • Bonus Velocity Points for new American Express Card Members
  • Up to 2 Velocity Points per $1 spent1
  • Purchase Protection and Refund Protection4
  • Online Fraud Protection Guarantee5
  • 0% p.a. on balance transfers for the first 12 months for new American Express Card Members10


 

Learn more

An American Express Velocity Credit Card not for you?

If you’d prefer to earn different types of rewards points, a different kind of Credit Card could be better suited to your needs.

 

 

 

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Why choose American Express?

Accepted at more places

With more Merchants in Australia choosing to accept American Express, including the big brand stores you spend at every day, your points will add up fast.

Learn more >

Membership experiences

We believe our Card Members deserve more. Discover how we reward our Card Members.

Learn more >

A great range of Cards

From Charge Cards to Credit Cards – you’re bound to find something to suit your needs.

View all Cards >

Terms and Conditions

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Terms and Conditions

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1. Velocity Points are earned in accordance with and subject to the American Express Velocity Card Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here.

2. Supplementary Card Members must be 18 years of age or older. You will be liable for all spending on Supplementary Cards.

3. Seats are limited and may not be available at peak times or on all flights. Name changes are not permitted. Bookings can be changed/cancelled by paying the fee and any applicable fare difference in accordance with the applicable fare restrictions, as published on our website on the day you request your change. For current change and cancel fees see Virgin Australia's Fees and Surcharges page. For a redemption booking, the payment amount will comprise of taxes or, where the total cash component of a booking exceeds $50 and this amount is paid for by credit card or debit card, the payment amount will comprise of taxes and a Booking and Service fee. Add a Booking and Service Fee when paying by credit card or debit card ($7.70 per person per booking for Virgin Australia domestic flights. $10 per person per booking for Virgin Australia international short-haul flights and $30 per person per booking for Virgin Australia international long-haul flights and flights operated by partner airlines). Add a Membership Contact Centre fee for bookings by phone ($35 or 4,500 Points per person per booking for Virgin Australia domestic bookings or Virgin Australia international short haul bookings and $60 or 7,500 Points per person for Virgin Australia international long haul bookings or Airline Partner bookings which can be booked online). For customers wishing to book a Reward Seat for travel on Etihad Airways operated flights, an Etihad Airways Carrier Charge will apply. View more information.

4. American Express Velocity Card Insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687) (Chubb) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Insurance Policy between American Express International Inc (ABN 15 000 618 208, AFSL 237996) (American Express) and Chubb available here for the American Express Velocity Escape Card, http://www.aexp-static.com/intl/au/campaigns/velocity/pdfs/pds_platbenefits.pdf for the American Express Velocity Platinum Card. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements. Travel Insurance: cover is available when you use your eligible Qantas American Express Card to pay for return domestic or international travel and is subject to terms, conditions, exclusions, maximum age limits, pre-existing medical conditions and limits.

5. Provided that you notify us immediately of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.

6. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.

7. Virgin Australia lounge entry passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Card Member's Velocity membership card annually on or after each annual Card fee renewal date. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended from time to time.

8. The complimentary domestic economy Virgin Australia return flight is only available between selected Australian cities and is available for booking by American Express Velocity Platinum Card Members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your Membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantees that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available at virginaustralia.com.

9. Entry into the American Express Lounge is governed by the full Terms and Conditions available at goodgoing.com.au/lounge. All entrants must adhere to the General Conditions of Entry. American Express Velocity Platinum Card Members are entitled to two (2) entries into the American Express Lounge per calendar year (1 January to 31 December) for each American Express Card account. Complimentary access is available for the Card Member’s children between the ages of 2-17. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member’s American Express Card. From time to time, American Express Card Members may be issued with a One-Day Pass for entry into the American Express Lounge at the discretion of American Express.

10. Balance transfers are only available to new applicants who apply online and are approved. A one-off 1% credit plan establishment fee applies. The maximum balance transfer that you can be approved for is $10,000 or 70% of your approved credit limit whichever is less. This offer is available to new customers. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period are ineligible for this offer. Balances may not be transferred from another American Express® Credit Card or American Express® Business Credit Card. The balance transferred will be eligible for the promotional interest rate for a 12 month period from approval, at which point any remaining balance transfer balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and fees) in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full balance transfer terms and conditions.