Credit Cards

Whether you want to go places, reward yourself, or better manage your finances, American Express Credit Cards have you covered all throughout Australia and beyond.

What is a Credit Card?


A Credit Card provides a line of credit, allowing you to make purchases and pay back the amount due later. From no annual fee Cards to Cards that earn Membership Rewards and Frequent Flyer points, you can choose the Card with benefits that best suit you.

Choose from our range of Credit Cards in Australia


Whatever your lifestyle, you need a Card with benefits that revolve around you.
American Express offers you a range of options, from no annual fee Cards to Cards that earn you Membership Rewards and Frequent Flyer points, each with a host of benefits that best fit in with the way you live.





American Express Rewards
Credit Cards


Your everyday spending is rewarded with Membership Rewards Points.


Purchases you make with your Rewards Credit Card may earn you Membership Rewards Points and give you a host of benefits, from entertainment and travel to gift cards.


Browse The American Express Platinum Card, The American Express Platinum Edge Credit Card or the Explorer Card to learn more about the suite of American Express Rewards.





No Annual Fee Credit Card


Save with no annual fee.



The American Express No Annual Fee Credit Card provides convenience and value with access to a number of benefits.










Frequent Flyer Credit Cards


Maximise your rewards for every trip you make.


Enjoy a number of benefits on offer with a Velocity Credit Card and earn Velocity points when you use your Velocity American Express Card to make purchases.


Use your Qantas Frequent Flyer Credit Card on everyday spend and the Qantas points earned will be automatically transferred to your Qantas Frequent Flyer account each month.  





David Jones American Express Credit Cards


Take your shopping to another level with a David Jones American Express Credit Card.



Shopping just got a little better with a variety of benefits like invites to season launches, fashion events, and complimentary gift wrapping and delivery.








Cashback Credit Card


Respend your money all over again



The American Express® Cashback Credit Card is a Card with a difference - for every dollar you spend on purchases you get a percentage of it back, as a statement credit on your Account.


American Express Benefits & Rewards


American Express rewards you in so many ways. As a Card Member, you’ll have access to a wide range of offers, benefits and services through the American Express Membership Rewards Program. Here’s a quick look at just some of the key American Express Card benefits you could enjoy.

Amex Offers

American Express Offers are just one of the many perks of being a Card Member. You can take advantage of all manner of American Express offers across shopping, dining, travel and entertainment. Being rewarded is as simple as just using your Card, with so many opportunities, from bonus points to credits on your Account.


To see American Express Card Offers, simply log in to your Online Account or the American Express Mobile App*.

*To use the App, you must be registered for online Services. App Store is a service mark of Apple Inc. Android and Google Pay are trademarks of Google Inc.

Rewards Points

Make your life more rewarding with our Membership Rewards Program. You can use your American Express Points the way you like, be it on travel, shopping, putting them towards your Account balance or choosing something else from our wide range of rewards. The more you use your Card, the more Membership Rewards points you can earn.



Events & Experiences

From concerts with your favourite artists to the country’s biggest sporting events, you can look forward to some of the most memorable times of your life with American Express Experiences. Getting front row tickets to your favourite world-famous artist has never been easier. Amex pre-sale lets you use your Card to get pre-sale tickets to secure some of the best seats in the house with our reserved seating offers.

The American Express Platinum Card goes the extra mile

Platinum Card. Platinum service. Platinum rewards.

With a Card that goes above and beyond, you’ll be given VIP treatment on every level. You can take advantage of a host of privileges such as $450 travel credit each year1, airport lounge accessand concierge services.

How to apply for a Credit Card

Applying for an American Express Credit Card has been made as simple and straightforward as possible to make it easy for you.



Provide personal and financial details

To make the application process as smooth as possible, you will need your driver’s licence and some financial information like income, employment details, superannuation and living expenses.



Apply online

Once you’ve chosen a Credit Card, read the Terms and Conditions, then click on the ‘Apply now’ button to start your application.



Receive a response

As long as you have all the required information, your Credit Card application should take less than 10 minutes, and we can give you a response within 60 seconds.

Who accepts Amex?

American Express is already accepted at hundreds of thousands of places around Australia, including the places you love to shop, so you can enjoy membership benefits and rewards more often.

Credit Card FAQs



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