American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express

Ways to Pay

Pay the way that's right for you


Check items off your to-do list or meet your business needs instantly. Use your American Express® Card in a variety of ways so you can handle all transactions as you please. No matter how you choose to pay, you'll enjoy the same world-class service, security features, benefits and rewards.

A lady is making payment at a cafe using phone.

Mobile Payments

Mobile wallets can easily be set up on your compatible phones or devices. Manage your online, in-app and in-store payments without having to carry your physical American Express Cards.

A man utilizing Click to Pay option to purchase online

Click to Pay

Click to Pay is a quick and secure way to make online purchases with your American Express Card. Make purchases quickly without having to fill in your details each time you checkout.

A man utilizing Click to Pay option to purchase online
A lady sitting in a cafe looking at her smartphone screen.


American Express SafeKey provides a layer of fraud protection at participating merchants as part of our continuous efforts to provide a safer and more secure online shopping environment. You can add to cart without having to worry about security.

A lady making no-touch payment using American Express Card at a garment shop.

Contactless Payments

You can make swift, no-touch payments without having to compromise on security, whenever you see the contactless symbol in store. All you have to do is tap your Card on the reader at the terminal. You can use your contactless Card to make quick payments under $200 in a single transaction without a PIN or over $200 by tapping and entering your PIN.

A lady making no-touch payment using American Express Card at a garment shop.
  Making payment using chip-enabled American Express Card at a shop

Chip and PIN

Enjoy secure shopping with your American Express Card. Your transactions can be completed when your Card is inserted into a chip-enabled terminal and you enter your unique PIN – a number that identifies you as the rightful holder of your Card and replaces your signature. Click on the link below to discover everything you need to know about setting up and managing your Card PIN.

Got a question? Check out our Frequently Asked Questions here

Simple ways to contact American Express

We strongly encourage you to use our digital tools for self-servicing. You can access your accounts online or by using the Amex App at your convenience. It only takes a few minutes to enrol and manage your account digitally. Enrol now. For more information, including Travel support, please visit our Coronavirus Support page.